{"id":37827,"date":"2026-01-28T09:53:06","date_gmt":"2026-01-28T09:53:06","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=37827"},"modified":"2026-01-28T09:53:19","modified_gmt":"2026-01-28T09:53:19","slug":"finansu-zodynas-kredito-linija","status":"publish","type":"page","link":"https:\/\/www.factris.com\/lt\/finansu-zodynas\/kredito-linija\/","title":{"rendered":"Kredito linija (Finansini\u0173 termin\u0173 \u017eodynas)"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.factris.com\/lt\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>Kredito linija (Finansini\u0173 termin\u0173 \u017eodynas)<\/strong><\/span><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kas-yra-kredito-linija\">Kas yra kredito linija?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kredito linija (overdraftas) \u2013 tai trumpalaikio kredito forma, suteikianti \u012fmonei teis\u0119 naudoti pinig\u0173 sumas, vir\u0161ijan\u010dias banko s\u0105skaitos likut\u012f iki nustatytos maksimalios s\u0105skaitos kredito sumos. Tai laikina finansin\u0117 parama, pvz., laikinoms likvidumo problemoms spr\u0119sti arba sezoniniams pinig\u0173 sraut\u0173 svyravimams subalansuoti. Overdrafto pal\u016bkan\u0173 norma paprastai yra didesn\u0117 nei kit\u0173 finansavimo form\u0173, nes rizika yra didesn\u0117 d\u0117l kintan\u010di\u0173 s\u0105lyg\u0173 ir paskolos lankstumo. Kredito limitas gali b\u016bti periodi\u0161kai tikslinamas, o nuo pasiskolintos sumos \u012fmon\u0117 turi mok\u0117ti pal\u016bkanas.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns37716_68afda-fb{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns37716_68afda-fb .kt-button{font-weight:normal;font-style:normal;}.kt-btns37716_68afda-fb .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns37716_68afda-fb\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn37716_944fb5-23.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn37716_944fb5-23 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/www.factris.com\/lt\/finansiniu-terminu-zodynas\/\"><span class=\"kt-btn-inner-text\">Gr\u012f\u017eti \u012f finansini\u0173 termin\u0173 \u017eodyn\u0105<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kas yra kredito linija? Kredito linija (overdraftas) \u2013 tai trumpalaikio kredito forma, suteikianti \u012fmonei teis\u0119 naudoti pinig\u0173 sumas, vir\u0161ijan\u010dias banko s\u0105skaitos likut\u012f iki nustatytos maksimalios s\u0105skaitos kredito sumos. Tai laikina finansin\u0117 parama, pvz., laikinoms likvidumo problemoms spr\u0119sti arba sezoniniams pinig\u0173 sraut\u0173 svyravimams subalansuoti. Overdrafto pal\u016bkan\u0173 norma paprastai yra didesn\u0117 nei kit\u0173 finansavimo form\u0173, nes rizika&#8230;<\/p>\n","protected":false},"author":1,"featured_media":8305,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-37827","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kas yra kredito linija? 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