{"id":32535,"date":"2024-06-25T15:24:47","date_gmt":"2024-06-25T15:24:47","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=32535"},"modified":"2024-06-25T15:27:32","modified_gmt":"2024-06-25T15:27:32","slug":"knowledge-base-credit-risk","status":"publish","type":"page","link":"https:\/\/www.factris.com\/en\/knowledge-base\/credit-risk\/","title":{"rendered":"Credit risk (Knowledge base)"},"content":{"rendered":"

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Credit risk<\/h1>\n

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What is credit risk?<\/h2>\n

Credit risk<\/a><\/span> is the risk a lender faces in lending money to a person or company that may not be able to repay the amount borrowed. It can be influenced by several factors, including the borrower’s financial health and creditworthiness<\/a><\/span>, economic conditions, and the terms of the loan. Credit risk can lead to losses for the lender and can be mitigated by taking measures such as screening borrowers, limiting credit limits, and requiring collateral or guarantees. To avoid risk, credit insurance<\/a><\/span> is an option.<\/p>\n

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Credit riskWhat is credit risk? Credit risk is the risk a lender faces in lending money to a person or company that may not be able to repay the amount borrowed. It can be influenced by several factors, including the borrower’s financial health and creditworthiness, economic conditions, and the terms of the loan. Credit risk […]<\/p>\n","protected":false},"author":1,"featured_media":8575,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" _module_preset=\"default\" background_color=\"#D8DAEE\" z_index=\"9999\" custom_padding=\"||109px|||\" global_colors_info=\"{}\"][et_pb_row use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"900px\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" min_height=\"50px\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Kredietrisico<\/h1>\n[\/et_pb_text][et_pb_button button_url=\"\/nl\/kennisbank\" button_text=\"Kennisbank\" module_class=\"btn-back\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#001194\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"#||divi||400\" button_icon_placement=\"left\" button_on_hover=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"off|hover\" custom_padding__hover_enabled=\"off|desktop\" custom_padding__hover=\"|||59px|false|false\"][\/et_pb_button][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" hover_enabled=\"0\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\n

Wat is kredietrisico?<\/h2>\nKredietrisico<\/a> is het risico dat een kredietverstrekker loopt om geld te lenen aan een persoon of bedrijf dat mogelijk niet in staat is om het geleende bedrag terug te betalen. Het kan worden be\u00efnvloed door verschillende factoren, zoals de financi\u00eble gezondheid en kredietwaardigheid<\/a> van de lener, de economische omstandigheden en de voorwaarden van de lening. Kredietrisico kan leiden tot verliezen voor de kredietverstrekker en kan worden beperkt door het nemen van maatregelen zoals het screenen van leners, het beperken van de kredietlimieten en het vragen van onderpand of garanties. Om risico\u2019s te voorkomen is een kredietverzekering<\/a> een optie.\n\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]","_et_gb_content_width":"","footnotes":""},"yoast_head":"\nWhat is credit risk? | Knowledge base | Factris<\/title>\n<meta name=\"description\" content=\"Discover the meaning of credit risk and learn how it is affected and how lenders can mitigate it. Read our knowledge base.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/en\/knowledge-base\/credit-risk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit risk (Knowledge base)\" \/>\n<meta property=\"og:description\" content=\"Discover the meaning of credit risk and learn how it is affected and how lenders can mitigate it. 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