{"id":20302,"date":"2022-11-29T14:28:11","date_gmt":"2022-11-29T14:28:11","guid":{"rendered":"https:\/\/www.factris.com\/?p=20302"},"modified":"2023-09-14T09:50:44","modified_gmt":"2023-09-14T09:50:44","slug":"what-is-a-healthy-working-capital","status":"publish","type":"post","link":"https:\/\/www.factris.com\/en\/news\/what-is-a-healthy-working-capital\/","title":{"rendered":"What is a healthy working capital?"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/en\/news\/&#8221; button_text=&#8221;Back to the news page&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;37px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#00305e&#8221; header_font_size=&#8221;46px&#8221; header_line_height=&#8221;1.4em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000a54&#8243; header_2_font_size=&#8221;27px&#8221; header_2_line_height=&#8221;1.2em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#000a54&#8243; header_3_line_height=&#8221;35px&#8221; header_4_text_color=&#8221;#000a54&#8243; header_4_font_size=&#8221;21px&#8221; header_4_line_height=&#8221;29px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>A healthy working capital is vital for any business. When you are short of working capital, you can run into problems paying day-to-day expenses. A healthy working capital is therefore often thought to mean: the more, the better, yet this is not entirely true. In fact, you can have excess working capital. So what is healthy working capital and how do you ensure it? We will explain that to you in this blog!<\/p>\n<h2 style=\"padding-top: 30px;\">What is working capital?<\/h2>\n<p>Before we look at what healthy working capital is, it is good to take a look at working capital in general. Because <a href=\"https:\/\/www.factris.com\/en\/news\/what-is-working-capital\/\">what exactly is working capital?<\/a><\/p>\n<p>Simply put, working capital is the money a company sets aside to pay for day-to-day expenses. What can you think of in terms of these costs? Paying suppliers, paying salaries to staff and replenishing the company&#8217;s stock, for example. All the money you set aside to pay for these costs is classified as working capital. Yet not all costs fall under working capital. For example, do you want to invest in machinery, company cars or other business assets to help your business move forward? Such investments are not paid for from working capital.<\/p>\n<h2 style=\"padding-top: 30px;\">What is healthy working capital?<\/h2>\n<p>A healthy working capital is important for any business. To be able to pay all daily expenses, it is very important to have sufficient working capital within a business. When this is not the case, it can create unpleasant financial situations for a company. It is therefore very important that sufficient working capital is set aside at all times to meet these payments. But as we briefly mentioned, too much of it is also not desirable.<\/p>\n<p>You might think: the bigger the working capital, the better. Surely more money within a company can never be a bad thing? This is partly true, but in the case of working capital, there is one obvious caveat: it is money that does not bring a company anything. After all, working capital is meant for things like salaries and stocks. So it cannot be used to invest or put in the bank to receive interest on it. Often, excess working capital is money tied up in accounts receivable or (too ample) inventories. Of course, it is always better to have too much than too little working capital, but a really healthy working capital is all about balance.<\/p>\n<h2 style=\"padding-top: 30px;\">Do I have healthy working capital?<\/h2>\n<p>Want to check whether you currently have a healthy working capital? The cash conversion cycle (CCC) plays an important role here. This is because this cycle indicates how much time a company needs to convert products &#8211; both purchased and produced &#8211; into cash. This is very important information when you want to see if you have a healthy working capital, because the longer the cycle takes, the more money is tied up in your business as working capital for a longer period of time. You calculate the CCC in the following way:<\/p>\n<p>CCC = DIO + DSO &#8211; DPO<\/p>\n<h3 style=\"padding-top: 30px;\">Days Inventory Outstanding (DIO)<\/h3>\n<p>DIO (Days Inventory Outstanding) revolves around the average number of days after which a company converts its inventory into cash. After all, money stuck in a company in the form of inventory cannot be invested.<\/p>\n<h3 style=\"padding-top: 30px;\">Days Sales Outstanding (DSO)<\/h3>\n<p>DSO (Days Sales Outstanding) describes the average number of days your invoices sent are outstanding. Do you supply a product or service for which you send invoices? Then, of course, you want your customers to pay the invoice as soon as possible. Yet unfortunately, this is not always the case, which can have unpleasant consequences for a healthy working capital.<\/p>\n<h3 style=\"padding-top: 30px;\">Days Payable Outstanding (DPO)<\/h3>\n<p>The DPO (Days Payable Outstanding) shows how quickly a company pays its creditors. This also plays an important role in determining the CCC and thus optimising working capital, because the longer it takes for suppliers to get paid, the more money a company keeps as working capital.<\/p>\n<h2 style=\"padding-top: 30px;\">How do you create healthy working capital?<\/h2>\n<p>When you want to <a href=\"https:\/\/www.factris.com\/en\/news\/how-to-improve-your-working-capital\/\">create a healthy working capital<\/a>, there are a number of things you can do as a company. Here again, it is good to keep the aforementioned cash conversion cycle (CCC) in mind.<\/p>\n<p>For example, to keep the DIO as low as possible, it is important that the inventory is well aligned to the needs of the current market. When setting up stock, it is therefore a good idea to research this and adjust stock accordingly. This way, you avoid being stuck with large stocks of unsold items.<\/p>\n<p>It is also important, when creating a healthy working capital, that the invoices you send are paid as soon as possible. Are you generally waiting a long time for your invoices to be paid? Unfortunately, there is nothing you can do about this on your end, as you are mainly dependent on the customer. However, there are some things you can optimise to try and reduce this time as much as possible. For instance, how is the communication with the customer? Are the invoices drafted clearly enough? Are the invoices sent quickly enough? When you optimise these aspects for yourself, you can be sure that you can&#8217;t blame yourself in this. At such a point, is there nothing more you can do on your side to receive the money from the invoices in question faster? Yes, there is: factoring, for example.<\/p>\n<h2 style=\"padding-top: 30px;\">A healthy working capital with factoring<\/h2>\n<p>Despite optimising the invoicing process on your side, are you still dealing with invoices that are paid late or not at all? Then this can cause you to run into problems creating a healthy working capital, because for that you also depend on payments from debtors. Fortunately, you can use factoring at such times. This is because with factoring, you can be sure at all times that the money from invoices sent will reach your account on time. Ideal, right? But <a href=\"\/en\/news\/what-is-factoring\/\">what is factoring<\/a> and how does factoring actually work?<\/p>\n<p><a href=\"\/en\/factoring\/\">Factoring<\/a> is all about <a href=\"\/en\/sell-invoice\/\">selling invoices<\/a>. Here, you sell the invoices to a factor &#8211; for example <a href=\"\/en\/\">Factris<\/a> &#8211; which in turn ensures that you receive the corresponding amount in your account within 24 hours. When you use factoring, you are no longer dependent on customers who pay (too) late, so you are always assured of healthy working capital. Factris takes care of the financial settlement with the customer after buying out the invoices. We arrange for the outstanding amount to be collected from the customer, so you do not have to worry about this.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/en\/news\/&#8221; button_text=&#8221;Back to the news page&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#000A54&#8243; custom_padding=&#8221;20vh||20vh||true|false&#8221; global_colors_info=&#8221;{}&#8221; global_module=&#8221;25238&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;46px&#8221; header_line_height=&#8221;2em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#ffffff&#8221; header_2_font_size=&#8221;45px&#8221; header_2_line_height=&#8221;2em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#ffffff&#8221; header_3_font_size=&#8221;25px&#8221; header_font_tablet=&#8221;&#8221; header_font_phone=&#8221;&#8221; header_font_last_edited=&#8221;on|desktop&#8221; header_line_height_tablet=&#8221;1.8em&#8221; header_line_height_phone=&#8221;1.4em&#8221; header_line_height_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;32px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_tablet=&#8221;&#8221; header_3_font_phone=&#8221;&#8221; header_3_font_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.8em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Focus on telling your business story<\/h2>\n<h3 style=\"text-align: center;\">Trade your invoices for working capital by factoring<\/h3>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.factris.com\/en\/eligibility\/&#8221; button_text=&#8221;See if I qualify&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;btn-tertiary-2&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_icon_color=&#8221;#ffffff&#8221; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||20px|||&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;https:\/\/onboarding.factris.com\/en\/sign-up&#8221; button_text=&#8221;Finance my invoices&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_icon_color=&#8221;#353540&#8243; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||18px|||&#8221; custom_padding=&#8221;10px|40px|10px|25px|true|false&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover_enabled=&#8221;on|hover&#8221; custom_padding__hover=&#8221;|50px|||true|false&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A healthy working capital is vital for any business. When you are short of working capital, you can run into problems paying day-to-day expenses. A healthy working capital is therefore often thought to mean: the more, the better, yet this is not entirely true. In fact, you can have excess working capital. So what is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17270,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" _module_preset=\"default\" custom_padding=\"40px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"700px\" custom_padding=\"2px||4px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"\/nl\/nieuws\/\" button_text=\"Naar de nieuwspagina\" module_class=\"btn-back\" _builder_version=\"4.16\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#001194\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"#||divi||400\" button_icon_placement=\"left\" button_on_hover=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"off|hover\" custom_padding__hover_enabled=\"off|desktop\" custom_padding__hover=\"|||59px|false|false\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"700px\" custom_padding=\"37px|||||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.16\" _module_preset=\"default\" header_text_color=\"#00305e\" header_font_size=\"46px\" header_line_height=\"1.4em\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000a54\" header_2_font_size=\"27px\" header_2_line_height=\"1.2em\" header_3_text_color=\"#000a54\" header_3_font_size=\"25px\" header_3_line_height=\"35px\" header_4_text_color=\"#000a54\" header_4_font_size=\"21px\" header_4_line_height=\"29px\" global_colors_info=\"{}\"]\n\nEen gezond werkkapitaal is van groot belang voor ieder bedrijf. Wanneer je een tekort aan werkkapitaal hebt, kun je in de problemen komen bij de betaling van de dagelijkse kosten. Bij een gezond werkkapitaal wordt dan ook vaak gedacht: hoe meer, hoe beter, maar toch gaat deze vlieger niet helemaal op. Je kunt namelijk wel degelijk een teveel aan werkkapitaal hebben. Wat dan wel een gezond werkkapitaal is en hoe je daarvoor zorgt? Dat leggen we je uit in deze blog!\n\n&nbsp;\n<h2>Wat is werkkapitaal?<\/h2>\nVoordat we gaan kijken naar wat een gezond werkkapitaal is, is het goed om eerst een blik te werpen op het werkkapitaal in het algemeen. Want <a href=\"\/nl\/nieuws\/wat-is-werkkapitaal\/\">wat is werkkapitaal <\/a>nu eigenlijk precies?\n\nSimpel gezegd, is het werkkapitaal het geld dat een bedrijf reserveert om de dagelijkse kosten te kunnen betalen. Waar je bij deze kosten aan kunt denken? Het betalen van leveranciers, de uitbetaling van salarissen aan het personeel en het aanvullen van de voorraad van het bedrijf, bijvoorbeeld. Al het geld dat je opzij zet om deze kosten te betalen, scharen we onder het werkkapitaal. Toch vallen niet \u00e1lle kosten onder het werkkapitaal. Wil je bijvoorbeeld investeren in machines, bedrijfsauto\u2019s of andere bedrijfsmatige zaken om je bedrijf verder te helpen? Dergelijke investeringen worden niet vanuit het werkkapitaal bekostigd.\n\n&nbsp;\n<h2>Wat is een gezond werkkapitaal?<\/h2>\nEen gezond werkkapitaal is belangrijk voor elk bedrijf. Om alle dagelijkse kosten te kunnen betalen, is het van groot belang dat er binnen een bedrijf voldoende werkkapitaal beschikbaar is. Wanneer dit niet het geval is, kan dit vervelende financi\u00eble situaties voor een bedrijf opleveren. Het is dan ook van groot belang dat er te allen tijde voldoende werkkapitaal wordt gereserveerd om aan deze betalingen te kunnen voldoen. Maar zoals we al even zeiden: een tev\u00e9\u00e9l aan is ook weer niet wenselijk.\n\nJe zou misschien denken: hoe groter het werkkapitaal, hoe beter. Meer geld binnen een bedrijf kan toch nooit een slechte zaak zijn? Dit is deels waar, maar in het geval van het werkkapitaal is hier \u00e9\u00e9n duidelijke kanttekening bij te zetten: het is geld dat een bedrijf niets oplevert. Werkkapitaal is immers bedoeld voor dingen als salarissen en voorraden. Het kan dus niet worden gebruikt om te investeren of om op de bank te zetten om er rente over te ontvangen. Vaak gaat het bij een teveel aan werkkapitaal om geld dat vastzit in debiteuren of (te ruime) voorraden. Uiteraard is het altijd beter om een te hoog dan een te laag werkkapitaal te hebben, maar bij een \u00e9cht gezond werkkapitaal draait het allemaal om balans.\n\n&nbsp;\n<h2>Heb ik een gezond werkkapitaal?<\/h2>\nWil je nagaan of je momenteel een gezond werkkapitaal bezit? De cash conversie cyclus (CCC) speelt hierbij een belangrijke rol. Deze cyclus geeft namelijk aan hoeveel tijd een bedrijf nodig heeft om producten - zowel ingekocht als geproduceerd - om te zetten in geld. Dit is erg belangrijke informatie wanneer je wil kijken of je een gezond werkkapitaal hebt, want hoe langer de cyclus duurt, hoe meer geld er voor langere tijd in jouw bedrijf vastzit als werkkapitaal. Je berekent de CCC op de volgende manier:\n\nCCC = DIO + DSO - DPO\n\n&nbsp;\n<h2>Days Inventory Outstanding (DIO)<\/h2>\nDe DIO (Days Inventory Outstanding) draait om het gemiddelde aantal dagen waarna een bedrijf haar voorraad omzet in geld. Geld dat in de vorm van voorraden vastzit in een bedrijf, kan immers niet ge\u00efnvesteerd worden.\n\n&nbsp;\n<h2>Days Sales Outstanding (DSO)<\/h2>\nDe DSO (Days Sales Outstanding) beschrijft het gemiddelde aantal dagen dat jouw verzonden facturen openstaan. Lever jij een product of dienst waarvoor jij facturen verstuurt? Dan heb je natuurlijk het liefst dat de klant de factuur zo snel mogelijk betaalt. Toch is dit helaas niet altijd het geval, wat vervelende gevolgen kan hebben voor een gezond werkkapitaal.\n\n&nbsp;\n<h2>Days Payable Outstanding (DPO)<\/h2>\nDe DPO (Days Payable Outstanding) laat zien hoe snel een bedrijf haar crediteuren betaalt. Ook dit speelt een belangrijke rol in het bepalen van de CCC en daarmee het optimaliseren van het werkkapitaal, want naarmate het langer duurt dat leveranciers betaald krijgen, houdt een bedrijf meer geld over als werkkapitaal.\n\n&nbsp;\n<h2>Hoe cre\u00eber je een gezond werkkapitaal?<\/h2>\nWanneer je een gezond werkkapitaal wil cre\u00ebren kun je als bedrijf een aantal dingen doen. Ook hierbij is het goed om de eerdergenoemde cash conversie cyclus (CCC) weer in het achterhoofd te houden.\n\nOm de DIO bijvoorbeeld zo laag mogelijk te houden, is het belangrijk dat de voorraad goed is afgestemd om de behoeften van de huidige markt. Bij de inrichting van de voorraad is het dan ook goed om hier onderzoek naar te doen en de voorraad hierop aan te passen. Op deze manier voorkom je dat je blijft zitten met grote voorraden onverkochte artikelen.\n\nOok is het zaak, bij het cre\u00ebren van een gezond werkkapitaal, dat de door jou verzonden facturen zo snel mogelijk betaald worden. Zit jij over het algemeen lang te wachten voordat jouw facturen betaald worden? Hier kun jij aan jouw kant helaas lang niet altijd iets aan doen, aangezien je hierbij vooral afhankelijk bent van de klant. Toch is er een aantal dingen die jij kunt optimaliseren, om te proberen om deze tijd zo kort mogelijk te laten zijn. Hoe verloopt de communicatie met de klant bijvoorbeeld? Zijn de facturen duidelijk genoeg opgesteld? Worden de facturen wel snel genoeg verzonden? Wanneer je deze aspecten voor je zelf optimaliseert, weet je zeker dat je jezelf hierin niets kunt verwijten. Is er op zo\u2019n moment dan helemaal niets meer dat jij aan jouw kant kan doen om het geld van de desbetreffende facturen sneller te ontvangen? Jawel, met <a href=\"\/nl\/factoring\/\">factoring<\/a>, bijvoorbeeld.\n\n&nbsp;\n<h2>Een gezond werkkapitaal met factoring<\/h2>\nBlijf je, ondanks het optimaliseren van het facturatieproces aan jouw kant, te maken hebben met facturen die te laat of zelfs helemaal niet betaald worden? Dan kan dit ervoor zorgen dat je in de problemen komt met het cre\u00ebren van een gezond werkkapitaal, want daarvoor ben je ook afhankelijk van de betalingen van debiteuren. Gelukkig kun je op zo\u2019n moment gebruikmaken van factoring. Met factoring ben je er namelijk te allen tijde zeker van dat je het geld van verzonden facturen op tijd op je rekening ontvangt. Ideaal, toch? Maar <a href=\"\/nl\/nieuws\/wat-is-factoring\/\">wat is factoring<\/a> en <a href=\"\/nl\/nieuws\/hoe-werkt-factoring\/\">hoe werkt factoring<\/a> eigenlijk?\n\nFactoring draait om het <a href=\"\/nl\/factuur-verkopen\/\">verkopen van facturen<\/a>. Je verkoopt de facturen hierbij aan een factor - bijvoorbeeld Factris - die er op zijn beurt vervolgens voor zorgt dat jij het desbetreffende bedrag binnen 24 uur op je rekening gestort krijgt. Wanneer je gebruikmaakt van factoring, ben je dus niet langer afhankelijk van klanten die (te) laat betalen, waardoor jij altijd verzekerd bent van een gezond werkkapitaal. Daarbij zorgt Factris na het overkopen van de facturen voor de financi\u00eble afhandeling met de klant. Wij regelen dus dat het nog openstaande bedrag bij de klant wordt ge\u00efnd, zodat jij je hier geen zorgen over hoeft te maken.\n\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"700px\" custom_padding=\"2px||4px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"\/nl\/nieuws\/\" button_text=\"Naar de nieuwspagina\" module_class=\"btn-back\" _builder_version=\"4.16\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#001194\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"#||divi||400\" button_icon_placement=\"left\" button_on_hover=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"off|hover\" custom_padding__hover_enabled=\"off|desktop\" custom_padding__hover=\"|||59px|false|false\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.7.6\" _module_preset=\"default\" background_color=\"#000A54\" custom_padding=\"20vh||20vh||true|false\" global_module=\"5115\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.16\" _module_preset=\"default\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.16\" _module_preset=\"default\" header_font=\"|700|||||||\" header_text_color=\"#ffffff\" header_font_size=\"46px\" header_line_height=\"2em\" header_2_font=\"|700|||||||\" header_2_text_color=\"#ffffff\" header_2_font_size=\"45px\" header_2_line_height=\"2em\" header_3_font=\"|700|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#ffffff\" header_3_font_size=\"25px\" header_font_tablet=\"\" header_font_phone=\"\" header_font_last_edited=\"on|desktop\" header_line_height_tablet=\"1.8em\" header_line_height_phone=\"1.4em\" header_line_height_last_edited=\"on|phone\" header_2_font_size_tablet=\"\" header_2_font_size_phone=\"32px\" header_2_font_size_last_edited=\"on|phone\" header_3_font_tablet=\"\" header_3_font_phone=\"\" header_3_font_last_edited=\"on|phone\" header_3_line_height_tablet=\"\" header_3_line_height_phone=\"1.8em\" header_3_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n<h2 style=\"text-align: center;\">Focus op de groei van uw bedrijf<\/h2>\n<h3 style=\"text-align: center;\">Zet uw onbetaalde facturen om in werkkapitaal<\/h3>\n[\/et_pb_text][et_pb_button button_url=\"\/nl\/geschiktheid\/\" button_text=\"Kijk of u in aanmerking komt\" button_alignment=\"center\" module_class=\"btn-tertiary-2\" _builder_version=\"4.16\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#ffffff\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"$||divi||400\" button_icon_color=\"#ffffff\" button_on_hover=\"off\" custom_margin=\"||20px|||\" custom_padding=\"0px|0px|0px|0px|true|true\" global_colors_info=\"{}\"][\/et_pb_button][et_pb_button button_url=\"https:\/\/onboarding.factris.com\/nl\/sign-up\" button_text=\"Meteen beginnen\" button_alignment=\"center\" _builder_version=\"4.16\" _module_preset=\"default\" button_icon=\"$||divi||400\" button_icon_color=\"#353540\" button_on_hover=\"off\" custom_margin=\"||18px|||\" custom_padding=\"10px|40px|10px|25px|true|false\" global_colors_info=\"{}\" custom_padding__hover_enabled=\"on|hover\" custom_padding__hover=\"|50px|||true|false\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]","_et_gb_content_width":"","footnotes":""},"categories":[3],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v24.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a healthy working capital? - Factris<\/title>\n<meta name=\"description\" content=\"A healthy working capital is vital for any business. 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