{"id":38206,"date":"2026-03-06T14:23:17","date_gmt":"2026-03-06T14:23:17","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=38206"},"modified":"2026-03-06T14:23:44","modified_gmt":"2026-03-06T14:23:44","slug":"finansu-zodynas-skolininko-rizika","status":"publish","type":"page","link":"https:\/\/www.factris.com\/lt\/finansu-zodynas\/skolininko-rizika\/","title":{"rendered":"Skolininko rizika (Finansini\u0173 termin\u0173 \u017eodynas)"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.factris.com\/lt\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>Skolininko rizika (Finansini\u0173 termin\u0173 \u017eodynas)<\/strong><\/span><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kas-yra-skolininko-rizika\">Kas yra skolininko rizika?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Blogos skolos rizika i\u0161auga tada, kai \u012fmon\u0117 parduoda produktus ar paslaugas klientams, kurie gali nesugeb\u0117ti atlikti mok\u0117jim\u0173 laiku. Tokios skolos lemia pajam\u0173 praradim\u0105 ir finansin\u0119 \u017eal\u0105 \u012fmonei. Skol\u0173 rizik\u0105 galima suma\u017einti tinkamai valdant skolas, pvz., stebint klient\u0173 kreditingum\u0105, nustatant grie\u017etus mok\u0117jimo terminus ir prireikus imantis i\u0161ie\u0161kojimo veiksm\u0173. \u012emon\u0117ms taip pat rekomenduojama apdrausti gautinas sumas kredito draudimu, kuris kliento nemokumo ar \u012fsipareigojim\u0173 nevykdymo atveju padengia neapmok\u0117t\u0173 s\u0105skait\u0173 fakt\u016br\u0173 i\u0161laidas.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns37716_68afda-fb{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns37716_68afda-fb .kt-button{font-weight:normal;font-style:normal;}.kt-btns37716_68afda-fb .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns37716_68afda-fb .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns37716_68afda-fb\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn37716_944fb5-23.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn37716_944fb5-23 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"https:\/\/www.factris.com\/lt\/finansiniu-terminu-zodynas\/\"><span class=\"kt-btn-inner-text\">Gr\u012f\u017eti \u012f finansini\u0173 termin\u0173 \u017eodyn\u0105<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kas yra skolininko rizika? Blogos skolos rizika i\u0161auga tada, kai \u012fmon\u0117 parduoda produktus ar paslaugas klientams, kurie gali nesugeb\u0117ti atlikti mok\u0117jim\u0173 laiku. Tokios skolos lemia pajam\u0173 praradim\u0105 ir finansin\u0119 \u017eal\u0105 \u012fmonei. Skol\u0173 rizik\u0105 galima suma\u017einti tinkamai valdant skolas, pvz., stebint klient\u0173 kreditingum\u0105, nustatant grie\u017etus mok\u0117jimo terminus ir prireikus imantis i\u0161ie\u0161kojimo veiksm\u0173. \u012emon\u0117ms taip pat rekomenduojama&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-38206","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kas yra skolininko rizika? | Finansini\u0173 termin\u0173 \u017eodynas | Factris<\/title>\n<meta name=\"description\" content=\"Su\u017einokite, kas yra skolininko rizika, kokie veiksniai j\u0105 lemia ir kaip suma\u017einti nuostoli\u0173 d\u0117l neapmok\u0117t\u0173 s\u0105skait\u0173 tikimyb\u0119.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/skolininko-rizika\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Skolininko rizika (Finansini\u0173 termin\u0173 \u017eodynas)\" \/>\n<meta property=\"og:description\" content=\"Su\u017einokite, kas yra skolininko rizika, kokie veiksniai j\u0105 lemia ir kaip suma\u017einti nuostoli\u0173 d\u0117l neapmok\u0117t\u0173 s\u0105skait\u0173 tikimyb\u0119.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/finansu-zodynas\/skolininko-rizika\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-06T14:23:44+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/03\/factris-blog-image-2.png\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minut\u0117\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/skolininko-rizika\\\/\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/skolininko-rizika\\\/\",\"name\":\"Kas yra skolininko rizika? | Finansini\u0173 termin\u0173 \u017eodynas | Factris\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\"},\"datePublished\":\"2026-03-06T14:23:17+00:00\",\"dateModified\":\"2026-03-06T14:23:44+00:00\",\"description\":\"Su\u017einokite, kas yra skolininko rizika, kokie veiksniai j\u0105 lemia ir kaip suma\u017einti nuostoli\u0173 d\u0117l neapmok\u0117t\u0173 s\u0105skait\u0173 tikimyb\u0119.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/skolininko-rizika\\\/#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/skolininko-rizika\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/finansu-zodynas\\\/skolininko-rizika\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Skolininko rizika (Finansini\u0173 termin\u0173 \u017eodynas)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#website\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/\",\"name\":\"Factris\",\"description\":\"Your invoices. 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