{"id":20454,"date":"2022-12-07T15:48:25","date_gmt":"2022-12-07T15:48:25","guid":{"rendered":"https:\/\/www.factris.com\/?p=20454"},"modified":"2024-04-03T13:52:10","modified_gmt":"2024-04-03T13:52:10","slug":"sventinio-laikotarpio-issukiai-verslui","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/verslo-issukiai-sventiniu-laikotarpiu\/","title":{"rendered":"\u0160ventinio laikotarpio i\u0161\u0161\u016bkiai verslui. Kuo gali pad\u0117ti faktoringas?"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;21px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/lt\/naujienos\/&#8221; button_text=&#8221; Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_line_height=&#8221;1.4em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000a54&#8243; header_2_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#000a54&#8243; header_3_font_size=&#8221;25px&#8221; header_3_line_height=&#8221;35px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_text_color=&#8221;#000a54&#8243; header_4_font_size=&#8221;21px&#8221; header_4_line_height=&#8221;29px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; header_2_font_size=&#8221;27px&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>\u0160ventinis laikotarpis tiesiogiai paveikia daugumos versl\u0173 metin\u012f peln\u0105. Pasiruo\u0161imas \u0161iam periodui taip pat atne\u0161a didelius i\u0161\u0161\u016bkius, kuriuos ne taip paprasta \u012fveikti.<\/h2>\n<p>D\u0117l padid\u0117jusios gamybos, kuri ypa\u010d aktuali \u012f <a href=\"https:\/\/www.factris.com\/lt\/naujienos\/sventinio-bumo-issukiai-verslui\/\">\u0161ventin\u012f laikotarp\u012f<\/a> orientuotiems verslams, \u012fmon\u0117ms tenka apsir\u016bpinti l\u0117\u0161omis didesnio kiekio \u017ealiav\u0173 u\u017esakymui bei laikin\u0173 darbuotoj\u0173 samdymui. Papildomos darbuotoj\u0173 atostog\u0173 dienos, premijos, sutrump\u0117j\u0119s prekybos dien\u0173 skai\u010dius yra papildomos prie\u017eastys, d\u0117l kuri\u0173 apyvartinio kapitalo poreikis i\u0161auga dar labiau.<\/p>\n<p><span><a href=\"https:\/\/www.factris.com\/lt\/naujienos\/veluojantys-mokejimai-stabdo-imoniu-pletra\/\">V\u0117luojantys mok\u0117jimai<\/a><\/span> yra pagrindinis i\u0161\u0161\u016bkis, su kuriuo kiekvien\u0105 m\u0117nes\u012f susiduria did\u017eioji dalis \u012fmoni\u0173, o \u0161ventiniu laikotarpiu v\u0117lavimai tampa dar didesne na\u0161ta. Tik\u0117tina, kad neapmok\u0117tos s\u0105skaitos fakt\u016bros padidina pinigini\u0173 sraut\u0173 subalansavimo i\u0161\u0161\u016bkius Kal\u0117diniu laikotarpiu, d\u0117l to gali sutrikti pasiruo\u0161imas ir prekyba.<\/p>\n<p><a href=\"https:\/\/growth-lending.com\/\">\u201eThe Growth Lending\u201c<\/a> D. Britanijoje atliktas tyrimas parod\u0117, kad technologij\u0173 ir draudimo sektoriai yra labiausiai paveikti v\u0117luojan\u010di\u0173 mok\u0117jim\u0173, o tre\u010ddalis \u0161i\u0173 sektori\u0173 respondent\u0173 atsak\u0117, kad susiduria su mok\u0117jim\u0173 v\u0117lavimais kasdienin\u0117je verslo veikloje. Sveikatos ir prie\u017ei\u016bros bei nekilnojamojo turto \u012fmon\u0117s taip pat reguliariai ken\u010dia nuo v\u0117luojan\u010di\u0173 mok\u0117jim\u0173. Apklausos duomenys parod\u0117 u\u017e\u0161aldyt\u0173 l\u0117\u0161\u0173 kiek\u012f, kurias \u012fmon\u0117s gal\u0117t\u0173 naudoti ple\u010diant veikl\u0105 \u0161ventiniu prekybos laikotarpiu. Tai nutinka kiekvienais metais d\u0117l u\u017esakov\u0173 negal\u0117jimo \u012fvykdyti susitarim\u0173 ir \u012fmon\u0117ms parduodant su ilgais atid\u0117jimo terminais.<\/p>\n<p>2022 met\u0173 \u201eIntrum\u201c atliktas tyrimas <a href=\"https:\/\/www.intrum.lt\/verslo-sprendimai\/izvalgos-ir-publikacijos\/publikacijos\/2022-m-european-payment-report\/\">\u201eEuropean Payment Report\u201c<\/a> parod\u0117, kad net 43% apklaust\u0173 Lietuvos \u012fmoni\u0173 nesiima joki\u0173 priemoni\u0173, kad u\u017ekirst\u0173 keli\u0105 v\u0117luojan\u010di\u0173 mok\u0117jim\u0173 keliamai rizikai. Duomenys taip pat atskleid\u0117, kad daugiau nei pus\u0117, 60 proc., \u012fmoni\u0173 Lietuvoje nor\u0117t\u0173 pagerinti mok\u0117jim\u0173 valdymo procesus, bet tam neturi reikaling\u0173 \u017eini\u0173.<\/p>\n<h2>Ko imtis verslui, kad v\u0117luojantys mok\u0117jimai neapsunkint\u0173 pasiruo\u0161imo meto?<\/h2>\n<h6><\/h6>\n<p><strong>Efektyviai planuokite l\u0117\u0161as <\/strong><\/p>\n<p>Atid\u017eiai planuojantys ir reguliariai, kas savait\u0119 ar m\u0117nes\u012f, per\u017ei\u016brintys savo veiklos finansinius procesus, geba lengviau priimti greitus, operatyvius sprendimus, kurie gali lemti verslo pasisekim\u0105 \u0161ventiniu laikotarpiu. Analizuodami savo veikl\u0105 ir l\u0117\u0161\u0173 paskirstym\u0105 pasteb\u0117site esmines klaidas, geb\u0117site geriau paskirstyti l\u0117\u0161as \u0161ventiniu metu ir priimsite geresnius sprendimus ateityje.<\/p>\n<p><strong>Planuokite buhalterijos darb\u0105<\/strong><\/p>\n<p>Daugelis gamybini\u0173 ir paslaug\u0173 tiekimo SVV gruod\u012f b\u016bna itin u\u017esi\u0117m\u0119, taip pat did\u017eioji j\u0173 dalis paskutini\u0105j\u0105 gruod\u017eio savait\u0119 atostogauja arba dirba \u017eenkliai ma\u017eiau. \u0160is m\u0117nesis tampa trumpesnis, tod\u0117l,\u00a0jei buhalteriai nesp\u0117jo s\u0105skait\u0173 i\u0161si\u0173sti paskutin\u0117mis lapkri\u010dio dienomis, visas jas paruo\u0161kite bent iki gruod\u017eio pirmos pus\u0117s.<\/p>\n<p>B\u016btinai anks\u010diau i\u0161si\u0173skite priminimus d\u0117l neapmok\u0117t\u0173 s\u0105skait\u0173\u00a0savo klientams \u2013 jei l\u0117\u0161\u0173 nesusigr\u0105\u017einote iki Kal\u0117d\u0173, nepamir\u0161kite, kad gruod\u017eio 31 d. baigsis ir finansiniai metai, tad geriausia, kad mok\u0117jimai u\u017e prekes ar suteiktas paslaugas jus pasiekt\u0173 tais pa\u010diais metais.<\/p>\n<p><strong>\u012esivertinkite ateinant\u012f \u0161ventin\u012f sezon\u0105 ir ruo\u0161kit\u0117s i\u0161 anksto<\/strong><\/p>\n<p>Per\u017ei\u016br\u0117kite pra\u0117jusi\u0173 met\u0173 prie\u0161\u0161ventinio ir Kal\u0117dinio laikotarpio finansinius planus ir pardavim\u0173 duomenis, taip nekartosite t\u0173 pa\u010di\u0173 esmini\u0173 klaid\u0173, kurios trukdyt\u0173 tinkamai paskirstyti apyvartin\u012f kapital\u0105.<\/p>\n<p>B\u016btinai \u012fsivertinkite pardavim\u0173 piko apsukas. Kai kurios \u012fmon\u0117s ima paskolas, kad gaut\u0173 greit\u0105 finansavim\u0105 laikin\u0173 darbuotoj\u0173 samdymui ar papildomam produkcijos u\u017esipirkimui, u\u017etikrinant prekybos t\u0119stinum\u0105. I\u0161 anksto apgalvojus, pavyzd\u017eiui, reikaling\u0105 papildomo personalo kiek\u012f, nepermok\u0117site, o galb\u016bt susirasite darbuotoj\u0173, kurie gal\u0117s sugr\u012f\u017eti kiekvien\u0105 sezon\u0105.<\/p>\n<h2>Alternatyvus finansavimas \u2013 sprendimas \u201e\u012f\u0161alusioms\u201c l\u0117\u0161oms<span><\/span><\/h2>\n<p>\u012emon\u0117ms, kurioms Kal\u0117dos yra aktyviausias prekybos laikotarpis, reikia daugiau apyvartinio kapitalo. Da\u017eniausiai papildom\u0173 l\u0117\u0161\u0173 \u0161ventin\u012f sezoni\u0161kum\u0105 i\u0161gyvenan\u010dioms \u012fmon\u0117ms reikia d\u0117l keli\u0173 prie\u017eas\u010di\u0173: didesni\u0173 sandori\u0173 sudarymui, reikiam\u0173 papildom\u0173 \u017ealiav\u0173 u\u017esakymui, i\u0161sekus atsargoms per greitai ar pardavin\u0117jant su ilgais mok\u0117jim\u0173 atid\u0117jim\u0173 terminais. <span><a href=\"https:\/\/www.factris.com\/lt\/faktoringas\/\">Faktoringas<\/a><\/span> \u2013 puiki i\u0161eitis tokiu metu. Su s\u0105skait\u0173 finansavimo paslauga savo u\u017edirbtus pinigus galite gauti vos per 24 val.<\/p>\n<p><span><a href=\"https:\/\/www.factris.com\/lt\/naujienos\/verslo-sezoniskumo-problemos-sprendimas\/\">Sezoniniams verslams<\/a><\/span>, siekiant i\u0161vengti trukd\u017ei\u0173 tiekimo srityje, <a href=\"https:\/\/www.factris.com\/lt\/\">\u201eFactris\u201c<\/a> gali pasi\u016blyti <span><a href=\"https:\/\/www.factris.com\/lt\/atvirkstinis-faktoringas\/\">atvirk\u0161tinio faktoringo<\/a><\/span> paslaug\u0105, kuomet l\u0117\u0161os atsiskaitymui su tiek\u0117ju pasiekia versl\u0105 per 1 d. d., o finansavimo gr\u0105\u017einimas atidedamas 60-120 dienoms. Tokiu b\u016bdu i\u0161vengsite apyvartinio kapitalo tr\u016bkumo ir u\u017etikrinsite s\u0117kming\u0105 prekyb\u0105 sezono metu.<\/p>\n<p>Greitos apyvartin\u0117s l\u0117\u0161os, tai ne vienintelis alternatyvaus finansavimo privalumas. \u012emon\u0117 sudariusi sutart\u012f su <span>\u201eFactris\u201c<\/span> gauna piln\u0105 paslaug\u0173 paket\u0105, kuris ne tik padeda spr\u0119sti i\u0161kilusias problemas, kaip jau prie\u0161 tai minimi ilgi mok\u0117jimo atid\u0117jimo terminai, bet ir padeda to i\u0161vengti, apsaugo nuo kit\u0173 rizik\u0173 ar r\u016bpinasi skol\u0173 i\u0161ie\u0161kojimu.<\/p>\n<p>\u201eDa\u017enai SVV neturi didel\u0117s komandos ir resurs\u0173 atlikti savo pirk\u0117j\u0173 analiz\u0119, vertinim\u0105 ir monitoring\u0105. Tokius nam\u0173 darbus u\u017e klient\u0105 gali atlikti Factris. Sudarius faktoringo sutart\u012f, faktoringuojami pirk\u0117jai \u012ftraukiami \u012f monitoringo s\u0105ra\u0161\u0105 ir yra atitinkamai stebimi. Jei yra fiksuojama neigiama informacija apie juos, j\u0173 v\u0117luojan\u010dius mok\u0117jimus, \u0161i informacija yra perduodama klientui,\u201c \u2013 sako Gabija Zdanevi\u010dien\u0117, \u201eFactris LT1\u201c Pardavim\u0173 vadov\u0117 Baltijos \u0161alims.<\/p>\n<p><em>Skaitykite pla\u010diau apie <\/em><em><a href=\"https:\/\/www.factris.com\/lt\/naujienos\/lanksti-ir-klientu-poreikius-atitinkanti-finansavimo-partneryste\/\">\u201eFactris\u201c paslaugas.<\/a><\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/lt\/naujienos\/&#8221; button_text=&#8221; Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f&#8221; 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header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;32px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_tablet=&#8221;&#8221; header_3_font_phone=&#8221;&#8221; header_3_font_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.8em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Papasakokite savo verslo istorij\u0105<\/h2>\n<h3 style=\"text-align: center;\">Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/lt\/finansavimo-kriterijai\/&#8221; button_text=&#8221;Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;btn-tertiary-2&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_icon_color=&#8221;#ffffff&#8221; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;https:\/\/onboarding.factris.com\/lt\/sign-up&#8221; button_text=&#8221;Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_icon_color=&#8221;#353540&#8243; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||18px|||&#8221; custom_padding=&#8221;10px|40px|10px|28px|true|false&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover_enabled=&#8221;on|hover&#8221; custom_padding__hover=&#8221;|50px|||true|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0160ventinis laikotarpis tiesiogiai paveikia daugumos versl\u0173 metin\u012f peln\u0105. Pasiruo\u0161imas \u0161iam periodui taip pat atne\u0161a didelius i\u0161\u0161\u016bkius, kuriuos ne taip paprasta \u012fveikti. D\u0117l padid\u0117jusios gamybos, kuri ypa\u010d aktuali \u012f \u0161ventin\u012f laikotarp\u012f orientuotiems verslams, \u012fmon\u0117ms tenka apsir\u016bpinti l\u0117\u0161omis didesnio kiekio \u017ealiav\u0173 u\u017esakymui bei laikin\u0173 darbuotoj\u0173 samdymui. Papildomos darbuotoj\u0173 atostog\u0173 dienos, premijos, sutrump\u0117j\u0119s prekybos dien\u0173 skai\u010dius yra papildomos [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":20455,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\n<p><strong>Advisory board<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Brian Reaves <\/strong>Chief Executive Officer<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&amp;A transactions. 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