{"id":38190,"date":"2026-03-06T13:56:03","date_gmt":"2026-03-06T13:56:03","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=38190"},"modified":"2026-03-06T13:59:52","modified_gmt":"2026-03-06T13:59:52","slug":"finansu-zodynas-kredito-valdymas","status":"publish","type":"page","link":"https:\/\/www.factris.com\/lt\/finansu-zodynas\/kredito-valdymas\/","title":{"rendered":"Kredito valdymas (Finansini\u0173 termin\u0173 \u017eodynas)"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.factris.com\/lt\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>Kredito valdymas (Finansini\u0173 termin\u0173 \u017eodynas)<\/strong><\/span><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kas-yra-kredito-valdymas\">Kas yra kredito valdymas?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kredito valdymas \u2013 tai kredito ir \u012fmon\u0117s gautin\u0173 sum\u0173 tvarkymo procesas. Jis apima vis\u0105 veikl\u0105, susijusi\u0105 su kredito limit\u0173 nustatymu klientams, kreditingumo tikrinimu, mok\u0117jimo termin\u0173 valdymu, neapmok\u0117t\u0173 s\u0105skait\u0173 surinkimu ir kredito rizikos ma\u017einimu bei valdymu.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kredito valdymo tikslas \u2013 u\u017etikrinti, kad \u012fmon\u0117s i\u0161laikyt\u0173 sveikus pinig\u0173 srautus ir suma\u017eint\u0173 skol\u0173 bei finansini\u0173 nuostoli\u0173 tikimyb\u0119. Kredito valdymas gali b\u016bti \u012fgyvendinamas per vidinius procesus arba pasitelkus i\u0161orinius paslaug\u0173 teik\u0117jus, pvz., inkasavimo agent\u016bras (skol\u0173 i\u0161ie\u0161kojimas) ir faktoringo bendroves. Siekiant pagerinti kredito valdymo efektyvum\u0105, vis populiaresnis tampa automatizuot\u0173 kredito valdymo sistem\u0173 ir programin\u0117s \u012frangos naudojimas.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns37716_68afda-fb{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns37716_68afda-fb .kt-button{font-weight:normal;font-style:normal;}.kt-btns37716_68afda-fb .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns37716_68afda-fb\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn37716_944fb5-23.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn37716_944fb5-23 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/www.factris.com\/lt\/finansiniu-terminu-zodynas\/\"><span class=\"kt-btn-inner-text\">Gr\u012f\u017eti \u012f finansini\u0173 termin\u0173 \u017eodyn\u0105<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kas yra kredito valdymas? Kredito valdymas \u2013 tai kredito ir \u012fmon\u0117s gautin\u0173 sum\u0173 tvarkymo procesas. Jis apima vis\u0105 veikl\u0105, susijusi\u0105 su kredito limit\u0173 nustatymu klientams, kreditingumo tikrinimu, mok\u0117jimo termin\u0173 valdymu, neapmok\u0117t\u0173 s\u0105skait\u0173 surinkimu ir kredito rizikos ma\u017einimu bei valdymu.&nbsp; Kredito valdymo tikslas \u2013 u\u017etikrinti, kad \u012fmon\u0117s i\u0161laikyt\u0173 sveikus pinig\u0173 srautus ir suma\u017eint\u0173 skol\u0173 bei finansini\u0173&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-38190","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kas yra kredito valdymas? | Finansini\u0173 termin\u0173 \u017eodynas | Factris<\/title>\n<meta name=\"description\" content=\"Su\u017einokite, kas yra kredito valdymas ir kaip pirk\u0117j\u0173 vertinimas, limitai bei steb\u0117sena padeda suma\u017einti neapmok\u0117jimo rizik\u0105.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/kredito-valdymas\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredito valdymas (Finansini\u0173 termin\u0173 \u017eodynas)\" \/>\n<meta property=\"og:description\" content=\"Su\u017einokite, kas yra kredito valdymas ir kaip pirk\u0117j\u0173 vertinimas, limitai bei steb\u0117sena padeda suma\u017einti neapmok\u0117jimo rizik\u0105.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/kredito-valdymas\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-06T13:59:52+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/03\/factris-blog-image-2.png\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minut\u0117\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-valdymas\\\/\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-valdymas\\\/\",\"name\":\"Kas yra kredito valdymas? | Finansini\u0173 termin\u0173 \u017eodynas | Factris\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\"},\"datePublished\":\"2026-03-06T13:56:03+00:00\",\"dateModified\":\"2026-03-06T13:59:52+00:00\",\"description\":\"Su\u017einokite, kas yra kredito valdymas ir kaip pirk\u0117j\u0173 vertinimas, limitai bei steb\u0117sena padeda suma\u017einti neapmok\u0117jimo rizik\u0105.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-valdymas\\\/#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-valdymas\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/kredito-valdymas\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kredito valdymas (Finansini\u0173 termin\u0173 \u017eodynas)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\",\"name\":\"Factris\",\"description\":\"Your invoices. 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