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Verslo paskola i\u0161 banko gali g\u0105sdinti smulkiuosius verslininkus. Nors SVV \u012fmoni\u0173 savininkai da\u017eniausiai negali pasigirti solid\u017eia keleri\u0173 met\u0173 veiklos istorija ir nekilnojamuoju ar kitu turtu u\u017estatui, bankai i\u0161 j\u0173 reikalauja daug bei nustato \u012fvairius apribojimus reikalingam finansavimui gauti. Tokiais atvejais finansavim\u0105 smulkiesiems verslininkams suteikia alternatyv\u016bs finansuotojai, kurie nereikalauja u\u017estato ir suteikia finansavim\u0105 lengvesn\u0117mis s\u0105lygomis<\/a> bei daug grei\u010diau.<\/span><\/p>\n <\/span><\/p>\n Vis\u0173 pirma, alternatyv\u016bs finansuotojai yra lankstesni. Jie taiko individualius paskolos gr\u0105\u017einimo grafikus, finansavimo s\u0105lygas bei papildomas u\u017estato priemones. Alternatyv\u016bs finansuotojai da\u017eniausiai turi ir didesn\u012f lanks\u010di\u0173 produkt\u0173 krep\u0161el\u012f<\/a>: nuo trumpalaiki\u0173 paskol\u0173 ar kredito linij\u0173 iki ilgalaiki\u0173 investicini\u0173 paskol\u0173. O pal\u016bkan\u0173 mok\u0117jimai taip pat yra palank\u016bs \u012fmon\u0117s poreikiams \u2013 paskolos pal\u016bkanos gali b\u016bti tiesiogiai priklausomos nuo \u012fmon\u0117s pardavim\u0173. \u0160is finansavimo b\u016bdas vadinamas s\u0105skait\u0173 finansavimu. \u012emon\u0117 pateikusi su atid\u0117jimo terminu i\u0161ra\u0161ytas s\u0105skaitas finansavimui, apyvartines l\u0117\u0161as gauna t\u0105 pa\u010di\u0105 dien\u0105. Tai daug paprastesnis ir greitesnis skolinimosi b\u016bdas, lyginant su kr\u016bva pateikti reikalaujam\u0173 dokument\u0173 bei vertinimo proced\u016br\u0173 trukme.<\/span><\/p>\n I\u0161samesnis susipa\u017einimas su skolinimo s\u0105lygomis yra b\u016btinyb\u0117 vertinant alternatyvi\u0173 finansuotoj\u0173 pasi\u016blymus. Da\u017enai nedidel\u0117s pal\u016bkanos, dar nerei\u0161kia pigaus finansavimo. Galutin\u0117 kaina gali sl\u0117ptis po \u012fvairiais administravimo mokes\u010diais ir baudomis u\u017e sutarties s\u0105lyg\u0173 nesilaikym\u0105 ar mok\u0117jimo grafiko pakeitim\u0105.<\/span><\/p>\n <\/span><\/p>\n Informacini\u0173 technologij\u0173 am\u017eiuje internetu mums pasiekiama daugelis paslaug\u0173, tarp j\u0173 ir finansavimas. Ta\u010diau neretai, nor\u0117dami gauti tradicin\u0119 paskol\u0105, nei\u0161vengsite dokument\u0173 pildymo, j\u0173 pateikimo gyvai, atvykstant \u012f banko skyri\u0173. \u017dmon\u0117ms, m\u0117gstantiems reikalus susitvarkyti internetu, tiks alternatyvus finansavimas, kuris b\u016btent ir suteikia toki\u0105 galimyb\u0119.<\/span><\/p>\n Norint gauti faktoring\u0105<\/a>, s\u0105skait\u0173 finansavim\u0105 ar verslo paskol\u0105 i\u0161 alternatyvaus finansuotojo, u\u017etenka tiesiog pateikti parai\u0161k\u0105<\/a>, \u012fkelti reikalingus dokumentus internetin\u0117je svetain\u0117je.<\/span><\/p>\n <\/span><\/p>\n Ar gausite banko paskol\u0105, ar ne, atsakymas gali u\u017etrukti iki keturi\u0173 savai\u010di\u0173. Tuo tarpu alternatyvaus finansavimo bendrov\u0117s pateikia finansavimo sprendim\u0105 per kelet\u0105 valand\u0173. Dirbtiniu intelektu paremtas vertinimas leid\u017eia per\u017ei\u016br\u0117ti daugel\u012f rodikli\u0173 vienu metu bei i\u0161 to pateikti operatyv\u0173 sprendim\u0105 d\u0117l finansavimo suteikimo. Pasinaudoj\u0119 alternatyva tradiciniam skolinimui, apyvartines l\u0117\u0161as galite gauti kone t\u0105 pa\u010di\u0105 dien\u0105.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” background_color=”#000A54″ custom_padding=”20vh||20vh||true|false” global_module=”2087″][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”0px||0px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#ffffff” header_font_size=”46px” header_line_height=”2em” header_2_font=”|700|||||||” header_2_text_color=”#ffffff” header_2_font_size=”46px” header_2_line_height=”2em” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_3_font_size=”25px” header_font_tablet=”” header_font_phone=”” header_font_last_edited=”on|desktop” header_line_height_tablet=”1.8em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_tablet=”” header_3_font_phone=”” header_3_font_last_edited=”on|phone” header_3_line_height_tablet=”” header_3_line_height_phone=”1.8em” header_3_line_height_last_edited=”on|phone”]<\/p>\n [\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.9.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.9.0″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Tradicinis finansavimas, arba kitaip verslo paskolos, kurias teikia bankai, n\u0117ra paprastai prieinamos bet kokiam verslui. Da\u017eniausiai smulkiojo ir vidutinio verslo (SVV) atstovams keliami auk\u0161ti reikalavimai ir kriterijai. D\u0117l to \u0161ie yra priversti ie\u0161koti tradicinio finansavimo alternatyv\u0173. Verslo paskola i\u0161 banko gali g\u0105sdinti smulkiuosius verslininkus. Nors SVV \u012fmoni\u0173 savininkai da\u017eniausiai negali pasigirti solid\u017eia keleri\u0173 met\u0173 veiklos […]<\/p>\n","protected":false},"author":1,"featured_media":21347,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[],"yoast_head":"\nAlternatyvaus ir tradicinio finansavimo skirtumai<\/span><\/h2>\n
Internetu pasiekiamas finansavimas<\/span><\/h2>\n
Automatinis vertinimas ir finansavimo greitis<\/span><\/h2>\n
Papasakokite savo verslo istorij\u0105<\/h2>\n
Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n