{"id":2833,"date":"2021-02-15T08:57:01","date_gmt":"2021-02-15T08:57:01","guid":{"rendered":"https:\/\/www.factris.com\/faq\/"},"modified":"2024-03-05T16:34:31","modified_gmt":"2024-03-05T16:34:31","slug":"duk","status":"publish","type":"page","link":"https:\/\/www.factris.com\/lt\/duk\/","title":{"rendered":"DUK"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#D8DAEE” z_index=”9999″ custom_padding=”||50px|||” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#000A54″ header_font_size=”46px” header_2_font=”|700|||||||” header_2_text_color=”#000A54″ header_2_font_size=”36px” header_3_font=”|600|||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_3_font_size=”46px” header_2_line_height_tablet=”” header_2_line_height_phone=”1.4em” header_2_line_height_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Kuo galime jums pad\u0117ti?<\/h1>\n

Nor\u0117dami per\u017ei\u016br\u0117ti da\u017eniausiai u\u017eduodamus klausimus, naudokite toliau pateikiamas nuorodas, kad greitai rastum\u0117te reikiam\u0105 atsakym\u0105.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion db_closeable=”on” db_initial_state=”all_closed” open_toggle_text_color=”#000a54″ icon_color=”#727282″ _builder_version=”4.24.0″ _module_preset=”default” toggle_text_color=”#000a54″ toggle_level=”h2″ toggle_font=”|700|||||||” toggle_font_size=”21px” background_color=”RGBA(255,255,255,0)” hover_enabled=”0″ custom_css_toggle=”margin-top:10px;||margin-bottom:10px;” global_colors_info=”{}” sticky_enabled=”0″][et_pb_accordion_item title=”Kas yra faktoringas?” open=”on” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]Faktoringas arba s\u0105skait\u0173 finansavimas yra vienas lanks\u010diausi\u0173 ir papras\u010diausi\u0173 b\u016bd\u0173 valdyti apyvartini\u0173 l\u0117\u0161\u0173 srautus ir itin greitai gauti pinigus i\u0161 s\u0105skait\u0173 i\u0161ra\u0161yt\u0173 su atid\u0117jimo terminu u\u017e parduotas prekes ar paslaugas. Jis ypa\u010d pravartus jaunoms ir spar\u010diai augan\u010dioms \u012fmon\u0117ms, kadangi finansavimo suma tolygiai priklauso nuo augan\u010dios \u012fmon\u0117s apyvartos. S\u0105skait\u0173 finansavimas \u2013 tai alternatyva tradiciniam bankiniam finansavimui. Tiek bankinio, tiek alternatyvaus finansavimo bendrov\u0117s faktoringo principas tas pats – \u012fmon\u0117 gauna iki 90 % pirk\u0117jui i\u0161ra\u0161ytos s\u0105skaitos sumos i\u0161 karto, o likusius 10 % (nuo kuri\u0173 atskai\u010diuojamos faktoringo pal\u016bkanos) – kai pirk\u0117jas apmoka s\u0105skait\u0105.[\/et_pb_accordion_item][et_pb_accordion_item title=”Kas yra atvirk\u0161tinis faktoringas?” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n

Tai j\u016bs\u0173 tiek\u0117j\u0173 jums i\u0161ra\u0161yt\u0173 s\u0105skait\u0173 finansavimas. Pravartu atvirk\u0161tiniu faktoringu naudotis \u012fmon\u0117ms, kurios nori atsiskaityti su tiek\u0117ju grei\u010diau. Neretai u\u017e greit\u0105 atsiskaitym\u0105, tiek\u0117jas gali suteikti nuolaid\u0105 s\u0105skaitos sumai.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Kokias papildomas paslaugas teikia \u201eFactris\u201c?” _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}” open=”off”]Mes pasir\u016bpiname finansavimo procesu nuo A iki Z bei konsultuojame kiekviename finansavimo etape. Pirmiausia patikriname j\u016bs\u0173 pirk\u0117j\u0173 finansin\u0119 b\u016bkl\u0119 ir \u012fvertiname faktoringo sandorio rizik\u0105, kad j\u016bs\u0173 verslas i\u0161vengt\u0173 pirk\u0117j\u0173 nemokumo atvej\u0173. Tam taip pat si\u016blome prekinio kredito draudimo apsaug\u0105, kuri teikiama kartu su faktoringo paslauga. Administruojame gautinas sumas ir suteikiame prieig\u0105 prie FAB (Ang. Finance Automation for Business) savitarnos platformos, kur klientas pats gali \u012fkelti norimas finansuoti s\u0105skaitas bei steb\u0117ti savo finansin\u012f portfel\u012f. Pasir\u016bpiname skol\u0173 valdymu, kad klientas gal\u0117t\u0173 susitelkti ties verslo vystymu, o ne priminimais pirk\u0117jams apie reikiamas mok\u0117ti s\u0105skaitas. Visa tai jums priklauso nemokamai, kai naudojat\u0117s \u201eFactris\u201c faktoringo paslauga.[\/et_pb_accordion_item][et_pb_accordion_item title=”Kuo faktoringas geriau nei paskola?” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n

Faktoringas \u2013 daug lankstesn\u0117 ir greitesn\u0117 finansavimo priemon\u0117, u\u017etikrinanti trumpalaikius verslo poreikius, likvidum\u0105 ir stabilius apyvartini\u0173 l\u0117\u0161\u0173 srautus. Kitaip nei paskolos atveju, faktoringas nereikalauja u\u017estatini\u0173 priemoni\u0173 ar asmeninio laidavimo. Faktoringas lankstus ir tuo, jog gav\u0119 finansavim\u0105, mokate pal\u016bkanas tik nuo panaudotos sumos, prie\u0161ingai yra su paskolomis \u2013 pal\u016bkanos mokamos nuo visos finansavimo sumos. Taip pat paskola traktuojama kaip finansinis \u012fsipareigojimas, kuris matomas \u012fmon\u0117s balanso ataskaitose, faktoringas \u2013 apskaitomas kaip nebalansinis \u012fsipareigojimas.<\/p>\n

 <\/p>\n\n\n\n\n\n\n\n\n
<\/td>\n\u201eFactris\u201c faktoringas<\/td>\nPaskola banke<\/td>\n<\/tr>\n
Finansavimo laikas<\/strong><\/td>\n1 darbo diena<\/td>\nNuo 2 sav. iki keli\u0173 m\u0117nesi\u0173<\/td>\n<\/tr>\n
Finansavimo procesas<\/strong><\/td>\nViskas vyksta internetu<\/td>\nReikia atvykti \u012f padalin\u012f<\/td>\n<\/tr>\n
Pal\u016bkanos<\/strong><\/td>\nMokamos tik u\u017e panaudot\u0105 sum\u0105<\/td>\nMokamos nuo visos sumos<\/td>\n<\/tr>\n
Apskaita<\/strong><\/td>\nNebalansinis \u012fsipareigojimas<\/td>\nFinansinis \u012fsipareigojimas balanso ataskaitoje<\/td>\n<\/tr>\n
Esami finansiniai \u012fsipareigojimai<\/strong><\/td>\nNereikalaujama<\/td>\nReikalaujama<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Kas yra prekinio kredito draudimas?” _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}” open=”off”]Prekinio kredito draudimas apsaugo gautinas sumas nuo galimo pirk\u0117j\u0173 nemokumo. Apdrausdami i\u0161ra\u0161ytas s\u0105skaitas, u\u017esitikrinate, jog nuo 70% iki 90% visos finansuojamos sumos bei dal\u012f skolos i\u0161ie\u0161kojimo ka\u0161t\u0173 padengs draudimo bendrov\u0117. Skol\u0105 i\u0161 pirk\u0117jo, nemokumo atveju, i\u0161ie\u0161kot\u0173 m\u016bs\u0173 patikimi draudimo partneriai. [\/et_pb_accordion_item][et_pb_accordion_item title=”Kokie yra \u201eFactris\u201c finansavimo kriterijai?” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” open=”off”]Esame lankst\u016bs ir visada atsi\u017evelgiame \u012f individualius atvejus. Standartiniai minimal\u016bs reikalavimai: \u012fmon\u0117 vykdo veikl\u0105 bent 6 m\u0117nesius, \u012fmon\u0117s metin\u0117 apyvarta \u2013 bent 50 t\u016bkst. EUR, \u012fmon\u0117s pirk\u0117jai \u2013 juridiniai asmenys.[\/et_pb_accordion_item][et_pb_accordion_item title=”Kokias s\u0105skaitas galiu pateikti finansavimui?” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” open=”off”]Galite pateikti gautin\u0173 sum\u0173 s\u0105skaitas, kurias su atid\u0117jimo terminu i\u0161ra\u0161\u0117te savo pirk\u0117jams, kuriems pardav\u0117te prekes ar suteik\u0117te paslaugas. Pirk\u0117jai \u2013 juridiniai asmenys.[\/et_pb_accordion_item][et_pb_accordion_item title=”Nuo ko prad\u0117ti, norint gauti finansavim\u0105 i\u0161 \u201eFactris\u201c?” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n

    \n
  1. Pirmiausiai, pateikite parai\u0161k\u0105<\/a> atsakydami \u012f kelis klausimus apie savo versl\u0105 ir s\u0105skaitas arba skambinkite +370\u00a0700 33344 ir ra\u0161ykite lithuania@factris.com<\/a> bei pasikalb\u0117kite su \u201eFactris\u201c finansavimo ekspertu tiesiogiai.<\/span><\/li>\n
  2. Gav\u0119 duomenis ir i\u0161siai\u0161kin\u0119 j\u016bs\u0173 verslo poreikius, \u201eFactris\u201c konsultantai per 1 darbo dien\u0105 pristatys i\u0161sami\u0105 informacij\u0105 apie j\u016bs\u0173 verslo finansavimo galimybes.<\/span><\/li>\n
  3. Jeigu finansavimo s\u0105lygos tiks, \u201eFactris\u201c asmeninis vadybininkas pateiks oficial\u0173 komercin\u012f pasi\u016blym\u0105, parengs sutart\u012f ir toliau lyd\u0117s jus kiekviename finansavimo proceso etape.<\/span><\/li>\n<\/ol>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Ar privalau pateikti visas turimas s\u0105skaitas finansavimui?” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” open=”off”]Neprivalote. Finansuosime visas arba dal\u012f s\u0105skait\u0173 pagal j\u016bs\u0173 individualius poreikius.[\/et_pb_accordion_item][et_pb_accordion_item title=”Per kiek laiko gausiu finansavim\u0105?” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” open=”off”]Jeigu visa reikalinga dokumentacija pateikta, l\u0117\u0161os i\u0161mokamos per 1 darbo dien\u0105.[\/et_pb_accordion_item][et_pb_accordion_item title=”Kokio dyd\u017eio finansavim\u0105 gausiu?” _builder_version=”4.24.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” open=”off” sticky_enabled=”0″]<\/p>\n

    Gausite iki 90% s\u0105skaitos sumos, likusi\u0105 dal\u012f \u2013 kai s\u0105skait\u0105 mums apmok\u0117s j\u016bs\u0173 pirk\u0117jas.<\/p>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”K\u0105 mato mano pirk\u0117jas?” _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}” open=”off”]Priklausomai nuo pasirinkto faktoringo metodo. \u201eFactris\u201c si\u016blo standartinio drausto ir atvirk\u0161tinio faktoringo paslaugas. J\u016bs\u0173 pirk\u0117jas \u017einos, kad naudojat\u0117s \u201eFactris\u201c paslaugomis, jeigu j\u016bs\u0173 pasirinktas metodas yra standartinis faktoringas. Tokiu atveju j\u016bs\u0173 pirk\u0117jas turi pasira\u0161yti dvi\u0161al\u012f \/ tri\u0161al\u012f susitarim\u0105 arba verifikuoti s\u0105skaitas fakt\u016bras (ant j\u0173 atsiranda perleidimo \u017eyma). Tai rei\u0161kia, jog jis yra informuotas, kad j\u016bs perleid\u017eiate s\u0105skait\u0105 \u201eFactris\u201c, kuri surinks apmok\u0117jim\u0105 i\u0161 pirk\u0117jo.[\/et_pb_accordion_item][et_pb_accordion_item title=”Kiek kainuoja \u201eFactris\u201c finansavimas?” _builder_version=”4.24.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” open=”off” sticky_enabled=”0″]<\/p>\n

    M\u016bs\u0173 finansavimo kaina apskai\u010diuojama priklausomai nuo s\u0105skait\u0173 apmok\u0117jimo atid\u0117jimo termino, kur\u012f taikote savo pirk\u0117jams ir s\u0105skaitos sumos.<\/p>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Jeigu bankas atmet\u0117 mano parai\u0161k\u0105, ar galiu gauti finansavim\u0105 i\u0161 \u201eFactris\u201c?” _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}” open=”off”]Bank\u0173 skolinimas yra konservatyvus, o \u201eFactris\u201c \u2013 lankstus smulkaus ir vidutinio verslo at\u017evilgiu. Galite dr\u0105siai kreiptis \u012f mus, jei bankas i\u0161tar\u0117 \u201ene\u201c \u2013 mes pasistengsime pad\u0117ti. [\/et_pb_accordion_item][et_pb_accordion_item title=”Kuo \u201eFactris\u201c skiriasi nuo kit\u0173 faktoringo bendrovi\u0173?” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” open=”off”]Mes i\u0161siskiriame individualiu po\u017ei\u016briu \u012f klient\u0105 ir jo verslo poreikius, konkurencingomis kainomis be pasl\u0117pt\u0173 mokes\u010di\u0173, kompleksin\u0117mis paslaugomis ir automatizuotais procesais, padedan\u010diais susitelkti \u012f konsultacijas gyvai. [\/et_pb_accordion_item][et_pb_accordion_item title=”I\u0161 kur \u201eFactris\u201c gauna l\u0117\u0161\u0173 skolinimui?” _builder_version=”4.24.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” open=”off” sticky_enabled=”0″]<\/p>\n

    Bendradarbiaujame su tokiais investuotojais kaip \u201eAB Ventures\u201c, \u201eSpeedinvest\u201c, \u201eOptima Investments\u201c ir \u201eMillion Monkeys\u201c. Taip pat finansavimui pasitelkiame nauj\u0105 2020 m. Liuksemburge \u012fkurt\u0105 SPV (Special Purpose Vehicle) strukt\u016br\u0105 bei Aegon fondo l\u0117\u0161as. Be to, esame oficialus UAB \u201eInvesticij\u0173 ir verslo garantijos\u201c (INVEGA) finans\u0173 tarpininkas, d\u0117l to galime pasi\u016blyti finansavim\u0105 itin palankiomis s\u0105lygomis, su valstyb\u0117s garantijomis.<\/p>\n

    [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” header_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”36px” global_colors_info=”{}”]<\/p>\n

    \u012ekainiai<\/strong><\/h2>\n

    Faktoringo paslaug\u0173 ir operacij\u0173 \u012fkainiai (galioja nuo 2020 m. gegu\u017e\u0117s 1 d.)<\/strong><\/p>\n

    <\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    <\/td>\nKaina \u20ac be PVM<\/strong><\/td>\n<\/tr>\n
    Metinis sutarties sudarymo mokestis<\/strong><\/td>\nPagal susitarim\u0105<\/td>\n<\/tr>\n
    Faktoringo limito padidinimo mokestis<\/strong><\/td>\nPagal susitarim\u0105<\/td>\n<\/tr>\n
    Metinis pirk\u0117jo limito nustatymo mokestis<\/strong><\/td>\n50 \u20ac – pirk\u0117jui, registruotam Baltijos \u0161alyse.
    70 \u20ac – pirk\u0117jui, registruotam kitose \u0161alyse.<\/td>\n<\/tr>\n
    Pakartotinis s\u0105skait\u0173 persiuntimas (kliento pra\u0161ymu)<\/strong><\/td>\n15 \u20ac<\/td>\n<\/tr>\n
    Papildom\u0173 dokument\u0173 rengimas (\u012fskaitant tri\u0161alius ir dvi\u0161alius susitarimus), naujo pirk\u0117jo \u012ftraukimo administravimas<\/strong><\/td>\n50 \u20ac<\/td>\n<\/tr>\n
    Papildom\u0173 klient\u0173 pra\u0161ym\u0173 vykdymas\/netipini\u0173 ataskait\u0173 parengimas<\/strong><\/td>\n75 – 150 \u20ac
    *ataskait\u0173 parengimas per 3 d. d.<\/td>\n<\/tr>\n
    Skubus pinig\u0173 pervedimas<\/strong><\/td>\n35 \u20ac EEE \u0161alys
    70 \u20ac kitos \u0161alys<\/td>\n<\/tr>\n
    \n

    Mokes\u010diai u\u017e administravim\u0105 nesinaudojantiems platforma<\/strong><\/p>\n

    *mokestis pradedamas taikyti nuo sutar\u010di\u0173, skirt\u0173 prisijungimams prie platformos suteikti, i\u0161siuntimo pra\u0117jus 15-ai kalendorini\u0173 dien\u0173.<\/p>\n<\/td>\n

    		30 \u20ac u\u017e speciali\u0173j\u0173 s\u0105lyg\u0173 paruo\u0161im\u0105.
    100 \u20ac u\u017e s\u0105skait\u0173 finansavimo sutarties ir\/ar j\u0173 pried\u0173 pakeitim\u0105.
    3 \u20ac u\u017e vienos s\u0105skaitos fakt\u016bros administravim\u0105.<\/td>\n<\/tr>\n
    Paskolos grafiko keitimo mokestis<\/strong><\/td>\n0,5% nuo kredito sumos.<\/td>\n<\/tr>\n
    Atsisakymo finansuoti verslo subjekt\u0105 pa\u017eyma<\/strong><\/td>\n150 \u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” background_color=”#000A54″ custom_padding=”20vh||20vh||true|false” global_module=”2087″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#ffffff” header_font_size=”46px” header_line_height=”2em” header_2_font=”|700|||||||” header_2_text_color=”#ffffff” header_2_font_size=”46px” header_2_line_height=”2em” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_3_font_size=”25px” header_font_tablet=”” header_font_phone=”” header_font_last_edited=”on|desktop” header_line_height_tablet=”1.8em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_tablet=”” header_3_font_phone=”” header_3_font_last_edited=”on|phone” header_3_line_height_tablet=”” header_3_line_height_phone=”1.8em” header_3_line_height_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

    Papasakokite savo verslo istorij\u0105<\/h2>\n

    Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n

    [\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.16″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”$||divi||400″ button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” button_icon=”$||divi||400″ button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” global_colors_info=”{}” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

    Kuo galime jums pad\u0117ti? Nor\u0117dami per\u017ei\u016br\u0117ti da\u017eniausiai u\u017eduodamus klausimus, naudokite toliau pateikiamas nuorodas, kad greitai rastum\u0117te reikiam\u0105 atsakym\u0105.Faktoringas arba s\u0105skait\u0173 finansavimas yra vienas lanks\u010diausi\u0173 ir papras\u010diausi\u0173 b\u016bd\u0173 valdyti apyvartini\u0173 l\u0117\u0161\u0173 srautus ir itin greitai gauti pinigus i\u0161 s\u0105skait\u0173 i\u0161ra\u0161yt\u0173 su atid\u0117jimo terminu u\u017e parduotas prekes ar paslaugas. Jis ypa\u010d pravartus jaunoms ir spar\u010diai augan\u010dioms \u012fmon\u0117ms, […]<\/p>\n","protected":false},"author":1,"featured_media":8330,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"yoast_head":"\nKas yra s\u0105skait\u0173 finansavimas? 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