{"id":32629,"date":"2024-06-27T13:26:48","date_gmt":"2024-06-27T13:26:48","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=32629"},"modified":"2024-06-27T13:30:44","modified_gmt":"2024-06-27T13:30:44","slug":"knowledge-base-fixed-interest","status":"publish","type":"page","link":"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/","title":{"rendered":"Fixed interest (Knowledge base)"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.24.0″ _module_preset=”default” background_color=”#D8DAEE” z_index=”9999″ custom_padding=”||||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.24.0″ _module_preset=”default” max_width=”900px” custom_padding=”||||true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#000A54″ header_2_font=”|700|||||||” header_2_text_color=”#000A54″ header_2_font_size=”27px” header_3_font=”|700|||||||” header_3_text_align=”left” header_3_text_color=”#000a54″ header_3_font_size=”21px” min_height=”50px” hover_enabled=”0″ header_2_line_height_tablet=”” header_2_line_height_phone=”1.4em” header_2_line_height_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Fixed interest<\/h1>\n

[\/et_pb_text][et_pb_button button_url=”\/en\/knowledge-base” button_text=”Knowledge base” module_class=”btn-back” _builder_version=”4.24.0″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”#||divi||400″ button_icon_placement=”left” button_on_hover=”off” global_colors_info=”{}” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false” theme_builder_area=”post_content”][\/et_pb_button][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#000A54″ header_2_font=”|700|||||||” header_2_text_color=”#000A54″ header_2_font_size=”27px” header_3_font=”|700|||||||” header_3_text_align=”left” header_3_text_color=”#000a54″ header_3_font_size=”21px” hover_enabled=”0″ header_2_line_height_tablet=”” header_2_line_height_phone=”1.4em” header_2_line_height_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

What is fixed interest?<\/h2>\n

A fixed interest rate is an interest<\/a><\/span> rate that remains the same throughout the term of a loan and does not change, regardless of market conditions. This is in contrast to variable interest<\/a><\/span>, which can vary over the life of the loan. A fixed-rate loan provides security for both the borrower and the lender because the interest rate and payment obligations are known in advance. This can be beneficial if interest rates are high and expected to rise, but can be detrimental if interest rates fall and the borrower pays more than would be required with a variable interest.<\/p>\n

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Fixed interestWhat is fixed interest? A fixed interest rate is an interest rate that remains the same throughout the term of a loan and does not change, regardless of market conditions. This is in contrast to variable interest, which can vary over the life of the loan. A fixed-rate loan provides security for both the […]<\/p>\n","protected":false},"author":1,"featured_media":8590,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" _module_preset=\"default\" background_color=\"#D8DAEE\" z_index=\"9999\" custom_padding=\"||109px|||\" global_colors_info=\"{}\"][et_pb_row use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"900px\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" min_height=\"50px\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Vaste rente<\/h1>\n[\/et_pb_text][et_pb_button button_url=\"\/nl\/kennisbank\" button_text=\"Kennisbank\" module_class=\"btn-back\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#001194\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"#||divi||400\" button_icon_placement=\"left\" button_on_hover=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"off|hover\" custom_padding__hover_enabled=\"off|desktop\" custom_padding__hover=\"|||59px|false|false\"][\/et_pb_button][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" hover_enabled=\"0\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\n

Wat is vaste rente?<\/h2>\nEen vaste rente is een rentepercentage dat gedurende de gehele looptijd van een lening hetzelfde blijft en niet verandert, ongeacht de marktomstandigheden. Dit in tegenstelling tot een variabele rente, die kan vari\u00ebren gedurende de looptijd van de lening. Een lening met een vaste rente biedt zekerheid voor zowel de kredietnemer als de kredietverstrekker, omdat de rente<\/a> en de betalingsverplichtingen van tevoren bekend zijn. Dit kan gunstig zijn als de rente hoog is en naar verwachting zal stijgen, maar kan nadelig zijn als de rente daalt en de kredietnemer meer betaalt dan nodig zou zijn met een variabele rente.\n\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]","_et_gb_content_width":"","footnotes":""},"yoast_head":"\nWhat is fixed interest? | Knowledge base | Factris<\/title>\n<meta name=\"description\" content=\"Find out all about fixed interest: what they are, how they work and when they are a wise choice for borrowers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fixed interest (Knowledge base)\" \/>\n<meta property=\"og:description\" content=\"Find out all about fixed interest: what they are, how they work and when they are a wise choice for borrowers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-27T13:30:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2021\/03\/EN16.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/\",\"url\":\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/\",\"name\":\"What is fixed interest? | Knowledge base | Factris\",\"isPartOf\":{\"@id\":\"https:\/\/www.factris.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2021\/03\/EN16.png\",\"datePublished\":\"2024-06-27T13:26:48+00:00\",\"dateModified\":\"2024-06-27T13:30:44+00:00\",\"description\":\"Find out all about fixed interest: what they are, how they work and when they are a wise choice for borrowers.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/#primaryimage\",\"url\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2021\/03\/EN16.png\",\"contentUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2021\/03\/EN16.png\",\"width\":1200,\"height\":1200,\"caption\":\"your invoices our financing factris\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.factris.com\/en\/knowledge-base\/fixed-interest\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.factris.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fixed interest (Knowledge base)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.factris.com\/en\/#website\",\"url\":\"https:\/\/www.factris.com\/en\/\",\"name\":\"Factris\",\"description\":\"Your invoices. 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