{"id":14132,"date":"2022-05-25T10:30:11","date_gmt":"2022-05-25T10:30:11","guid":{"rendered":"https:\/\/www.factris.com\/?p=14132"},"modified":"2022-06-15T20:43:15","modified_gmt":"2022-06-15T20:43:15","slug":"sankciju-pasekmes-verslams","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/sankciju-pasekmes-verslams\/","title":{"rendered":"Karas, sankcijos ir kain\u0173 \u0161uolis smog\u0117 Lietuvos verslui, bet sprendim\u0173 jis randa"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;21px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/lt\/naujienos\/&#8221; button_text=&#8221; Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;46px&#8221; header_line_height=&#8221;1.4em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000a54&#8243; header_2_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#000a54&#8243; header_3_font_size=&#8221;25px&#8221; header_3_line_height=&#8221;35px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_text_color=&#8221;#000a54&#8243; header_4_font_size=&#8221;21px&#8221; header_4_line_height=&#8221;29px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Kaip alternatyvaus finansavimo bendrov\u0117s mato Lietuvos \u012fmoni\u0173 situacij\u0105 po trij\u0173 m\u0117nesi\u0173 karo Ukrainoje ir sankcij\u0173 \u012fvedimo Rusijai bei Baltarusijai, o taip pat, kok\u012f poveik\u012f joms turi energijos i\u0161tekli\u0173 ir \u017ealiav\u0173 kain\u0173 \u0161uoliai, nutr\u016bk\u0119 ry\u0161iai su partneriais min\u0117tose \u0161alyse. \u0160ie keli problem\u0173 pilni m\u0117nesiai taip pat \u012frod\u0117, kad Lietuvos bendrov\u0117s yra labai lanks\u010dios ir sumaniai ie\u0161kan\u010dios sprendim\u0173.<\/h2>\n<p><em>Edmundas Volskis, alternatyvaus finansavimo bendrov\u0117s \u201eFactris\u201c Rizikos skyriaus vadovas<\/em><\/p>\n<p>Tarptautin\u0117 alternatyvaus finansavimo bendrov\u0117 <a href=\"\/lt\/apie-mus\/\">\u201eFactris\u201c<\/a> netur\u0117jo tiesioginio skolinimo \u012f Rusij\u0105, Baltarusij\u0105 ar Ukrain\u0105. Tai l\u0117m\u0117, kad didelio poveikio esamam klient\u0173 ratui nepajutome. Ta\u010diau prasid\u0117jus karui padar\u0117me nam\u0173 darbus: per\u017ei\u016br\u0117jome, kurie klientai ir pirk\u0117jai tiesiogiai dirba su tiek\u0117jais i\u0161 \u0161i\u0173 rink\u0173, ai\u0161kinom\u0117s, kaip jie pasiruo\u0161\u0119 naujiems i\u0161\u0161\u016bkiams, kokius sprendimus priima d\u0117l pasikeitusios situacijos.<\/p>\n<p>Beje, \u012fsitikinome, kad d\u0117l praeityje \u012fvest\u0173 sankcij\u0173 Rusijai dalis Lietuvos versl\u0173 jau prie\u0161 de\u0161imtmet\u012f suma\u017eino prekybos ir tiekimo ry\u0161ius su \u0161ia \u0161alimi, persiorientavo \u012f ry\u0161i\u0173 k\u016brim\u0105 su Vakarais ir kit\u0173 region\u0173 \u0161alimis. Tad analizuodami m\u016bs\u0173 finansuojam\u0173 versl\u0173 situacij\u0105 pamat\u0117me, kad naujos, po Rusijos agresijos prie\u0161 Ukrain\u0105, paskelbtos sankcijos ar b\u016bsimi sankcij\u0173 paketai tiesiogin\u0119 \u012ftak\u0105 daro tik ma\u017eesnei daliai Lietuvos verslo sektori\u0173 ir \u012fmoni\u0173.<\/p>\n<p>&nbsp;<\/p>\n<h2>Kuriuos verslus paveik\u0117 labiausiai?<\/h2>\n<p>\u012evedus tarptautines sankcijas draudimo kompanijos at\u0161auk\u0117 sankcionuot\u0173 \u012fmoni\u0173 draudimo limitus, tod\u0117l klientams suma\u017e\u0117jo galimyb\u0117s finansuoti apyvartin\u012f kapital\u0105 faktoringo b\u016bdu su \u0161iomis \u012fmon\u0117mis. Kovo m\u0117nes\u012f per\u017ei\u016br\u0117jome <a href=\"\/lt\/klientu-istorijos\/\">savo klient\u0173<\/a> portfelius ir identifikavome tik nedidel\u0119 dal\u012f t\u0173, kurie tur\u0117jo pastebimus tiekimo ry\u0161ius su Rusija, Baltarusija ir Ukraina. Kaip taisykl\u0117, tai buvo medienos, chemini\u0173 \u017ealiav\u0173 ir aliej\u0173 sektoriai. Kadangi geopolitin\u0117 situacija ir sankcijos \u012fmones paveik\u0117 individualiai, kiekvieno kliento, kurie tiesiogiai dirbo su Rusijos, Baltarusijos ar Ukrainos tiek\u0117jais, papra\u0161\u0117me pateikti veiklos prognozes, tiekimo grandini\u0173 poky\u010di\u0173 scenarijus atsi\u017evelgiant \u012f pasikeitusias aplinkybes rinkose.<\/p>\n<p>M\u016bs\u0173 analiz\u0117 ir \u0161iandienos situacija patvirtina, kad visoms \u012fmon\u0117ms s\u0105naudos augo, tod\u0117l augo ir apyvartinio kapitalo poreikis, kurio b\u016bt\u0173 galima gauti bet kokia priimtina finansavimo forma: <a href=\"\/lt\/faktoringas\/\">faktoringu<\/a> ar atvirk\u0161tiniu faktoringu (naudojamas tiek\u0117j\u0173 s\u0105skaitoms apmok\u0117ti), kredito linija, <a href=\"\/lt\/verslo-paskola\/\">verslo-paskola.<\/a> Ypa\u010d padid\u0117jo poreikis finansuoti tiek tiek\u0117jus \u017ealiavoms \u012fsigyti, tiek pirk\u0117jus su draudimo apsauga.<\/p>\n<p>Kadangi nutr\u016bko medienos ir metal\u0173 tiekimas i\u0161 min\u0117t\u0173 trij\u0173 rink\u0173, su jais dirbantys verslo atstovai puol\u0117 ie\u0161koti tiek\u0117j\u0173 kituose regionuose. Tai pa\u0161okdino medienos ir metal\u0173 kainas nuo keli\u0173 iki keliasde\u0161imt ar net \u0161imt\u0173 procent\u0173, tod\u0117l poveikis juntamas daugeliui versl\u0173 \u2013 nuo bald\u0173 gamintoj\u0173 iki statybinink\u0173.<\/p>\n<p>Su ypa\u010d dideliais i\u0161\u0161\u016bkiais susid\u016br\u0117 transporto \u012fmon\u0117s, nes augant kuro kainoms prad\u0117jo tr\u016bkti apyvartini\u0173 l\u0117\u0161\u0173. Taip pat dar prisid\u0117jo problemos su vairuotojais, kurie gr\u012f\u017eo \u012f Ukrain\u0105 gelb\u0117ti savo \u0161eim\u0173 ir \u0161alies.<\/p>\n<p>D\u0117l augan\u010di\u0173 \u017ealiav\u0173 kain\u0173, j\u0173 tr\u016bkumo, energetikos i\u0161tekli\u0173 kain\u0173 augimo pastebimai did\u0117jo statyb\u0173 ir keli\u0173 tiesimo \u012fmoni\u0173 s\u0105naudos. \u012emon\u0117ms, dirban\u010dioms su valstybiniais projektais, anks\u010diau pasira\u0161ytos sutartys tapo nuostolingos, o jose fiksuot\u0173 kain\u0173 koregavimas \u2013 probleminis. Tod\u0117l matome net toki\u0105 situacij\u0105, kad daliai \u012fmoni\u0173 finansavimo gali i\u0161vis nereik\u0117ti. Mat i\u0161 med\u017eiag\u0173 tiek\u0117j\u0173 pasiekia informacija, jog pirk\u0117jai gali nustoti jas pirkti, nes nauji vie\u0161ojo sektoriaus projektai, kurie buvo skelbti ir laim\u0117ti \u0161. m. I ketv. ar anks\u010diau, dabar n\u0117ra pelningi, prie\u0161ingai \u2013 j\u0173 vykdymas verslui reik\u0161t\u0173 skausmingus nuostolius. Tod\u0117l akivaizdu, kad pasipils lavina nutraukt\u0173 sutar\u010di\u0173.<\/p>\n<p>&nbsp;<\/p>\n<h2>Kaip \u0161i sud\u0117tinga situacija atrodo \u0161iandien?<\/h2>\n<p>Palaikome nuolatin\u012f ry\u0161\u012f su klientais, kurie patyr\u0117 did\u017eiausius i\u0161\u0161\u016bkius, ir matome, kad dal\u012f tiekimo klientai sugeba perkelti \u012f kitas \u0161alis. Ta\u010diau tai reikalauja daugiau finansini\u0173 resurs\u0173, o d\u0117l padid\u0117jusi\u0173 atstum\u0173 tiekimo grandin\u0117 daugeliu atvej\u0173 pailg\u0117ja, pvz., jei anks\u010diau tiekimas buvo i\u0161 partneri\u0173 Rusijoje ar Ukrainoje, dabar skubiai persiorientuojama \u012f tiekim\u0105 i\u0161 Azijos \u0161ali\u0173, Kazachstano, Uzbekistano.<br \/>Ta\u010diau klientai leid\u017eia suprasti, kad, atsiradus galimybei, nor\u0117t\u0173 atnaujinti prekybos ry\u0161ius su Ukraina.<\/p>\n<p>Taigi, nors klient\u0173, tiesiogiai dirban\u010di\u0173 su Rusija, Baltarusija ir Ukraina neturime daug, ta\u010diau pastebime, kad \u012fvestos sankcijos did\u017eiausi\u0105 grandinin\u0119 netiesiogin\u0119 reakcij\u0105 kelia statybos, infrastrukt\u016bros, maisto pramon\u0117s sektoriuose \u2013 tenka var\u017eytis su daugiau konkurent\u0173 d\u0117l t\u0173 pa\u010di\u0173 \u017ealiav\u0173, kinta atsiskaitymo s\u0105lygos, l\u0117t\u0117ja tiekimas, klientai atsisako projekt\u0173, kurie galimai bus nuostolingi. Atitinkamai, jei 2022 m. I ketv., palyginti su tuo pa\u010diu pernai met\u0173 laikotarpiu, Lietuvos BVP augo 4,1%, tik\u0117tina, kad \u0161. m. II ir kitais ketvir\u010diais BVP augimas bus prastesnis, matyt, kelis kartus.<\/p>\n<p>Atsi\u017evelgiant \u012f tai, siekiant suma\u017einti grandinini\u0173 reakcij\u0173 nuostolius, klientams primename rekomendacijas sudarant sutartis numatyti \u017ealiav\u0173 kainos indeksavim\u0105, atid\u017eiai vertinti ir tikrinti pirk\u0117j\u0173 mokumo galimybes, pasinaudoti <a href=\"\/lt\/naujienos\/prekinio-kredito-draudimas-nuo-nemokumo\/\">kredit\u0173 draudimo<\/a> bendrovi\u0173 paslaugomis apdraud\u017eiant gautinas sumas nuo pirk\u0117j\u0173 nemokumo ar bankroto, pasinaudoti s\u0105skait\u0173 finansavimo su draudimu paslauga. Beje, dar 2021 m. III ketv., kai pastebimai \u0161oktel\u0117jo infliacija ir apie j\u0105 imta kalb\u0117ti vis garsiau, pasteb\u0117jome tendencij\u0105, jog su kontraktiniais projektais dirbantys klientai, kuri\u0173 \u012fgyvendinimas trunka bent kelet\u0105 m\u0117nesi\u0173, nusimato indeksavim\u0105 ir kainos per\u017ei\u016br\u0117jim\u0105 po keli\u0173 m\u0117nesi\u0173.<\/p>\n<p><em>Straipsnis pirm\u0105 kart\u0105 publikuotas <\/em><a href=\"https:\/\/www.vz.lt\/izvalgos\/2022\/05\/22\/e-volskis-karas-ir-kainu-suolis-smoge-lietuvos-verslui-bet-sprendimu-jis-randa\"><em>\u201eVerslo \u017einios\u201c<\/em><\/a><em> portale.<\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/lt\/naujienos\/&#8221; 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Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&amp;A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. 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Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><\/p>\n<!-- \/wp:paragraph -->","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v24.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lietuvos verslai susiduria su kain\u0173 \u0161uoliu, kur\u012f suk\u0117l\u0117 sankcijos tiek\u0117jams<\/title>\n<meta name=\"description\" content=\"Alternatyv\u016bs finansuotojai mato Lietuvos versl\u0173 situacij\u0105 po 3 m\u0117nesi\u0173 karo ir kaip juos veikia kain\u0173 \u0161uoliai, nutr\u016bk\u0119 ry\u0161iai su partneriais.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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