{"id":38184,"date":"2026-03-05T14:31:30","date_gmt":"2026-03-05T14:31:30","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=38184"},"modified":"2026-03-05T14:32:19","modified_gmt":"2026-03-05T14:32:19","slug":"finansu-zodynas-palukanos","status":"publish","type":"page","link":"https:\/\/www.factris.com\/lt\/finansu-zodynas\/palukanos\/","title":{"rendered":"Pal\u016bkanos (Finansini\u0173 termin\u0173 \u017eodynas)"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.factris.com\/lt\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>Pal\u016bkanos (Finansini\u0173 termin\u0173 \u017eodynas)<\/strong><\/span><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kas-yra-palukanos\">Kas yra pal\u016bkanos?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pal\u016bkanos \u2013 tai mokestis, mokamas u\u017e naudojim\u0105si pasiskolintais ar paskolintais pinigais. Paprastai jis i\u0161rei\u0161kiamas procentais nuo paskolos sumos ir skai\u010diuojamas per tam tikr\u0105 laikotarp\u012f. Pal\u016bkanos taikomos \u012fvairi\u0173 r\u016b\u0161i\u0173 paskoloms, pvz., b\u016bsto, asmenin\u0117ms, verslo, kreditams. Pal\u016bkan\u0173 norma priklauso nuo \u012fvairi\u0173 veiksni\u0173, toki\u0173, kaip pasiskolinta suma, paskolos terminas, paskolos rizika ar rinkos s\u0105lygos. Pal\u016bkanos yra svarbi finans\u0173 pasaulio dalis ir daro \u012ftak\u0105 ekonomikai, investicijoms ir \u012fmoni\u0173 asmeniniams finansams.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns37716_68afda-fb{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns37716_68afda-fb .kt-button{font-weight:normal;font-style:normal;}.kt-btns37716_68afda-fb .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns37716_68afda-fb\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn37716_944fb5-23.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn37716_944fb5-23 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/www.factris.com\/lt\/finansiniu-terminu-zodynas\/\"><span class=\"kt-btn-inner-text\">Gr\u012f\u017eti \u012f finansini\u0173 termin\u0173 \u017eodyn\u0105<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kas yra pal\u016bkanos? Pal\u016bkanos \u2013 tai mokestis, mokamas u\u017e naudojim\u0105si pasiskolintais ar paskolintais pinigais. Paprastai jis i\u0161rei\u0161kiamas procentais nuo paskolos sumos ir skai\u010diuojamas per tam tikr\u0105 laikotarp\u012f. Pal\u016bkanos taikomos \u012fvairi\u0173 r\u016b\u0161i\u0173 paskoloms, pvz., b\u016bsto, asmenin\u0117ms, verslo, kreditams. Pal\u016bkan\u0173 norma priklauso nuo \u012fvairi\u0173 veiksni\u0173, toki\u0173, kaip pasiskolinta suma, paskolos terminas, paskolos rizika ar rinkos s\u0105lygos. Pal\u016bkanos&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-38184","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kas yra pal\u016bkanos? | Finansini\u0173 termin\u0173 \u017eodynas | Factris<\/title>\n<meta name=\"description\" content=\"Su\u017einokite, kas yra pal\u016bkanos, nuo ko priklauso j\u0173 dydis ir kaip jos veikia paskolos ar verslo finansavimo kain\u0105.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/palukanos\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pal\u016bkanos (Finansini\u0173 termin\u0173 \u017eodynas)\" \/>\n<meta property=\"og:description\" content=\"Su\u017einokite, kas yra pal\u016bkanos, nuo ko priklauso j\u0173 dydis ir kaip jos veikia paskolos ar verslo finansavimo kain\u0105.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/palukanos\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-05T14:32:19+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/03\/factris-blog-image-2.png\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minut\u0117\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/palukanos\\\/\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/palukanos\\\/\",\"name\":\"Kas yra pal\u016bkanos? | Finansini\u0173 termin\u0173 \u017eodynas | Factris\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\"},\"datePublished\":\"2026-03-05T14:31:30+00:00\",\"dateModified\":\"2026-03-05T14:32:19+00:00\",\"description\":\"Su\u017einokite, kas yra pal\u016bkanos, nuo ko priklauso j\u0173 dydis ir kaip jos veikia paskolos ar verslo finansavimo kain\u0105.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/palukanos\\\/#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/palukanos\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/palukanos\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pal\u016bkanos (Finansini\u0173 termin\u0173 \u017eodynas)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\",\"name\":\"Factris\",\"description\":\"Your invoices. 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