{"id":32623,"date":"2024-06-27T13:17:31","date_gmt":"2024-06-27T13:17:31","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=32623"},"modified":"2024-06-28T08:01:29","modified_gmt":"2024-06-28T08:01:29","slug":"knowledge-base-line-of-credit","status":"publish","type":"page","link":"https:\/\/www.factris.com\/en\/knowledge-base\/line-of-credit\/","title":{"rendered":"Line of credit (Knowledge base)"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.24.0″ _module_preset=”default” background_color=”#D8DAEE” z_index=”9999″ custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.24.0″ _module_preset=”default” max_width=”900px” custom_padding=”||||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#000A54″ header_2_font=”|700|||||||” header_2_text_color=”#000A54″ header_2_font_size=”27px” header_3_font=”|700|||||||” header_3_text_align=”left” header_3_text_color=”#000a54″ header_3_font_size=”21px” min_height=”50px” header_2_line_height_tablet=”” header_2_line_height_phone=”1.4em” header_2_line_height_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Line of credit<\/h1>\n

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What is a line of credit?<\/h2>\n

A line of credit<\/span><\/a> (LOC) is a form of short-term credit extended by a bank to a business. It allows the company to withdraw money up to a pre-agreed limit, usually based on the company’s creditworthiness<\/a><\/span>. It is intended as temporary financial support to solve temporary liquidity<\/a><\/span> problems, for example, or to cope with seasonal fluctuations in cash flow<\/a><\/span>. The interest rate on a line of credit is often higher than other forms of financing, as the risk to the bank is higher due to the variable conditions and flexibility of the loan. The credit limit can be revised periodically, and the company has to pay interest<\/span><\/a> on the amount drawn.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Line of creditWhat is a line of credit? A line of credit (LOC) is a form of short-term credit extended by a bank to a business. It allows the company to withdraw money up to a pre-agreed limit, usually based on the company’s creditworthiness. It is intended as temporary financial support to solve temporary liquidity […]<\/p>\n","protected":false},"author":1,"featured_media":8590,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" _module_preset=\"default\" background_color=\"#D8DAEE\" z_index=\"9999\" custom_padding=\"||109px|||\" global_colors_info=\"{}\"][et_pb_row use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"900px\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" min_height=\"50px\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Rekening courant krediet<\/h1>\n[\/et_pb_text][et_pb_button button_url=\"\/nl\/kennisbank\" button_text=\"Kennisbank\" module_class=\"btn-back\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#001194\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"#||divi||400\" button_icon_placement=\"left\" button_on_hover=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"off|hover\" custom_padding__hover_enabled=\"off|desktop\" custom_padding__hover=\"|||59px|false|false\"][\/et_pb_button][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" hover_enabled=\"0\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\n

Wat is rekening courant krediet?<\/h2>\nEen rekening courant krediet<\/a> is een vorm van kortlopend krediet die wordt verstrekt door een bank aan een bedrijf. Het stelt het bedrijf in staat om geld op te nemen tot een vooraf overeengekomen limiet, meestal gebaseerd op de kredietwaardigheid<\/a> van het bedrijf. Het is bedoeld als tijdelijke financi\u00eble ondersteuning om bijvoorbeeld tijdelijke liquiditeitsproblemen op te lossen of om seizoensgebonden fluctuaties in de cashflow<\/a> op te vangen. Het rentetarief op een rekening-courantkrediet is meestal hoger dan bij andere vormen van financiering, omdat het risico voor de bank hoger is vanwege de variabele omstandigheden en de flexibiliteit van de lening. De kredietlimiet kan periodiek worden herzien en het bedrijf moet rente<\/a> betalen over het opgenomen bedrag.\n\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]","_et_gb_content_width":"","footnotes":""},"yoast_head":"\nWhat is line of credit? | Knowledge base | Factris<\/title>\n<meta name=\"description\" content=\"Learn about a line of credit: A short-term form of finance provided by banks to companies. Read more in our knowledge base!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/en\/knowledge-base\/line-of-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Line of credit (Knowledge base)\" \/>\n<meta property=\"og:description\" content=\"Learn about a line of credit: A short-term form of finance provided by banks to companies. 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