{"id":32656,"date":"2024-06-28T06:49:50","date_gmt":"2024-06-28T06:49:50","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=32656"},"modified":"2024-06-28T06:52:07","modified_gmt":"2024-06-28T06:52:07","slug":"knowledge-base-variable-interest","status":"publish","type":"page","link":"https:\/\/www.factris.com\/en\/knowledge-base\/variable-interest\/","title":{"rendered":"Variable interest (Knowledge base)"},"content":{"rendered":"

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Variable interest<\/h1>\n

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What is variable interest?<\/h2>\n

A variable interest rate is an interest<\/a><\/span> rate that can vary over the term of a loan, depending on market conditions and other factors. This is in contrast to a fixed interest rate, which remains the same throughout the life of the loan. The level of the variable interest rate is usually based on a reference rate, such as the Euribor, plus a mark-up.<\/p>\n

If the reference interest rate increases, the variable interest rate will also increase and if the reference interest rate decreases, the variable interest rate will also decrease. A variable-rate loan can be beneficial when interest rates are low, but can be risky if interest rates rise sharply. Borrowers can sometimes have the option to convert their floating rate to a fixed interest<\/a><\/span>.<\/p>\n

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Variable interestWhat is variable interest? A variable interest rate is an interest rate that can vary over the term of a loan, depending on market conditions and other factors. This is in contrast to a fixed interest rate, which remains the same throughout the life of the loan. The level of the variable interest rate […]<\/p>\n","protected":false},"author":1,"featured_media":8580,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" _module_preset=\"default\" background_color=\"#D8DAEE\" z_index=\"9999\" custom_padding=\"||109px|||\" global_colors_info=\"{}\"][et_pb_row use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"900px\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" min_height=\"50px\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Variabele rente<\/h1>\n[\/et_pb_text][et_pb_button button_url=\"\/nl\/kennisbank\" button_text=\"Kennisbank\" module_class=\"btn-back\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#001194\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"#||divi||400\" button_icon_placement=\"left\" button_on_hover=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"off|hover\" custom_padding__hover_enabled=\"off|desktop\" custom_padding__hover=\"|||59px|false|false\"][\/et_pb_button][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font=\"|600|||||||\" header_text_color=\"#000A54\" header_font_size=\"46px\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000A54\" header_2_font_size=\"27px\" header_3_font=\"|700|||||||\" header_3_text_align=\"left\" header_3_text_color=\"#000a54\" header_3_font_size=\"21px\" hover_enabled=\"0\" header_2_line_height_tablet=\"\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\n

Wat is variabele rente?<\/h2>\nEen variabele rente is een rentepercentage dat kan vari\u00ebren gedurende de looptijd van een lening, afhankelijk van de marktomstandigheden en andere factoren. Dit in tegenstelling tot een vaste rente, die gedurende de gehele looptijd van de lening hetzelfde blijft. De hoogte van de variabele rente wordt meestal gebaseerd op een referentierente, zoals de Euribor, plus een opslag. Als de referentierente stijgt, zal de variabele rente ook stijgen en als de referentierente daalt, zal de variabele rente ook dalen. Een lening met een variabele rente kan gunstig zijn als de rente laag is, maar kan risicovol zijn als de rente<\/a> sterk stijgt. Leners kunnen soms de optie hebben om hun variabele rente om te zetten naar een vaste rente<\/a>.\n\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]","_et_gb_content_width":"","footnotes":""},"yoast_head":"\nWhat is variable interest? | Knowledge base | Factris<\/title>\n<meta name=\"description\" content=\"Find out all about variable interest: what it is, how it works and its pros and cons. Find out more in our knowledge base!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/en\/knowledge-base\/variable-interest\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Variable interest (Knowledge base)\" \/>\n<meta property=\"og:description\" content=\"Find out all about variable interest: what it is, how it works and its pros and cons. 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