{"id":32535,"date":"2024-06-25T15:24:47","date_gmt":"2024-06-25T15:24:47","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=32535"},"modified":"2025-08-01T11:19:46","modified_gmt":"2025-08-01T11:19:46","slug":"knowledge-base-credit-risk","status":"publish","type":"page","link":"https:\/\/www.factris.com\/en\/knowledge-base\/credit-risk\/","title":{"rendered":"Credit risk (Knowledge base)"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.factris.com\/en\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>Credit risk (Knowledge base)<\/strong><\/span><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-credit-risk\">What is credit risk?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.factris.com\/en\/news\/importance-of-credit-risk-management\/\">Credit risk<\/a><\/span> is the risk a lender faces in lending money to a person or company that may not be able to repay the amount borrowed. It can be influenced by several factors, including the borrower&#8217;s financial health and <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.factris.com\/en\/knowledge-base\/creditworthiness\">creditworthiness<\/a><\/span>, economic conditions, and the terms of the loan. Credit risk can lead to losses for the lender and can be mitigated by taking measures such as screening borrowers, limiting credit limits, and requiring collateral or guarantees. To avoid risk, <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.factris.com\/en\/news\/what-is-credit-insurance\/\">credit insurance<\/a><\/span> is an option.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns32542_e5b7bf-bb{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns32542_e5b7bf-bb .kt-button{font-weight:normal;font-style:normal;}.kt-btns32542_e5b7bf-bb .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns32542_e5b7bf-bb .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns32542_e5b7bf-bb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns32542_e5b7bf-bb .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns32542_e5b7bf-bb .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns32542_e5b7bf-bb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns32542_e5b7bf-bb .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns32542_e5b7bf-bb\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn32542_7979f2-ea.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn32542_7979f2-ea kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/www.factris.com\/en\/knowledge-base\/\"><span class=\"kt-btn-inner-text\">Back to Knowledge base<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>What is credit risk? Credit risk is the risk a lender faces in lending money to a person or company that may not be able to repay the amount borrowed. It can be influenced by several factors, including the borrower&#8217;s financial health and creditworthiness, economic conditions, and the terms of the loan. Credit risk can&#8230;<\/p>\n","protected":false},"author":1,"featured_media":8575,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-32535","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What is credit risk? | Knowledge base | Factris<\/title>\n<meta name=\"description\" content=\"Discover the meaning of credit risk and learn how it is affected and how lenders can mitigate it. 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