{"id":38180,"date":"2026-03-05T14:24:11","date_gmt":"2026-03-05T14:24:11","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=38180"},"modified":"2026-03-05T14:24:43","modified_gmt":"2026-03-05T14:24:43","slug":"finansu-zodynas-kredito-rizika","status":"publish","type":"page","link":"https:\/\/www.factris.com\/lt\/finansu-zodynas\/kredito-rizika\/","title":{"rendered":"Kredito rizika (Finansini\u0173 termin\u0173 \u017eodynas)"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.factris.com\/lt\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>Kredito rizika (Finansini\u0173 termin\u0173 \u017eodynas)<\/strong><\/span><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kas-yra-kredito-rizika\">Kas yra kredito rizika?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kredito rizik\u0105 skolintojas prisiima skolindamas pinigus asmeniui ar \u012fmonei, kuri gali nepaj\u0117gti gr\u0105\u017einti paskolos sumos. Tam \u012ftakos gali tur\u0117ti \u012fvair\u016bs veiksniai, pvz., skolininko finansin\u0117 b\u016bkl\u0117 ir kreditingumas, ekonomin\u0117s s\u0105lygos ir paskolos s\u0105lygos. Per auk\u0161ta kredito rizika gali sukelti skolintojui nuostoli\u0173. Nor\u0117damos suma\u017einti kredito rizik\u0105 \u012fmon\u0117s imasi veiksm\u0173, pvz., skolinink\u0173 patikrinimo, kredito limit\u0173 ribojimo ir u\u017estato arba garantij\u0173 pra\u0161ymo. Kredito draudimas taip pat padeda i\u0161vengti \u0161ios rizikos.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns37716_68afda-fb{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns37716_68afda-fb .kt-button{font-weight:normal;font-style:normal;}.kt-btns37716_68afda-fb .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns37716_68afda-fb\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn37716_944fb5-23.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn37716_944fb5-23 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/www.factris.com\/lt\/finansiniu-terminu-zodynas\/\"><span class=\"kt-btn-inner-text\">Gr\u012f\u017eti \u012f finansini\u0173 termin\u0173 \u017eodyn\u0105<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kas yra kredito rizika? Kredito rizik\u0105 skolintojas prisiima skolindamas pinigus asmeniui ar \u012fmonei, kuri gali nepaj\u0117gti gr\u0105\u017einti paskolos sumos. Tam \u012ftakos gali tur\u0117ti \u012fvair\u016bs veiksniai, pvz., skolininko finansin\u0117 b\u016bkl\u0117 ir kreditingumas, ekonomin\u0117s s\u0105lygos ir paskolos s\u0105lygos. Per auk\u0161ta kredito rizika gali sukelti skolintojui nuostoli\u0173. Nor\u0117damos suma\u017einti kredito rizik\u0105 \u012fmon\u0117s imasi veiksm\u0173, pvz., skolinink\u0173 patikrinimo, kredito&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-38180","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kas yra kredito rizika? | Finansini\u0173 termin\u0173 \u017eodynas | Factris<\/title>\n<meta name=\"description\" content=\"Su\u017einokite, kas yra kredito rizika, kaip ji vertinama ir kokios priemon\u0117s padeda apsaugoti versl\u0105 nuo klient\u0173 neatsiskaitymo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/kredito-rizika\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredito rizika (Finansini\u0173 termin\u0173 \u017eodynas)\" \/>\n<meta property=\"og:description\" content=\"Su\u017einokite, kas yra kredito rizika, kaip ji vertinama ir kokios priemon\u0117s padeda apsaugoti versl\u0105 nuo klient\u0173 neatsiskaitymo.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/kredito-rizika\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-05T14:24:43+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/03\/factris-blog-image-2.png\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minut\u0117\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-rizika\\\/\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-rizika\\\/\",\"name\":\"Kas yra kredito rizika? | Finansini\u0173 termin\u0173 \u017eodynas | Factris\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\"},\"datePublished\":\"2026-03-05T14:24:11+00:00\",\"dateModified\":\"2026-03-05T14:24:43+00:00\",\"description\":\"Su\u017einokite, kas yra kredito rizika, kaip ji vertinama ir kokios priemon\u0117s padeda apsaugoti versl\u0105 nuo klient\u0173 neatsiskaitymo.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-rizika\\\/#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-rizika\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-rizika\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kredito rizika (Finansini\u0173 termin\u0173 \u017eodynas)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\",\"name\":\"Factris\",\"description\":\"Your invoices. 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