{"id":3088,"date":"2015-05-11T09:48:00","date_gmt":"2015-05-11T09:48:00","guid":{"rendered":"https:\/\/www.factris.com\/?p=3088"},"modified":"2023-01-10T10:04:16","modified_gmt":"2023-01-10T10:04:16","slug":"trumpesnis-apmokejimo-terminas-ar-pelno-marza","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/trumpesnis-apmokejimo-terminas-ar-pelno-marza\/","title":{"rendered":"K\u0105 rinktis: trumpesn\u012f s\u0105skaitos apmok\u0117jimo termin\u0105 ar didesn\u0119 pelno mar\u017e\u0105?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||” global_colors_info=”{}”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.13.0″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”#||divi||400″ button_icon_placement=”left” button_on_hover=”off” global_colors_info=”{}” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.14.8″ _module_preset=”default” max_width=”700px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.14.8″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

K\u0105 tur\u0117t\u0173 pasirinkti smulkaus ir vidutinio verslo atstovai, sudarydami preki\u0173 ar paslaug\u0173 pardavimo sutart\u012f: auk\u0161tesn\u0119 pelno mar\u017e\u0105 ar trumpesn\u012f atsiskaitymo termin\u0105?<\/h2>\n

Tikslas, be abejo, tur\u0117t\u0173 b\u016bti maksimaliai sutrumpinti apmok\u0117jimo termin\u0105 i\u0161laikant auk\u0161t\u0105 mar\u017e\u0105, ta\u010diau veikdamas konkurencingoje aplinkoje verslas retai turi galimyb\u0119 diktuoti s\u0105lygas pirk\u0117jams, tad tenka balansuoti tarp \u0161i\u0173 dviej\u0173 pasirinkim\u0173. Visgi, prie\u0161 aukojant pelno dal\u012f u\u017e grei\u010diau gaunamas apyvartines l\u0117\u0161as, svarbu \u012fsivertinti tikr\u0105j\u0105 \u0161i\u0173 pinig\u0173 kain\u0105 ir galimas verslo finansavimo alternatyvas. Jei verslas turi galimybi\u0173 gauti i\u0161orin\u012f trumpalaik\u012f finansavim\u0105, ir tokio finansavimo kaina yra ma\u017eesn\u0117 u\u017e papildomai gaunam\u0105 pelno mar\u017e\u0105 suteikiant ilgesn\u012f atsiskaitymo termin\u0105, tuomet vert\u0117t\u0173 rinktis didesn\u0117s pelno mar\u017eos variant\u0105.<\/p>\n

Kartais tiek\u0117jai suteikia klientui iki 2-3% siekian\u010di\u0105 nuolaid\u0105 u\u017e i\u0161ankstin\u012f atsiskaitym\u0105, t.y. jeigu u\u017e prekes ar paslaugas sumokama i\u0161kart po preki\u0173 ar paslaug\u0173 pristatymo. \u0160i nuolaida, perskai\u010diuota kaip metin\u0117 pal\u016bkan\u0173 norma, siekia net 24-36%. Dauguma smulki\u0173 ir vidutini\u0173 \u012fmoni\u0173, net ir susidurdamos su didesniu kapitalo poreikiu, dabartin\u0117mis rinkos s\u0105lygomis turi galimyb\u0119 pasiskolinti u\u017e ma\u017eiau nei 24% ar 36% metini\u0173 pal\u016bkan\u0173 be turto \u012fkeitimo ar asmeninio laidavimo, pavyzd\u017eiui, pasinaudodamos\u00a0<\/span>s\u0105skait\u0173 finansavimo paslauga<\/a>.<\/p>\n

Apyvartini\u0173 l\u0117\u0161\u0173 klausimas yra neatsiejamas nuo verslo augimo, ypa\u010d preki\u0173 ar paslaug\u0173 verslui (B2B) segmente. Nor\u0117dami prisiimti didesnius ar daugiau u\u017esakym\u0173, verslininkai turi u\u017esitikrinti pakankam\u0105 apyvartin\u012f kapital\u0105 tokiems u\u017esakymams \u012fvykdyti, tod\u0117l jo tr\u016bkumas da\u017enai tampa reik\u0161mingu pl\u0117tros stabd\u017eiu. Priklausomai nuo verslo cikli\u0161kumo, kartais apsimoka suteikti svarbiam klientui nuolaid\u0105 ir gauti apmok\u0117jim\u0105 anks\u010diau, bet da\u017enai efektyvesnis b\u016bdas yra gauti trumpalaik\u012f finansavim\u0105 \u2013 ar tai b\u016bt\u0173 s\u0105skait\u0173 finansavimas, ar faktoringas, ar trumpalaik\u0117 paskola. Pelno mar\u017eos aukojimas yra lengvesn\u0117, bet da\u017eniausiai brangesn\u0117 i\u0161eitis.<\/p>\n

Smulkiam ir vidutiniam verslui vert\u0117t\u0173 kuo efektyviau valdyti apyvartin\u012f kapital\u0105, ie\u0161koti alternatyvi\u0173 verslo finansavimo priemoni\u0173 ir tur\u0117ti bent kelis finansavimo \u0161altinius. Taip u\u017etikrinsite verslo t\u0119stinum\u0105 ir i\u0161vengsite vieno i\u0161 brangiausi\u0173 finansavimo b\u016bd\u0173 \u2013 apyvartin\u012f kapital\u0105 didinti i\u0161 nuosav\u0173 akcinink\u0173 l\u0117\u0161\u0173.<\/p>\n

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Papasakokite savo verslo istorij\u0105<\/h2>\n

Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n

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K\u0105 tur\u0117t\u0173 pasirinkti smulkaus ir vidutinio verslo atstovai, sudarydami preki\u0173 ar paslaug\u0173 pardavimo sutart\u012f: auk\u0161tesn\u0119 pelno mar\u017e\u0105 ar trumpesn\u012f atsiskaitymo termin\u0105? Tikslas, be abejo, tur\u0117t\u0173 b\u016bti maksimaliai sutrumpinti apmok\u0117jimo termin\u0105 i\u0161laikant auk\u0161t\u0105 mar\u017e\u0105, ta\u010diau veikdamas konkurencingoje aplinkoje verslas retai turi galimyb\u0119 diktuoti s\u0105lygas pirk\u0117jams, tad tenka balansuoti tarp \u0161i\u0173 dviej\u0173 pasirinkim\u0173. Visgi, prie\u0161 aukojant pelno […]<\/p>\n","protected":false},"author":1,"featured_media":21340,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

Advisory board<\/strong><\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

<\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[31],"tags":[47,46],"yoast_head":"\nTrumpesnis s\u0105skaitos atid\u0117jimas ar didesn\u0117 pelno mar\u017ea?<\/title>\n<meta name=\"description\" content=\"K\u0105 tur\u0117t\u0173 pasirinkti verslo atstovai, sudarydami preki\u0173 ar paslaug\u0173 pardavimo sutart\u012f: auk\u0161tesn\u0119 pelno mar\u017e\u0105 ar trumpesn\u012f apmok\u0117jimo termin\u0105?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/naujienos\/trumpesnis-apmokejimo-terminas-ar-pelno-marza\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"K\u0105 rinktis: trumpesn\u012f s\u0105skaitos apmok\u0117jimo termin\u0105 ar didesn\u0119 pelno mar\u017e\u0105?\" \/>\n<meta property=\"og:description\" content=\"K\u0105 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