{"id":20134,"date":"2022-11-23T10:38:15","date_gmt":"2022-11-23T10:38:15","guid":{"rendered":"https:\/\/www.factris.com\/?p=20134"},"modified":"2024-04-03T13:56:35","modified_gmt":"2024-04-03T13:56:35","slug":"sprendimai-kai-verslo-finansavimo-problemas-reikia-spresti-cia-ir-dabar","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/","title":{"rendered":"Sprendimai, kai verslo finansavimo problemas reikia spr\u0119sti \u010dia ir dabar"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”21px|||||” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.16″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”#||divi||400″ button_icon_placement=”left” button_on_hover=”off” global_colors_info=”{}” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”700px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_font=”|700|||||||” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ global_colors_info=”{}” header_2_font_size=”27px” sticky_enabled=”0″]<\/p>\n

Ekonominiai sukr\u0117timai ver\u010dia verslo valdytojus bei vystytojus ie\u0161koti sprendim\u0173 augimo potencialui i\u0161saugoti ir priemoni\u0173 \u012fmoni\u0173 finansiniams srautams subalansuoti. Vienas i\u0161 j\u0173 \u2013 faktoringo paslauga.<\/h2>\n

\u201eM\u016bs\u0173 tikslas yra suprasti, kokie yra kliento pagrindiniai finansiniai i\u0161\u0161\u016bkiai ir pritaikyti finansavimo produktus tiems i\u0161\u0161\u016bkiams spr\u0119sti\u201c, \u2013 sako faktoringo ir susijusias paslaugas teikian\u010dios UAB \u201eFactris LT1\u201c pardavim\u0173 vadov\u0117 Baltijos \u0161alims Gabija Zdanevi\u010dien\u0117.<\/h3>\n

Smulkaus ir vidutinio verslo \u012fmones u\u017egriuvus sunkme\u010dio atne\u0161t\u0173 problem\u0173 gr\u0117sm\u0117ms bei pirmiesiems padariniais, taip pat susiduriant su nuolat i\u0161tinkamu apyvartini\u0173 l\u0117\u0161\u0173 stygiumi \u2013 vienas i\u0161 nauj\u0173, ta\u010diau greitai pasitik\u0117jim\u0105 pelniusi\u0173 \u201egelb\u0117jimosi rat\u0173\u201c tapo faktoringo<\/a><\/span> paslauga. Dar nesenai buvusi naujiena, \u0161iandien prasipl\u0117t\u0117 didesniu paslaug\u0173 spektru \u2013 kredito linijomis, gautin\u0173 sum\u0173 ir skol\u0173 administravimu, atvirk\u0161tiniu faktoringu ir, be abejo, konsultacine profesionali\u0173 pagalba.<\/p>\n

15min kalbinta UAB \u201eFactris LT1\u201c atstov\u0117 G. Zdanevi\u010dien\u0117 pataria \u012fmoni\u0173 vadovams atid\u017eiai \u012fsivertinti galimybes gauti valstyb\u0117s teikiam\u0105 pagalb\u0105 ir nepraleisti galimybi\u0173, kurias gali suteikti alternatyvaus \u2013 nebankinio finansavimo paslaugas teikiantis sektorius.<\/p>\n

Su kokiais i\u0161\u0161\u016bkiais ir finansin\u0117mis problemomis, j\u016bs\u0173 nuomone, susiduria smulkaus ir vidutinio verslo (SVV) \u012fmon\u0117s \u0161iuo metu?<\/h2>\n

Priklausomai nuo SVV veiklos sektoriaus, verslas susiduria su skirtingomis opiomis problemomis. Pavyzd\u017eiui, gamybini\u0173 \u012fmoni\u0173 pagrindinis galvos skausmas yra energetini\u0173 i\u0161tekli\u0173, elektros, duj\u0173, kain\u0173 augimas, transporto-logistikos verslai susiduria su naftos produkt\u0173 kain\u0173 poky\u010diais, darbuotoj\u0173 tr\u016bkumu, transporto parko atnaujinimo problemomis, kai tenka laukti pus\u0119 met\u0173 ar ilgiau eil\u0117je pas transporto priemoni\u0173 gamintoj\u0105.<\/p>\n

Jei \u012fmon\u0117s dirba su ilg\u0173 termin\u0173 projektais, tada prioritetiniu i\u0161\u0161\u016bkiu tampa projekto pelningumo suvaldymas, kai gali prireikti ir teisininko paslaug\u0173 \u2013 sutartyse numatyti kain\u0173 indeksavim\u0105 ar galimyb\u0119 koreguoti kain\u0105, kei\u010diantis kainoms rinkoje, \u012f sutartis \u012ftraukti kitus sandori\u0173 \u012fvykdymo saugiklius. Nepriklausomai nuo sektoriaus, jei SVV \u012fmon\u0117 (SVV ekonominis vienetas) negali viena\u0161ali\u0161kai ir greitai koreguoti savo parduodam\u0173 preki\u0173 ir paslaug\u0173 kainos, tuomet susiduriama su am\u017eina \u2013 apyvartini\u0173 l\u0117\u0161\u0173 problema.<\/p>\n

Koki\u0173 finansini\u0173 sprendim\u0173 gali ie\u0161koti \u012fmon\u0117s, susid\u016brusios su sunkumais arba prie\u0161ingai \u2013 norin\u010dios pl\u0117sti versl\u0105?<\/h2>\n

\u0160iuo metu UAB \u201eInvesticij\u0173 ir verslo garantijos\u201c (INVEGA) yra suk\u016brusi nema\u017eai program\u0173, kurios skirtos pad\u0117ti jaunam verslui, tad SVV ekonominis vienetas tur\u0117t\u0173 pasitikrinti, ar atitinka kriterijus, kad gal\u0117t\u0173 pasinaudoti valstyb\u0117s pagalba. SVV subjektams, kurie rinkoje veikia nebe pirmus metus, gali pad\u0117ti bankai arba nebankiniai finansuotojai, tokie kaip \u201eFactris\u201c<\/a><\/span>. M\u016bs\u0173 pagrindinis tikslas yra suprasti, kokie yra kliento pagrindiniai finansiniai i\u0161\u0161\u016bkiai ir atitinkamai pritaikyti finansavimo produktus tiems i\u0161\u0161\u016bkiams spr\u0119sti.<\/p>\n

Kokias paslaugas bei priemones, padedan\u010dias i\u0161spr\u0119sti finansavimo problemas, SVV \u012fmon\u0117ms gali pasi\u016blyti \u201eFactris\u201c?<\/h2>\n

Apyvartini\u0173 l\u0117\u0161\u0173 i\u0161\u0161\u016bkiams spr\u0119sti, kai SVV dirba su juridiniais asmenimis ir su atid\u0117jimo terminais, galime pasi\u016blyti drausto arba nedrausto faktoringo<\/a><\/span> (s\u0105skait\u0173 finansavimo) paslaug\u0105. Kai reikalingos apyvartin\u0117s l\u0117\u0161os atsiskaityti su tiek\u0117jais, darbuotojais, u\u017e komunalines paslaugas, tokiu atveju verslams galime pasi\u016blyti sprendimus su atvirk\u0161tiniu faktoringu arba kredito linija. Ie\u0161kantiems finansavimo investiciniams projektams, galime pasi\u016blyti finansavim\u0105 investicin\u0117s paskolos forma su pal\u016bkan\u0173 kompensavimu.<\/p>\n

Kokias minimalias s\u0105lygas turi i\u0161pildyti SVV \u012fmon\u0117s, kad gal\u0117t\u0173 gauti faktoringo paslaug\u0105?<\/h2>\n

Yra reikalavim\u0173 kriterijai klientui ir faktoringo paslaugai.<\/p>\n

Reikalavimai klientui: per minimali\u0105 6 m\u0117n. veiklos istorij\u0105 ir parai\u0161kos teikimo metu kliento apyvarta tur\u0117t\u0173 siekti daugiau nei 50 t\u016bkst. eur\u0173.<\/p>\n

Reikalavimai d\u0117l faktoringo: tur\u0117ti prekybini\u0173 sandori\u0173 su kitais juridiniais asmenimis, kurie b\u016bt\u0173 registruoti Ekonominio bendradarbiavimo ir pl\u0117tros organizacijos (EBPO, angl. Organisation for Economic Co-operation and Development <\/em>(OECD) \u0161alyse (joms priklauso Lietuva ir daugelis kt. Europos \u0161ali\u0173) ir s\u0105skaitose numatyti apmok\u0117jimo terminai tur\u0117t\u0173 b\u016bti nuo 15 iki 120 kalendorini\u0173 dien\u0173.<\/p>\n

Kreipiantis \u012f \u201eFactris\u201c, kokius paruo\u0161iamuosius darbus turi atlikti \u012fmon\u0117s?<\/h2>\n

Pra\u0161omos informacijos kiekis priklauso nuo reikalingo finansavimo produkto, limito ir paties kliento.<\/p>\n

Traktuojama, kad saugiausias produktas yra faktoringas. Atitinkamai, \u0161is finansavimo \u012frankis gali b\u016bti teikiamas ir neseniai registruotoms \u012fmon\u0117ms bei jam patvirtinti reikalingas ma\u017eesnis kiekis informacijos. Jei \u012fmon\u0117 vykdo veikl\u0105 jau ilgiau nei metus, pra\u0161ysime pateikti finansines ataskaitas u\u017e pra\u0117jusius metus ir tarpinius finansus rodiklius u\u017e einamuosius metus bei nurodyti finansavimo poreik\u012f, o jei \u012fmon\u0117 vykdo veikl\u0105 trumpiau nei metus, pra\u0161ysime pateikti tarpines finansines ataskaitas ir (arba) banko i\u0161ra\u0161\u0105. Faktoringui \u012fvertinti bus reikalinga gauti pirk\u0117jo rekvizitus ir sutart\u012f su pirk\u0117ju, jei dirbama pagal sutart\u012f.<\/p>\n

Jei reikalingas kredito linijos finansavimas, atvirk\u0161tinio faktoringo ar paskolos forma, tokiu atveju pra\u0161ysime pateikti finansines ataskaitas u\u017e pra\u0117jusius metus ir tarpinius finansus rodiklius u\u017e einamuosius metus, gautin\u0173 ir mok\u0117tin\u0173 sum\u0173 detalizacij\u0105 pagal v\u0117lavim\u0105 dienomis, finansini\u0173 \u012fsipareigojim\u0173 detalizacij\u0105, prognozes d\u0117l \u012fmon\u0117s veiklos artimiausiam pusme\u010diui (prognozuojamos apyvartos, u\u017esakovai ir pan.).<\/p>\n

Kod\u0117l alternatyv\u016bs finansavimo \u0161altiniai naudingi, kada \u2013 efektyviausi, o kada optimaliau ie\u0161koti kitoki\u0173 sprendim\u0173?<\/h2>\n

Da\u017eniausiai \u012f alternatyvius finansuotojus klientai kreipiasi, kai:<\/p>\n

    \n
  1. Finansavimo reikia \u010dia ir dabar, labai greitai ar \u201ereik\u0117jo jau vakar\u201c. Jei projektas n\u0117ra sud\u0117tingas, alternatyv\u016bs finansuotojai finansavim\u0105 suteikia grei\u010diausiai rinkoje, finansavimo pasi\u016blymas gali b\u016bti pateiktas t\u0105 pa\u010di\u0105 dien\u0105 ir t\u0105 pa\u010di\u0105 ar sekan\u010di\u0105 dien\u0105 finansavimas suteiktas.<\/li>\n
  2. Tradiciniai bankai klientui jau pasak\u0117, kad finansavimo suteikti negal\u0117s. Alternatyv\u016bs finansuotojai da\u017eniausiai yra link\u0119 prisiimti daugiau rizikos, galimi individual\u016bs sprendimai, ma\u017eiau d\u0117l finansini\u0173 rodikli\u0173 i\u0161kylan\u010di\u0173 biurokratini\u0173 kli\u016b\u010di\u0173.<\/li>\n
  3. Klientas nenori \u012fsipareigoti ilgam laikotarpiui, kartais finansavimas reikalingas keliems m\u0117nesiams, konkre\u010diam sandoriui \u012fgyvendinti. Da\u017eniausiai trumpalaiki\u0173 projekt\u0173 bankai nesiima, jie kontraktuoja metines sutartis, taiko nepanaudojimo mokes\u010dius, tad ne visi klientai nori sudaryti sutartis su bankais. \u201eFactris\u201c taiko mokes\u010dius u\u017e panaudojim\u0105, jei klientas nesinaudoja finansavimu, n\u0117ra patiriamos papildomos s\u0105naudos.<\/li>\n<\/ol>\n

    Visais atvejais si\u016blome klientams nepating\u0117ti ir pasitikrinti, ar yra rinkoje priemoni\u0173, kuriomis jie gal\u0117t\u0173 pasinaudoti \u2013 galb\u016bt tai jaunas verslas, kuris gal\u0117t\u0173 gauti finansavim\u0105 su INVEGA<\/a><\/span> remiamomis priemon\u0117mis ar tiesiogiai i\u0161 INVEGOS, gal Valstybinio socialinio draudimo fondo valdyba prie Socialin\u0117s apsaugos ir darbo ministerijos SODRA ar Valstybin\u0117 mokes\u010di\u0173 inspekcija tuo metu taiko mokes\u010di\u0173 atid\u0117jimus ir pan. Valstyb\u0117s taikomos priemon\u0117s ir lengvatos daugeliu atvej\u0173 yra palankesn\u0117s verslui, nei skolinantis i\u0161 tradicinio banko ar alternatyvaus finansuotojo.<\/p>\n

    Tik reikia numatyti, kad skolinantis i\u0161 valstyb\u0117s ar su valstyb\u0117s pagalba, laikas, kol tokia pagalba pasieks, gali u\u017etrukti, nes procesai n\u0117ra trumpi. Alternatyv\u016bs finansuotojai, tarp j\u0173 \u201eFactris\u201c, finansavim\u0105 gali suteikti operatyviai, atitinkant\u012f rinkos dinamikos ir konkretaus verslo poreikius.<\/p>\n

    Straipsnis pirm\u0105 kart\u0105 publikuotas <\/em>15min.lt<\/em><\/a><\/span><\/p>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.16″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”#||divi||400″ button_icon_placement=”left” button_on_hover=”off” global_colors_info=”{}” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.0″ _module_preset=”default” background_color=”#000A54″ custom_padding=”||||true|false” global_module=”2087″ global_colors_info=”{}”][et_pb_row _builder_version=”4.24.0″ _module_preset=”default” custom_padding=”||||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#ffffff” header_line_height=”2em” header_2_font=”|700|||||||” header_2_text_color=”#ffffff” header_2_font_size=”46px” header_2_line_height=”2em” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_3_font_size=”25px” header_font_tablet=”” header_font_phone=”” header_font_last_edited=”on|desktop” header_line_height_tablet=”1.8em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_tablet=”” header_3_font_phone=”” header_3_font_last_edited=”on|phone” header_3_line_height_tablet=”” header_3_line_height_phone=”1.8em” header_3_line_height_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

    Papasakokite savo verslo istorij\u0105<\/h2>\n

    Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n

    [\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.24.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”$||divi||400″ button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||||false|false” custom_padding=”||||true|true” global_colors_info=”{}”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.24.0″ _module_preset=”default” button_icon=”$||divi||400″ button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|28px|true|false” global_colors_info=”{}” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

    Ekonominiai sukr\u0117timai ver\u010dia verslo valdytojus bei vystytojus ie\u0161koti sprendim\u0173 augimo potencialui i\u0161saugoti ir priemoni\u0173 \u012fmoni\u0173 finansiniams srautams subalansuoti. Vienas i\u0161 j\u0173 \u2013 faktoringo paslauga. \u201eM\u016bs\u0173 tikslas yra suprasti, kokie yra kliento pagrindiniai finansiniai i\u0161\u0161\u016bkiai ir pritaikyti finansavimo produktus tiems i\u0161\u0161\u016bkiams spr\u0119sti\u201c, \u2013 sako faktoringo ir susijusias paslaugas teikian\u010dios UAB \u201eFactris LT1\u201c pardavim\u0173 vadov\u0117 Baltijos \u0161alims […]<\/p>\n","protected":false},"author":1,"featured_media":20135,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

    Advisory board<\/strong><\/p>\n\n\n\n

    Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

    Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

    Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

    Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

    Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

    Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

    Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

    Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

    Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

    Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

    Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

    Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

    Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

    Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

    Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

    Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

    Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

    Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

    Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

    Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

    <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[],"yoast_head":"\nSprendimai verslo finansavimo problemoms<\/title>\n<meta name=\"description\" content=\"M\u016bs\u0173 tikslas yra suprasti, kokie yra kliento pagrindiniai finansiniai i\u0161\u0161\u016bkiai ir pritaikyti finansavimo produktus tiems i\u0161\u0161\u016bkiams spr\u0119sti.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sprendimai, kai verslo finansavimo problemas reikia spr\u0119sti \u010dia ir dabar\" \/>\n<meta property=\"og:description\" content=\"M\u016bs\u0173 tikslas yra suprasti, kokie yra kliento pagrindiniai finansiniai i\u0161\u0161\u016bkiai ir pritaikyti finansavimo produktus tiems i\u0161\u0161\u016bkiams spr\u0119sti.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-23T10:38:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-03T13:56:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"980\" \/>\n\t<meta property=\"og:image:height\" content=\"654\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@factris\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974\"},\"headline\":\"Sprendimai, kai verslo finansavimo problemas reikia spr\u0119sti \u010dia ir dabar\",\"datePublished\":\"2022-11-23T10:38:15+00:00\",\"dateModified\":\"2024-04-03T13:56:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/\"},\"wordCount\":1738,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg\",\"articleSection\":[\"Finansavimo gidas\"],\"inLanguage\":\"lt-LT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/\",\"url\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/\",\"name\":\"Sprendimai verslo finansavimo problemoms\",\"isPartOf\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg\",\"datePublished\":\"2022-11-23T10:38:15+00:00\",\"dateModified\":\"2024-04-03T13:56:35+00:00\",\"description\":\"M\u016bs\u0173 tikslas yra suprasti, kokie yra kliento pagrindiniai finansiniai i\u0161\u0161\u016bkiai ir pritaikyti finansavimo produktus tiems i\u0161\u0161\u016bkiams spr\u0119sti.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#primaryimage\",\"url\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg\",\"contentUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg\",\"width\":980,\"height\":654,\"caption\":\"Verslo finansavimo problemos\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.factris.com\/lt\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Finansavimo gidas\",\"item\":\"https:\/\/www.factris.com\/lt\/category\/finansavimo-gidas\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Sprendimai, kai verslo finansavimo problemas reikia spr\u0119sti \u010dia ir dabar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.factris.com\/lt\/#website\",\"url\":\"https:\/\/www.factris.com\/lt\/\",\"name\":\"Factris\",\"description\":\"Your invoices. Our financing.\",\"publisher\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.factris.com\/lt\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"lt-LT\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\",\"name\":\"Factris Holding B.V.\",\"url\":\"https:\/\/www.factris.com\/lt\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png\",\"contentUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png\",\"width\":400,\"height\":73,\"caption\":\"Factris Holding B.V.\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/factris\",\"https:\/\/x.com\/factris\",\"https:\/\/www.instagram.com\/factrisholding\/\",\"https:\/\/www.linkedin.com\/company\/factrisholding\",\"https:\/\/www.youtube.com\/channel\/UCFupqDt-Xo3EaKYGiqJH1nQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/www.factris.com\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Sprendimai verslo finansavimo problemoms","description":"M\u016bs\u0173 tikslas yra suprasti, kokie yra kliento pagrindiniai finansiniai i\u0161\u0161\u016bkiai ir pritaikyti finansavimo produktus tiems i\u0161\u0161\u016bkiams spr\u0119sti.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/","og_locale":"lt_LT","og_type":"article","og_title":"Sprendimai, kai verslo finansavimo problemas reikia spr\u0119sti \u010dia ir dabar","og_description":"M\u016bs\u0173 tikslas yra suprasti, kokie yra kliento pagrindiniai finansiniai i\u0161\u0161\u016bkiai ir pritaikyti finansavimo produktus tiems i\u0161\u0161\u016bkiams spr\u0119sti.","og_url":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/","og_site_name":"Factris","article_publisher":"https:\/\/www.facebook.com\/factris","article_published_time":"2022-11-23T10:38:15+00:00","article_modified_time":"2024-04-03T13:56:35+00:00","og_image":[{"width":980,"height":654,"url":"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_creator":"@factris","twitter_site":"@factris","twitter_misc":{"Written by":"admin","Est. reading time":"5 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#article","isPartOf":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/"},"author":{"name":"admin","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974"},"headline":"Sprendimai, kai verslo finansavimo problemas reikia spr\u0119sti \u010dia ir dabar","datePublished":"2022-11-23T10:38:15+00:00","dateModified":"2024-04-03T13:56:35+00:00","mainEntityOfPage":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/"},"wordCount":1738,"commentCount":0,"publisher":{"@id":"https:\/\/www.factris.com\/lt\/#organization"},"image":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#primaryimage"},"thumbnailUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg","articleSection":["Finansavimo gidas"],"inLanguage":"lt-LT"},{"@type":"WebPage","@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/","url":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/","name":"Sprendimai verslo finansavimo problemoms","isPartOf":{"@id":"https:\/\/www.factris.com\/lt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#primaryimage"},"image":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#primaryimage"},"thumbnailUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg","datePublished":"2022-11-23T10:38:15+00:00","dateModified":"2024-04-03T13:56:35+00:00","description":"M\u016bs\u0173 tikslas yra suprasti, kokie yra kliento pagrindiniai finansiniai i\u0161\u0161\u016bkiai ir pritaikyti finansavimo produktus tiems i\u0161\u0161\u016bkiams spr\u0119sti.","breadcrumb":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#breadcrumb"},"inLanguage":"lt-LT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/"]}]},{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#primaryimage","url":"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg","contentUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2022\/11\/verslo-finansavimo-problemos.jpg","width":980,"height":654,"caption":"Verslo finansavimo problemos"},{"@type":"BreadcrumbList","@id":"https:\/\/www.factris.com\/lt\/naujienos\/sprendimai-verslo-finansavimo-problemoms\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.factris.com\/lt\/"},{"@type":"ListItem","position":2,"name":"Finansavimo gidas","item":"https:\/\/www.factris.com\/lt\/category\/finansavimo-gidas\/"},{"@type":"ListItem","position":3,"name":"Sprendimai, kai verslo finansavimo problemas reikia spr\u0119sti \u010dia ir dabar"}]},{"@type":"WebSite","@id":"https:\/\/www.factris.com\/lt\/#website","url":"https:\/\/www.factris.com\/lt\/","name":"Factris","description":"Your invoices. Our financing.","publisher":{"@id":"https:\/\/www.factris.com\/lt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.factris.com\/lt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lt-LT"},{"@type":"Organization","@id":"https:\/\/www.factris.com\/lt\/#organization","name":"Factris Holding B.V.","url":"https:\/\/www.factris.com\/lt\/","logo":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/","url":"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png","contentUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png","width":400,"height":73,"caption":"Factris Holding B.V."},"image":{"@id":"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/factris","https:\/\/x.com\/factris","https:\/\/www.instagram.com\/factrisholding\/","https:\/\/www.linkedin.com\/company\/factrisholding","https:\/\/www.youtube.com\/channel\/UCFupqDt-Xo3EaKYGiqJH1nQ"]},{"@type":"Person","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974","name":"admin","image":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/www.factris.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/20134"}],"collection":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/comments?post=20134"}],"version-history":[{"count":13,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/20134\/revisions"}],"predecessor-version":[{"id":30325,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/20134\/revisions\/30325"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/media\/20135"}],"wp:attachment":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/media?parent=20134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/categories?post=20134"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/tags?post=20134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}