{"id":37824,"date":"2026-01-28T09:18:49","date_gmt":"2026-01-28T09:18:49","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=37824"},"modified":"2026-01-28T09:19:16","modified_gmt":"2026-01-28T09:19:16","slug":"finansu-zodynas-kredito-draudimas","status":"publish","type":"page","link":"https:\/\/www.factris.com\/lt\/finansu-zodynas\/kredito-draudimas\/","title":{"rendered":"Kredito draudimas (Finansini\u0173 termin\u0173 \u017eodynas)"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.factris.com\/lt\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>Kredito draudimas (Finansini\u0173 termin\u0173 \u017eodynas)<\/strong><\/span><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kas-yra-kredito-draudimas\">Kas yra kredito draudimas?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kredito draudimas \u2013 tai draudimo forma, apsauganti \u012fmones nuo klient\u0173 \u012fsipareigojim\u0173 nevykdymo rizikos. Ji padengia neapmok\u0117t\u0173 s\u0105skait\u0173 fakt\u016br\u0173 i\u0161laidas d\u0117l nemokumo, bankroto ar ilgalaikio klient\u0173 \u012fsipareigojim\u0173 nevykdymo. Kredito draudimas taip pat naudojamas kaip priemon\u0117 \u012fvertinti klient\u0173 kreditingum\u0105 ir pad\u0117ti \u012fmon\u0117ms valdyti kredito rizik\u0105. \u012emon\u0117s gali pasirinkti skirtingus draudimo lygius bei s\u0105lygas, atsi\u017evelgdamos \u012f rizikos dyd\u012f ir savo poreikius.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns37716_68afda-fb{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns37716_68afda-fb .kt-button{font-weight:normal;font-style:normal;}.kt-btns37716_68afda-fb .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns37716_68afda-fb\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn37716_944fb5-23.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn37716_944fb5-23 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/www.factris.com\/lt\/finansiniu-terminu-zodynas\/\"><span class=\"kt-btn-inner-text\">Gr\u012f\u017eti \u012f finansini\u0173 termin\u0173 \u017eodyn\u0105<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kas yra kredito draudimas? Kredito draudimas \u2013 tai draudimo forma, apsauganti \u012fmones nuo klient\u0173 \u012fsipareigojim\u0173 nevykdymo rizikos. Ji padengia neapmok\u0117t\u0173 s\u0105skait\u0173 fakt\u016br\u0173 i\u0161laidas d\u0117l nemokumo, bankroto ar ilgalaikio klient\u0173 \u012fsipareigojim\u0173 nevykdymo. Kredito draudimas taip pat naudojamas kaip priemon\u0117 \u012fvertinti klient\u0173 kreditingum\u0105 ir pad\u0117ti \u012fmon\u0117ms valdyti kredito rizik\u0105. \u012emon\u0117s gali pasirinkti skirtingus draudimo lygius bei s\u0105lygas,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":8340,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-37824","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kas yra kredito draudimas? 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