{"id":3143,"date":"2015-06-25T11:40:00","date_gmt":"2015-06-25T11:40:00","guid":{"rendered":"https:\/\/www.factris.com\/?p=3143"},"modified":"2023-01-10T10:21:08","modified_gmt":"2023-01-10T10:21:08","slug":"patarimai-kaip-efektyviau-valdyti-pinigu-srautus","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/patarimai-kaip-efektyviau-valdyti-pinigu-srautus\/","title":{"rendered":"Patarimai, kaip efektyviau valdyti pinig\u0173 srautus"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;21px|||||&#8221;][et_pb_row _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_button button_url=&#8221;\/lt\/naujienos\/&#8221; button_text=&#8221; Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.8.2&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;%%2%%&#8221; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text _builder_version=&#8221;4.9.0&#8243; _module_preset=&#8221;default&#8221; header_font_size=&#8221;46px&#8221; header_line_height=&#8221;1.4em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000a54&#8243; header_2_font_size=&#8221;27px&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#000a54&#8243; header_3_font_size=&#8221;25px&#8221; header_3_line_height=&#8221;35px&#8221; header_4_text_color=&#8221;#000a54&#8243; header_4_font_size=&#8221;21px&#8221; header_4_line_height=&#8221;29px&#8221;]<\/p>\n<h2>Pradedantiesiems ir smulkiesiems verslininkams neretai stinga patirties, kaip geriau valdyti pinig\u0173 srautus. Tai ypa\u010d svarbu tam, kad \u012fmon\u0117 gal\u0117t\u0173 s\u0117kmingai pl\u0117stis ir suma\u017eint\u0173 papildomo verslo finansavimo poreik\u012f.<\/h2>\n<p>Pinig\u0173 sraut\u0173 tr\u016bkumas gali labai greitai sustabdyti veiklos pl\u0117tr\u0105 ir paskandinti i\u0161 pa\u017ei\u016bros pelning\u0105 ir daug potencialo tur\u0117jus\u012f versl\u0105. Tod\u0117l \u0161iame \u012fra\u0161e pateikiame kelis patarimus, kaip u\u017esitikrinti stabilesnius pinig\u0173 srautus ir i\u0161vengti neplanuoto apyvartinio kapitalo tr\u016bkumo.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Nustatykite siektin\u0105 laisv\u0173 l\u0117\u0161\u0173 rodikl\u012f<\/strong><\/h2>\n<p>Nusistatykite ir vis\u0105 laik\u0105 \u012fmon\u0117je palaikykite tam tikr\u0105 bazin\u012f apyvartini\u0173 l\u0117\u0161\u0173 lyg\u012f. Planuodami veiklos pl\u0117tr\u0105 ir rengdami ateinan\u010di\u0173 met\u0173 ar ketvir\u010dio biud\u017eet\u0105, taip pat i\u0161kelkite tiksl\u0105, kok\u012f laisv\u0173 l\u0117\u0161\u0173 lyg\u012f norite pasiekti per atitinkam\u0105 laikotarp\u012f. Ai\u0161kaus rodiklio nustatymas motyvuos atid\u017eiau kontroliuoti pinig\u0173 srautus.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Planuokite<\/strong><\/h2>\n<p>Susiskai\u010diuokite, kiek pinig\u0173 j\u016bs\u0173 verslas \u201esudegina\u201c kiekvien\u0105 m\u0117nes\u012f (angl. burn rate). \u012esivertinkite, kuriomis dienomis j\u016bs\u0173 verslui teks susidurti su did\u017eiausiu pinig\u0173 sraut\u0173 poreikiu: tai dienos, kai reik\u0117s sumok\u0117ti PVM ir kitus mokes\u010dius, atsiskaityti su tiek\u0117jais u\u017e stambiausius u\u017esakymus, mok\u0117ti reik\u0161mingas sumas u\u017e, pvz., nauj\u0105 gamybin\u0119 linij\u0105, patalp\u0173 \u012frengim\u0105 ir pan. Si\u016blydami atsiskaitymo terminus savo klientams, stenkit\u0117s juos nustatyti keliomis savait\u0117mis anks\u010diau nei tokios kritin\u0117s datos. Taip suma\u017einsite rizik\u0105 susidurti su neplanuotomis likvidumo problemomis.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Laiku i\u0161ra\u0161ykite s\u0105skaitas<\/strong><\/h2>\n<p>Nors tai atrodo visi\u0161kai paprastas dalykas, kiekviena pamir\u0161ta ir keliomis dienomis v\u0117liau i\u0161si\u0173sta s\u0105skaita-fakt\u016bra rei\u0161kia v\u0117liau gaunamus pinigus, o jei toki\u0173 s\u0105skait\u0173 susikaupia pakankamai daug, tai jau gali tur\u0117ti reik\u0161mingos \u012ftakos j\u016bs\u0173 verslo pinig\u0173 srautams. Tam, kad i\u0161vengtum\u0117te klaid\u0173, kiekvien\u0105 savait\u0119 paskirkite laiko \u012fvykdyt\u0173 u\u017esakym\u0173 per\u017ei\u016br\u0117jimui ir s\u0105skait\u0173-fakt\u016br\u0173 i\u0161siuntimui. Vis\u0105 su \u012fvykdytais u\u017esakymais ir s\u0105skaitomis susijusi\u0105 informacij\u0105 registruokite ir laikykite tvarkinguose (virtualiuose ar popieriniuose) segtuvuose. Pa\u017eangesni\u0173 apskaitos ir s\u0105skait\u0173 tvarkymo program\u0173 naudojimas leist\u0173 \u0161\u012f proces\u0105 vykdyti dar efektyviau ir visi\u0161kai suma\u017einti klaidos tikimyb\u0119.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>I\u0161skirstykite atsiskaitymus<\/strong><\/h2>\n<p>Neatsiskaitin\u0117kite su visais vienu metu, bet stenkit\u0117s i\u0161d\u0117lioti mok\u0117jimus per tam tikr\u0105 laikotarp\u012f. Pirmiau numatykite atsiskaitymus su jums svarbiausiomis \u0161alimis \u2013 darbo u\u017emokestis, mokes\u010diai, kitos fiksuotos i\u0161laidos tur\u0117t\u0173 atsirasti prioritetini\u0173 mok\u0117jim\u0173 s\u0105ra\u0161e. Kai kurie j\u016bs\u0173 tiek\u0117jai atsiskaitymo termin\u0173 at\u017evilgiu gali b\u016bti lankstesni nei kiti, tad su kiekvienu i\u0161 j\u0173 siekite susitarti d\u0117l palankiausi\u0173 atsiskaitymo s\u0105lyg\u0173.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Valdykite \u012fsiskolinimus<\/strong><span>\u00a0<\/span><\/h2>\n<p>\u012esisen\u0117jusi\u0173 skol\u0173 problema ypa\u010d da\u017enai pasitaiko \u012fmon\u0117se, susidurian\u010diose su apyvartinio kapitalo tr\u016bkumu. \u201eMed\u017eioti\u201c skolininkus yra vienas i\u0161 nemalonesni\u0173 darb\u0173, tad turite i\u0161 anksto apgalvoti, kaip motyvuosite darbuotojus tinkamai ir greitai reaguoti \u012f pradelstus mok\u0117jimus, arba kaip tai darysite patys. Patvirtinkite ra\u0161ytin\u0119 pradelst\u0173 skol\u0173 valdymo politik\u0105 ir jos laikykit\u0117s. Numatykite, koki\u0173 veiksm\u0173 imsit\u0117s, jei klientas dels susimok\u0117ti tam tikr\u0105 dien\u0173 skai\u010di\u0173. Galb\u016bt dal\u012f situacij\u0173 pavyks i\u0161spr\u0119sti gra\u017eiuoju, ta\u010diau jie nuolat taikstysit\u0117s su atsiskaityti neskuban\u010diais klientais, tai gali paraly\u017eiuoti j\u016bs\u0173 versl\u0105 ir priverti ie\u0161koti papildom\u0173 finansavimo \u0161altini\u0173.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_button button_url=&#8221;\/lt\/naujienos\/&#8221; button_text=&#8221; Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.8.2&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;%%2%%&#8221; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#000A54&#8243; custom_padding=&#8221;20vh||20vh||true|false&#8221; global_module=&#8221;2087&#8243;][et_pb_row _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.7.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_text _builder_version=&#8221;4.9.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;46px&#8221; header_line_height=&#8221;2em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#ffffff&#8221; header_2_font_size=&#8221;46px&#8221; header_2_line_height=&#8221;2em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#ffffff&#8221; header_3_font_size=&#8221;25px&#8221; header_font_tablet=&#8221;&#8221; header_font_phone=&#8221;&#8221; header_font_last_edited=&#8221;on|desktop&#8221; header_line_height_tablet=&#8221;1.8em&#8221; header_line_height_phone=&#8221;1.4em&#8221; header_line_height_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;32px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_tablet=&#8221;&#8221; header_3_font_phone=&#8221;&#8221; header_3_font_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;&#8221; header_3_line_height_phone=&#8221;1.8em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Papasakokite savo verslo istorij\u0105<\/h2>\n<h3 style=\"text-align: center;\">Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/lt\/finansavimo-kriterijai\/&#8221; button_text=&#8221;Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;btn-tertiary-2&#8243; _builder_version=&#8221;4.9.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;%%3%%&#8221; button_icon_color=&#8221;#ffffff&#8221; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||20px|||&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;https:\/\/onboarding.factris.com\/lt\/sign-up&#8221; button_text=&#8221;Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.9.0&#8243; _module_preset=&#8221;default&#8221; button_icon=&#8221;%%3%%&#8221; button_icon_color=&#8221;#353540&#8243; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||18px|||&#8221; custom_padding=&#8221;10px|40px|10px|25px|true|false&#8221; custom_padding__hover_enabled=&#8221;on|hover&#8221; custom_padding__hover=&#8221;|50px|||true|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pradedantiesiems ir smulkiesiems verslininkams neretai stinga patirties, kaip geriau valdyti pinig\u0173 srautus. Tai ypa\u010d svarbu tam, kad \u012fmon\u0117 gal\u0117t\u0173 s\u0117kmingai pl\u0117stis ir suma\u017eint\u0173 papildomo verslo finansavimo poreik\u012f. Pinig\u0173 sraut\u0173 tr\u016bkumas gali labai greitai sustabdyti veiklos pl\u0117tr\u0105 ir paskandinti i\u0161 pa\u017ei\u016bros pelning\u0105 ir daug potencialo tur\u0117jus\u012f versl\u0105. Tod\u0117l \u0161iame \u012fra\u0161e pateikiame kelis patarimus, kaip u\u017esitikrinti stabilesnius [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":21199,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\n<p><strong>Advisory board<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Brian Reaves <\/strong>Chief Executive Officer<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&amp;A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Brian Reaves <\/strong>Chief Executive Officer<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&amp;A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><\/p>\n<!-- \/wp:paragraph -->","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[54,53,57],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v24.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Patarimai verslui: efektyvus pinig\u0173 sraut\u0173 valdymas<\/title>\n<meta name=\"description\" content=\"Pradedantiesiems verslininkams neretai stinga patirties, kaip geriau valdyti pinig\u0173 srautus, kad \u012fmon\u0117 gal\u0117t\u0173 s\u0117kmingai pl\u0117stis.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/naujienos\/patarimai-kaip-efektyviau-valdyti-pinigu-srautus\/\" \/>\n<meta property=\"og:locale\" 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