{"id":32566,"date":"2024-06-27T07:30:23","date_gmt":"2024-06-27T07:30:23","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=32566"},"modified":"2024-06-27T07:32:44","modified_gmt":"2024-06-27T07:32:44","slug":"knowledge-base-creditworthiness","status":"publish","type":"page","link":"https:\/\/www.factris.com\/en\/knowledge-base\/creditworthiness\/","title":{"rendered":"Creditworthiness (Knowledge base)"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#D8DAEE&#8221; z_index=&#8221;9999&#8243; custom_padding=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;900px&#8221; custom_padding=&#8221;||||true|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#000A54&#8243; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000A54&#8243; header_2_font_size=&#8221;27px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#000a54&#8243; header_3_font_size=&#8221;21px&#8221; min_height=&#8221;50px&#8221; hover_enabled=&#8221;0&#8243; header_2_line_height_tablet=&#8221;&#8221; header_2_line_height_phone=&#8221;1.4em&#8221; header_2_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1>Creditworthiness<\/h1>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/en\/knowledge-base&#8221; button_text=&#8221;Knowledge base&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#000A54&#8243; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000A54&#8243; header_2_font_size=&#8221;27px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;left&#8221; header_3_text_color=&#8221;#000a54&#8243; header_3_font_size=&#8221;21px&#8221; hover_enabled=&#8221;0&#8243; header_2_line_height_tablet=&#8221;&#8221; header_2_line_height_phone=&#8221;1.4em&#8221; header_2_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>What is creditworthiness?<\/h2>\n<p>Creditworthiness is an assessment of the financial health and ability of a person or company to meet their financial obligations and repay loans. It is often used by lenders to determine a person&#8217;s eligibility for a loan and on what terms. Creditworthiness is determined by several factors, including a person or company&#8217;s credit history, income, expenses, debts, and <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.factris.com\/en\/knowledge-base\/assets\">assets<\/a><\/span>. A higher credit rating indicates that the person or business carries less risk for the lender and can lead to more favourable loan terms.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>CreditworthinessWhat is creditworthiness? Creditworthiness is an assessment of the financial health and ability of a person or company to meet their financial obligations and repay loans. It is often used by lenders to determine a person&#8217;s eligibility for a loan and on what terms. Creditworthiness is determined by several factors, including a person or company&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8575,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" _module_preset=\"default\" background_color=\"#D8DAEE\" z_index=\"9999\" custom_padding=\"||109px|||\" global_colors_info=\"{}\"][et_pb_row use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"900px\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" min_height=\"50px\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n<h1>Kredietwaardigheid<\/h1>\n[\/et_pb_text][et_pb_button button_url=\"\/nl\/kennisbank\" button_text=\"Kennisbank\" module_class=\"btn-back\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#001194\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"&#x23;||divi||400\" button_icon_placement=\"left\" button_on_hover=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"off|hover\" custom_padding__hover_enabled=\"off|desktop\" custom_padding__hover=\"|||59px|false|false\"][\/et_pb_button][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" hover_enabled=\"0\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\n<h2>Wat is kredietwaardigheid?<\/h2>\nKredietwaardigheid is een beoordeling van de financi\u00eble gezondheid en het vermogen van een persoon of bedrijf om hun financi\u00eble verplichtingen na te komen en leningen terug te betalen. Het wordt vaak gebruikt door kredietverstrekkers om te bepalen of iemand in aanmerking komt voor een lening en tegen welke voorwaarden. De kredietwaardigheid wordt bepaald door verschillende factoren, waaronder de kredietgeschiedenis, het inkomen, de uitgaven, de schulden en de <a href=\"https:\/\/www.factris.com\/nl\/kennisbank\/activa\">activa<\/a> van een persoon of bedrijf. Een hogere kredietwaardigheid geeft aan dat de persoon of het bedrijf minder risico met zich meebrengt voor de kredietverstrekker en kan leiden tot gunstigere leenvoorwaarden.\n\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]","_et_gb_content_width":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v24.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is creditworthiness? | Knowledge base | Factris<\/title>\n<meta name=\"description\" content=\"Discover the meaning of creditworthiness: evaluating the ability to meet financial obligations. 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