{"id":21913,"date":"2023-01-30T09:36:34","date_gmt":"2023-01-30T09:36:34","guid":{"rendered":"https:\/\/www.factris.com\/?p=21913"},"modified":"2024-05-14T06:39:21","modified_gmt":"2024-05-14T06:39:21","slug":"factris-2022-rezultatu-apzvalga","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/per-metus-finansuota-44-proc-daugiau-saskaitu-o-atsiskaitanciu-laiku-daugejo\/","title":{"rendered":"Per metus finansuota 44 proc. daugiau s\u0105skait\u0173, o atsiskaitan\u010di\u0173 laiku \u2013 daug\u0117jo"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;21px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/lt\/naujienos\/&#8221; button_text=&#8221; Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_line_height=&#8221;1.4em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000a54&#8243; header_2_font_size=&#8221;27px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#000a54&#8243; header_3_font_size=&#8221;25px&#8221; header_3_line_height=&#8221;35px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_text_color=&#8221;#000a54&#8243; header_4_font_size=&#8221;21px&#8221; header_4_line_height=&#8221;29px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>I\u0161\u0161\u016bki\u0173 Lietuvai ir visam pasauliui nepagail\u0117j\u0119 2022 m. versl\u0105 skatino veikti labai dinami\u0161kai, operatyviai reaguoti \u012f nuolat besikei\u010dian\u010di\u0105 situacij\u0105. Kilusios \u017ealiav\u0173 ir energijos \u0161altini\u0173 kainos bei darbo u\u017emokestis versl\u0105 vert\u0117 ie\u0161koti papildom\u0173 finansavimo \u0161altini\u0173.<\/strong><\/h2>\n<p><strong><\/strong><\/p>\n<p>Atliepdama esam\u0173 ir nauj\u0173 klient\u0173 poreikius alternatyvaus finansavimo bendrov\u0117 \u201eFactris LT1\u201c pernai finansavo net 44 proc. daugiau s\u0105skait\u0173 palyginti su 2021 m.<\/p>\n<p>\u201e2022 m. prad\u017eioje, kai jau atrod\u0117, kad COVID pandemijos sukeltos negandos \u012fveiktos, agresor\u0117 \u012fsiver\u017e\u0117 \u012f Ukrain\u0105. \u0160is karas sutrauk\u0117 \u017ealiav\u0173 tiekimo grandines ir i\u0161augino energijos \u0161altini\u0173 kainas, infliacij\u0105, d\u0117l ko m\u016bs\u0173 klientams prireik\u0117 ne tik perorientuoti tiekim\u0105, papildomo finansavimo, bet ir naujai \u012fvertinti partnerius, ar d\u0117l pasikeitusios verslo aplinkos nestrigs atsiskaitymai, o taip pat, ar partneriai ir j\u0173 produkcija nepatenka \u012f sankcij\u0173 s\u0105ra\u0161\u0105\u201c, \u2013 pasakoja Liudmila Dobilien\u0117, a\u0161tuonerius metus <span><a href=\"https:\/\/www.factris.com\/lt\/faktoringas\/\">faktoringo<\/a><\/span> ir kitas finansavimo paslaugas Lietuvoje teikian\u010dios <span><a href=\"https:\/\/www.factris.com\/lt\/\">\u201eFactris\u201c<\/a><\/span> komercijos vadov\u0117.<\/p>\n<p>Anot jos, <span><a href=\"https:\/\/www.factris.com\/lt\/es-projektai\/\">dirbtiniu intelektu paremta<\/a><\/span> ir visos tarptautin\u0117s finans\u0173 grup\u0117s \u201eFactris\u201c Europoje naudojama klient\u0173 vertinimo metodika pad\u0117jo ir \u0161ioje situacijoje, kai finansavimo poreikius reik\u0117jo tenkinti operatyviai, pvz., patvirtinti besikreipian\u010dius klientus ir finansuoti s\u0105skaitas t\u0105 pa\u010di\u0105 dien\u0105. Per 2022 m. \u201eFactris LT1\u201c finansavo net 44 proc. s\u0105skait\u0173 daugiau nei u\u017epernai, j\u0173 apyvarta augo 29 proc., klient\u0173 daug\u0117jo 22 proc., o aktyvi\u0173 klient\u0173 portfelis augo 16 proc.<\/p>\n<p>\u201ePernai daug\u0117jo finansavimo pra\u0161an\u010di\u0173 \u012fmoni\u0173 su ilgesne veiklos istorija: 5\u201310 m. rinkoje dirban\u010di\u0173 \u012fmoni\u0173 padaug\u0117jo per 4,3 proc., 10\u201315 m. \u2013 beveik 4 proc. Atitinkamai suma\u017e\u0117jo iki 5 m. dirban\u010di\u0173 \u012fmoni\u0173 dalis. Vadinasi, alternatyvaus finansuotojo si\u016blomos <span><a href=\"https:\/\/www.factris.com\/lt\/finansavimo-kriterijai\/\">s\u0105lygos<\/a><\/span>, produktai, kainodara ir paslaug\u0173 kokyb\u0117 pritraukia brandesnes \u012fmones, kurios, matyt, jau turi kreditavimo patirties, gali geriau palyginti rinkoje si\u016blomas finansavimo s\u0105lygas\u201c, \u2013 apibendrina L. Dobilien\u0117.<\/p>\n<p>\u201eFactris\u201c komercijos vadov\u0117 akcentuoja, kad net tokiomis sud\u0117tingomis s\u0105lygomis verslas skolinosi atsakingai, objektyviai \u012fvertindamas savo galimybes gr\u0105\u017einti skolas ir apmok\u0117ti s\u0105skaitas. Anot jos, klient\u0173 rizikos klas\u0117s pernai keit\u0117si \u012f ger\u0105j\u0105 pus\u0119: rizikingiausios C klas\u0117s klient\u0173 dalis suma\u017e\u0117jo per 8 proc., o A ir B rizikos klasi\u0173 augo. Tai rei\u0161kia, kad pritraukiant geresn\u0119 finansin\u0119 situacij\u0105 ir kokybinius rodiklius atitinkan\u010dius klientus, ger\u0117jant j\u0173 pad\u0117\u010diai, s\u0105lyginai ma\u017e\u0117jo viso portfelio rizika. Pra\u0117jusi\u0173 met\u0173 pabaigoje 90 proc. portfelio nev\u0117lavo, 8,5 proc. \u2013 v\u0117lavo iki 30 d., kas yra gana \u201esveikas\u201c v\u0117lavimas. Taip pat labai suma\u017e\u0117jo didesni\u0173 nei 60 d. v\u0117lavim\u0173.<\/p>\n<p>\u201ePrie teigiam\u0173 poky\u010di\u0173 prisid\u0117jo dirbtinio intelekto naudojimas vertinant klient\u0173 finansin\u0119 b\u016bkl\u0119, <span><a href=\"https:\/\/www.factris.com\/lt\/apie-mus\/\">komandos<\/a><\/span> augimas, pagerinta komunikacija tarp skyri\u0173, kuri pad\u0117jo susidaryti platesn\u012f ir gilesn\u012f paveiksl\u0105 apie klient\u0105 ir pirk\u0117j\u0105 bei imtis aktyvesni\u0173 ir operatyvesni\u0173 veiksm\u0173, individuali\u0173 sprendim\u0173 kiekvienu atveju, nelaukiant, kol skola pasieks tam tikras v\u0117lavimo dienas, kai j\u0105 susigr\u0105\u017einti tampa \u017eymiai sud\u0117tingiau\u201c, \u2013 sveiko augimo prie\u017eastis atskleid\u017eia \u201eFactris\u201c komercijos vadov\u0117.<\/p>\n<p>Geopolitin\u0117 situacija pakoregavo alternatyvaus finansavimo bendrov\u0117s klientus pagal verslo sektorius. \u201ePavyzd\u017eiui, prasid\u0117jus karui Ukrainoje nustojome finansuoti \u012fmones, kuri\u0173 importuojam\u0173 \u017ealiav\u0173 kilm\u0117 Rusija ir Baltarusija, t. y. \u0161ali\u0173, patekusi\u0173 \u012f Europos Komisijos sankcij\u0173 s\u0105ra\u0161\u0105. Tai prisid\u0117jo prie didmenin\u0117s prekybos sektoriaus dalies susitraukimo portfelyje per 4,5 proc. O transporto sektoriaus finansavimas augo 5,8 proc. \u2013 tai l\u0117m\u0117 infliacija, degal\u0173 kain\u0173 \u0161uolis, i\u0161augusios paslaug\u0173 kainos ir s\u0105skait\u0173 fakt\u016br\u0173 vert\u0117. Ma\u017emenin\u0117s prekybos dalis d\u0117l pana\u0161i\u0173 prie\u017eas\u010di\u0173 augo 6 proc.\u201c, \u2013 pasakoja L. Dobilien\u0117.<\/p>\n<p>Nyderland\u0173 alternatyvaus finansavimo bendrov\u0117 \u201eFactris\u201c biurus taip pat turi Latvijoje, Lenkijoje, o pernai \u012fsik\u016br\u0117 ir Belgijoje. Grup\u0117s portfelis per metus paaugo 45 proc., finansuota s\u0105skait\u0173 u\u017e beveik 340 mln. eur\u0173, o aktyvi\u0173 klient\u0173 padaug\u0117jo 26 proc. Grup\u0117s \u012fmon\u0117s pernai finansavo daugiau kaip 918 mln. eur\u0173 s\u0105skait\u0173.<\/p>\n<p><em>Prane\u0161imas spaudai pirm\u0105 kart\u0105 publikuotas <\/em><span><a href=\"https:\/\/www.vz.lt\/smulkusis-verslas\/2023\/01\/19\/vis-daugiau-imoniu-uz-paskolas-atsiskaito-laiku&amp;dedcede33c1b9\"><em>vz.lt<\/em><\/a><\/span><em> portale.<\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>\u0160is straipsnis buvo parengtas su<\/p>\n<p>[\/et_pb_text][et_pb_team_member name=&#8221;Liudmila Dobilien\u0117&#8221; position=&#8221;Factris Komercijos vadov\u0117&#8221; image_url=&#8221;https:\/\/www.factris.com\/wp-content\/uploads\/2024\/05\/Liudmila-Dobiliene-Factris-Komercijos-vadove.jpg&#8221; icon_color=&#8221;#353540&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|700|||||||&#8221; header_font_size=&#8221;21px&#8221; body_font_size=&#8221;14px&#8221; position_font=&#8221;|700|||||||&#8221; position_text_color=&#8221;#353540&#8243; position_font_size=&#8221;16px&#8221; position_line_height=&#8221;2em&#8221; hover_enabled=&#8221;0&#8243; border_radii_image=&#8221;on|150px|150px|150px|150px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; title_text=&#8221;Liudmila Dobilien\u0117, Factris Komercijos vadov\u0117&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Liudmila Dobilien\u0117 yra <span>Factris grup\u0117s komercijos vadov\u0117 ir valdybos nar\u0117, Factris LT1 vykdomoji direktor\u0117, atsakinga u\u017e komercijos strategijos k\u016brim\u0105 ir \u012fgyvendinim\u0105, pardavim\u0173 planavim\u0105 ir analizavim\u0105, klient\u0173 pritraukimo ir i\u0161laikymo strategij\u0105, biud\u017eetavim\u0105, veiklos rezultat\u0173, rinkos ir konkurencin\u0117s aplinkos steb\u0117jim\u0105 bei analizavim\u0105, teikia pasi\u016blymus vadovybei d\u0117l veiklos efektyvumo didinimo.\u00a0<\/span><br \/><a href=\"https:\/\/www.linkedin.com\/in\/liudmila-dobiliene\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"padding-top: 10px;\" src=\"\/wp-content\/uploads\/2021\/01\/linkedin.png\" width=\"20px\" height=\"20px\" alt=\"factris invoice financing factoring\" class=\"wp-image-1134 alignnone size-full\" \/><\/a><\/p>\n<p>[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; 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header_3_font_size=&#8221;25px&#8221; header_font_tablet=&#8221;&#8221; header_font_phone=&#8221;&#8221; header_font_last_edited=&#8221;on|desktop&#8221; header_line_height_tablet=&#8221;1.8em&#8221; header_line_height_phone=&#8221;1.4em&#8221; header_line_height_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;32px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_tablet=&#8221;&#8221; header_3_font_phone=&#8221;&#8221; header_3_font_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.8em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Papasakokite savo verslo istorij\u0105<\/h2>\n<h3 style=\"text-align: center;\">Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/lt\/finansavimo-kriterijai\/&#8221; 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button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||18px|||&#8221; custom_padding=&#8221;10px|40px|10px|28px|true|false&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover_enabled=&#8221;on|hover&#8221; custom_padding__hover=&#8221;|50px|||true|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I\u0161\u0161\u016bki\u0173 Lietuvai ir visam pasauliui nepagail\u0117j\u0119 2022 m. versl\u0105 skatino veikti labai dinami\u0161kai, operatyviai reaguoti \u012f nuolat besikei\u010dian\u010di\u0105 situacij\u0105. Kilusios \u017ealiav\u0173 ir energijos \u0161altini\u0173 kainos bei darbo u\u017emokestis versl\u0105 vert\u0117 ie\u0161koti papildom\u0173 finansavimo \u0161altini\u0173. Atliepdama esam\u0173 ir nauj\u0173 klient\u0173 poreikius alternatyvaus finansavimo bendrov\u0117 \u201eFactris LT1\u201c pernai finansavo net 44 proc. daugiau s\u0105skait\u0173 palyginti su 2021 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":21923,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\n<p><strong>Advisory board<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Brian Reaves <\/strong>Chief Executive Officer<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&amp;A transactions. 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