{"id":37716,"date":"2026-01-15T12:06:39","date_gmt":"2026-01-15T12:06:39","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=37716"},"modified":"2026-01-15T12:08:53","modified_gmt":"2026-01-15T12:08:53","slug":"fiksuotos-palukanos","status":"publish","type":"page","link":"https:\/\/www.factris.com\/lt\/finansu-zodynas\/fiksuotos-palukanos\/","title":{"rendered":"Fiksuotos pal\u016bkanos (Finansini\u0173 termin\u0173 \u017eodynas)"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.factris.com\/lt\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>Fiksuotos pal\u016bkanos (Finansini\u0173 termin\u0173 \u017eodynas)<\/strong><\/span><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kas-yra-fiksuotos-palukanos\">Kas yra fiksuotos pal\u016bkanos?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fiksuota pal\u016bkan\u0173 norma \u2013 tai pal\u016bkan\u0173 norma, kuri i\u0161lieka tokia pati vis\u0105 paskolos galiojimo laik\u0105 ir nekinta nepriklausomai nuo rinkos s\u0105lyg\u0173. Ji skiriasi nuo kintamos pal\u016bkan\u0173 normos, kuri gali kisti per paskolos laikotarp\u012f. Paskola su fiksuotomis pal\u016bkanomis suteikia garantij\u0105 tiek paskolos gav\u0117jui, tiek skolintojui, nes pal\u016bkan\u0173 norma ir mok\u0117jimo \u012fsipareigojimai yra \u017einomi i\u0161 anksto.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns37716_68afda-fb{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns37716_68afda-fb .kt-button{font-weight:normal;font-style:normal;}.kt-btns37716_68afda-fb .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns37716_68afda-fb\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn37716_944fb5-23.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn37716_944fb5-23 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/www.factris.com\/lt\/finansiniu-terminu-zodynas\/\"><span class=\"kt-btn-inner-text\">Gr\u012f\u017eti \u012f finansini\u0173 termin\u0173 \u017eodyn\u0105<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kas yra fiksuotos pal\u016bkanos? Fiksuota pal\u016bkan\u0173 norma \u2013 tai pal\u016bkan\u0173 norma, kuri i\u0161lieka tokia pati vis\u0105 paskolos galiojimo laik\u0105 ir nekinta nepriklausomai nuo rinkos s\u0105lyg\u0173. Ji skiriasi nuo kintamos pal\u016bkan\u0173 normos, kuri gali kisti per paskolos laikotarp\u012f. Paskola su fiksuotomis pal\u016bkanomis suteikia garantij\u0105 tiek paskolos gav\u0117jui, tiek skolintojui, nes pal\u016bkan\u0173 norma ir mok\u0117jimo \u012fsipareigojimai yra&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-37716","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kas yra fiksuotos pal\u016bkanos? | Finansini\u0173 termin\u0173 \u017eodynas | Factris<\/title>\n<meta name=\"description\" content=\"M\u016bs\u0173 finansiniame \u017eodyne skaitykite apie fiksuotas pal\u016bkanas\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/fiksuotos-palukanos\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fiksuotos pal\u016bkanos (Finansini\u0173 termin\u0173 \u017eodynas)\" \/>\n<meta property=\"og:description\" content=\"M\u016bs\u0173 finansiniame \u017eodyne skaitykite apie fiksuotas pal\u016bkanas\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/fiksuotos-palukanos\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-15T12:08:53+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/03\/factris-blog-image-2.png\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minut\u0117\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/fiksuotos-palukanos\\\/\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/fiksuotos-palukanos\\\/\",\"name\":\"Kas yra fiksuotos pal\u016bkanos? | Finansini\u0173 termin\u0173 \u017eodynas | Factris\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\"},\"datePublished\":\"2026-01-15T12:06:39+00:00\",\"dateModified\":\"2026-01-15T12:08:53+00:00\",\"description\":\"M\u016bs\u0173 finansiniame \u017eodyne skaitykite apie fiksuotas pal\u016bkanas\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/fiksuotos-palukanos\\\/#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/fiksuotos-palukanos\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/fiksuotos-palukanos\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fiksuotos pal\u016bkanos (Finansini\u0173 termin\u0173 \u017eodynas)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\",\"name\":\"Factris\",\"description\":\"Your invoices. 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