{"id":23597,"date":"2023-06-19T12:46:44","date_gmt":"2023-06-19T12:46:44","guid":{"rendered":"https:\/\/www.factris.com\/?p=23597"},"modified":"2024-05-16T11:33:52","modified_gmt":"2024-05-16T11:33:52","slug":"saskaitos-apmokejimas-veluoja-kokiu-veiksmu-imtis","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/saskaitos-apmokejimas-veluoja-kokiu-veiksmu-imtis\/","title":{"rendered":"\u0160ar\u016bnas Knie\u017ea. S\u0105skaitos apmok\u0117jimas v\u0117luoja: koki\u0173 veiksm\u0173 imtis"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;21px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/lt\/naujienos\/&#8221; button_text=&#8221; Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_line_height=&#8221;1.4em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000a54&#8243; header_2_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#000a54&#8243; header_3_font_size=&#8221;26px&#8221; header_3_line_height=&#8221;35px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_text_color=&#8221;#000a54&#8243; header_4_font_size=&#8221;21px&#8221; header_4_line_height=&#8221;29px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Kiekvienai \u012fmonei labai svarbu, kad pagal i\u0161ra\u0161ytas s\u0105skaitas numatomos gauti l\u0117\u0161os jas pasiekt\u0173 laiku. Ta\u010diau s\u0105skait\u0173 apmok\u0117jimai, ypa\u010d ekonomikai sunkesniais laikais, da\u017enai ima v\u0117luoti. Ko imtis verslui pasteb\u0117jus pirk\u0117jo tendencij\u0105 atsiskaityti v\u0117luojant?<\/h3>\n<p><strong>Praktika rodo, kad kuo grei\u010diau i\u0161si\u0173site s\u0105skaitas pirk\u0117jams, tuo grei\u010diau gausite pinigus. <\/strong>Nuo j\u016bs\u0173 priklauso, ar s\u0105skaitas fakt\u016bras pirk\u0117jams si\u0173site kas m\u0117nes\u012f, ar i\u0161kart po to, kai suteikiamos paslaugos ar prek\u0117s. Apmok\u0117jim\u0105 gausite grei\u010diau, jei s\u0105skait\u0105 i\u0161si\u0173site i\u0161kart \u012fvykd\u0119 savo \u012fsipareigojim\u0105.<\/p>\n<p><strong>S\u0105skaitos bus apmok\u0117tos grei\u010diau, kai suteiksite s\u0105lygas jas apmok\u0117ti lengvai ir patogiai.<\/strong> Pagalvokite, kaip galite palengvinti s\u0105skait\u0173 apmok\u0117jimo proces\u0105. Pvz., \u012f e. pa\u0161tu siun\u010diam\u0105 s\u0105skait\u0105 fakt\u016br\u0105 \u012ftraukite aktyvi\u0105 mok\u0117jimo nuorod\u0105, kad pirk\u0117jas apmok\u0117jim\u0105 gal\u0117t\u0173 atlikti vienu paspaudimu. Taip pat s\u0105skaitoje galite \u012fd\u0117ti QR kod\u0105, kuris nuves tiesiai \u012f jos apmok\u0117jim\u0105. Be to, patartina tur\u0117ti s\u0105skaitas \u0161alyse, kuriose yra j\u016bs\u0173 klientai, kad jiems nereik\u0117t\u0173 daryti tarptautinio pavedimo ir pildyti daugiau detali\u0173.<\/p>\n<p><strong>Apgalvokite, kokios trukm\u0117s apmok\u0117jimo atid\u0117jimo termin\u0105 i\u0161 ties\u0173 norite taikyti. <\/strong>Verslas verslui (B2B) sektoriuje \u012fprasta praktika suteikti kredit\u0105 pirk\u0117jui, ypa\u010d jei jis \u012fsigijo didel\u012f kiek\u012f produkcijos. Apsvarstykite, kok\u012f mok\u0117jimo atid\u0117jimo termin\u0105 galite suteikti, kad nepritr\u016bktum\u0117te apyvartini\u0173 l\u0117\u0161\u0173. Dar nesibaigus terminui, neu\u017emir\u0161kite i\u0161si\u0173sti priminim\u0173, kad pavedim\u0105 gautum\u0117te laiku.<\/p>\n<p><strong>D\u0117l kiek dien\u0173 v\u0117luojan\u010dio apmok\u0117jimo reik\u0117t\u0173 susir\u016bpinti, priklauso nuo sektoriaus ir kliento ry\u0161io su pirk\u0117ju.<\/strong> Pvz., transporto sektoriuje yra toleruojamas tam tikras v\u0117lavimas, paprastai iki 10\u201315 d., nes pirk\u0117jas apmok\u0117jimo termin\u0105 da\u017enai skai\u010diuoja ne nuo s\u0105skaitos i\u0161ra\u0161ymo, o nuo originalaus CMR gavimo datos. Ir jei originalus CMR keliauja ilgiau, vadinasi, ir mok\u0117jimas u\u017e suteiktas paslaugas galimai v\u0117luos. Suklusti reik\u0117t\u0173, kai pasikei\u010dia mok\u0117jim\u0173 tendencija, pvz., anks\u010diau pirk\u0117jas mok\u0117davo laiku, o dabar ima v\u0117luoti. Tad reik\u0117t\u0173 pasidaryti i\u0161samesn\u0119 pirk\u0117jo analiz\u0119 ir \u012fsivertinti, ar tai laikini v\u0117lavimai d\u0117l, tarkim, sezoni\u0161kumo, ar pradeda strigti pirk\u0117jo pinig\u0173 srautai ir prasideda didesn\u0117s mokumo problemos.<\/p>\n<p><strong>Skambutis pirk\u0117jui pad\u0117s i\u0161siai\u0161kinti situacij\u0105.<\/strong> Jei po ra\u0161ti\u0161ko priminimo pirk\u0117jas neapmoka s\u0105skaitos, laikas i\u0161siai\u0161kinti to prie\u017east\u012f telefonu ar net nuvykus pas klient\u0105. Jei paai\u0161k\u0117ja, kad skolininkas vis dar nenori ar negali mok\u0117ti, laikas \u017eengti kit\u0105 \u017eingsn\u012f, pvz., kreiptis \u012f i\u0161ie\u0161kojimo agent\u016br\u0105 arba antstolius, kad b\u016bt\u0173 prad\u0117tas teisminis procesas. Praktika rodo, kad kuo grei\u010diau kreipiesi d\u0117l skolos i\u0161ie\u0161kojimo, tuo didesn\u0117 tikimyb\u0117 j\u0105 atgauti. \u0160iuos darbus vykdyti tiksliai ypa\u010d padeda taikomi automatizuoti ir grie\u017eti procesai, kai numatyta tvarka, at\u0117jus tam tikrai v\u0117lavimo dienai, atliekami pirk\u0117jo informavimo, i\u0161ie\u0161kojimo veiksmai.<\/p>\n<p><strong>Jei paslaugas suteikiate sudarydami ilgo bendradarbiavimo sutartis su savo pirk\u0117jais, apsvarstykite dalini\u0173 s\u0105skait\u0173 fakt\u016br\u0173 i\u0161ra\u0161ymo galimyb\u0119 ir sudarykite tiksl\u0173 plan\u0105<\/strong>. Pvz., i\u0161ra\u0161ykite s\u0105skait\u0105 kas m\u0117nes\u012f u\u017e atliktus darbus arba padalinkite sum\u0105 \u012f kelias dalis. Gausite dal\u012f sumos grei\u010diau ir nerizikuosite po keli\u0173 m\u0117nesi\u0173 su\u017einoti, kad pirk\u0117jas negeba \u012fvykdyti \u012fsipareigojim\u0173.<\/p>\n<p><strong>Parduokite savo s\u0105skaitas fakt\u016bras faktoringo bendrovei ir gaukite apmok\u0117jim\u0105 grei\u010diau, nelaukiant, kol j\u016bs\u0173 pirk\u0117jai apmok\u0117s sutartais terminais po m\u0117nesio ar ilgiau.<\/strong> \u0160is procesas yra automatizuotas ir s\u0105skaitas savaranki\u0161kai galite \u012fkelti \u012f s\u0105skait\u0173 finansavimo platform\u0105 bei paprastai per vien\u0105 darbo dien\u0105 gauti reikaling\u0173 l\u0117\u0161\u0173.<\/p>\n<p><em>Straipsnis pirm\u0105 kart\u0105 publikuotas<span>\u00a0<\/span><\/em><a href=\"https:\/\/www.vz.lt\/\"><em>\u201eVerslo \u017eini\u0173\u201c<\/em><\/a><em><span>\u00a0<\/span>laikra\u0161tyje (2023 06 15).<\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>\u0160is straipsnis buvo parengtas su<\/p>\n<p>[\/et_pb_text][et_pb_team_member name=&#8221;\u0160ar\u016bnas Knie\u017ea&#8221; position=&#8221;Factris Rizikos vadovas&#8221; image_url=&#8221;https:\/\/www.factris.com\/wp-content\/uploads\/2024\/04\/Factris-Rizikos-vadovas-Sarunas-Knieza-2-1.jpg&#8221; icon_color=&#8221;#353540&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font=&#8221;|700|||||||&#8221; header_font_size=&#8221;21px&#8221; body_font_size=&#8221;14px&#8221; position_font=&#8221;|700|||||||&#8221; position_text_color=&#8221;#353540&#8243; position_font_size=&#8221;16px&#8221; position_line_height=&#8221;2em&#8221; border_radii_image=&#8221;on|150px|150px|150px|150px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>\u0160ar\u016bnas Knie\u017ea yra <span>Factris grup\u0117s rizikos skyriaus vadovas, atsakingas u\u017e \u012fmon\u0117s rizikos skyriaus veikl\u0105, efektyvi\u0173 rizikos valdymo proces\u0173 k\u016brim\u0105 ir taikym\u0105 bei klient\u0173 vertinim\u0105.<\/span><br \/><a href=\"https:\/\/www.linkedin.com\/in\/sarunas-knieza-79a51355\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" style=\"padding-top: 10px;\" src=\"\/wp-content\/uploads\/2021\/01\/linkedin.png\" width=\"20px\" height=\"20px\" alt=\"factris invoice financing factoring\" class=\"wp-image-1134 alignnone size-full\" \/><\/a><\/p>\n<p>[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/lt\/naujienos\/&#8221; button_text=&#8221; Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#000A54&#8243; custom_padding=&#8221;||||true|false&#8221; global_module=&#8221;2087&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_line_height=&#8221;2em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#ffffff&#8221; header_2_font_size=&#8221;46px&#8221; header_2_line_height=&#8221;2em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#ffffff&#8221; header_3_font_size=&#8221;25px&#8221; header_font_tablet=&#8221;&#8221; header_font_phone=&#8221;&#8221; header_font_last_edited=&#8221;on|desktop&#8221; header_line_height_tablet=&#8221;1.8em&#8221; header_line_height_phone=&#8221;1.4em&#8221; header_line_height_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;32px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_tablet=&#8221;&#8221; header_3_font_phone=&#8221;&#8221; header_3_font_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.8em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Papasakokite savo verslo istorij\u0105<\/h2>\n<h3 style=\"text-align: center;\">Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/lt\/finansavimo-kriterijai\/&#8221; button_text=&#8221;Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;btn-tertiary-2&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_icon_color=&#8221;#ffffff&#8221; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;https:\/\/onboarding.factris.com\/lt\/sign-up&#8221; button_text=&#8221;Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_icon_color=&#8221;#353540&#8243; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||18px|||&#8221; custom_padding=&#8221;10px|40px|10px|28px|true|false&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover_enabled=&#8221;on|hover&#8221; custom_padding__hover=&#8221;|50px|||true|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kiekvienai \u012fmonei labai svarbu, kad pagal i\u0161ra\u0161ytas s\u0105skaitas numatomos gauti l\u0117\u0161os jas pasiekt\u0173 laiku. Ta\u010diau s\u0105skait\u0173 apmok\u0117jimai, ypa\u010d ekonomikai sunkesniais laikais, da\u017enai ima v\u0117luoti. Ko imtis verslui pasteb\u0117jus pirk\u0117jo tendencij\u0105 atsiskaityti v\u0117luojant? Praktika rodo, kad kuo grei\u010diau i\u0161si\u0173site s\u0105skaitas pirk\u0117jams, tuo grei\u010diau gausite pinigus. Nuo j\u016bs\u0173 priklauso, ar s\u0105skaitas fakt\u016bras pirk\u0117jams si\u0173site kas m\u0117nes\u012f, ar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23605,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\n<p><strong>Advisory board<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Brian Reaves <\/strong>Chief Executive Officer<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&amp;A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Brian Reaves <\/strong>Chief Executive Officer<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Dr. Tom F. 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