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Tyrimo metu vykdant telefonin\u0119 apklaus\u0105 buvo apklausti 220 \u012fmoni\u0173 vadovai. \u012emon\u0117s buvo i\u0161 vis\u0173 Lietuvos region\u0173, \u012fvairi\u0173 verslo sektori\u0173, besiskirian\u010dios darbuotoj\u0173 skai\u010diumi bei apyvarta.<\/p>\n
Bendros tendencijos d\u0117l verslo finansavimo ai\u0161kios \u2013 daugiau nei 65 proc. apklaust\u0173j\u0173 mano, kad jiems i\u0161orinio verslo finansavimo nereikia, tad jie net nesikreipia \u012f finansines\u00a0\u012fstaigas. Verslo pl\u0117trai naudojami vidiniai i\u0161tekliai. I\u0161orinio verslo finansavimo reik\u0117t\u0173 ma\u017edaug tre\u010ddaliui respondent\u0173. \u0160is poreikis ma\u017e\u0117ja jau kelet\u0105 met\u0173 i\u0161 eil\u0117s (2013 m. finansavimo reik\u0117jo 40 proc. respondent\u0173).<\/p>\n
Ma\u017eas verslo paskol\u0173 poreikis susij\u0119s su \u012fmoni\u0173 prognozuojama verslo pl\u0117tra. \u012emoni\u0173 vadovai verslo pl\u0117tros galimybes vertina atsargiai, did\u017eioji dalis respondent\u0173 (41 proc.) mano, jog per artimiausius 12 m\u0117nesi\u0173 j\u0173 pajamos padid\u0117s ma\u017eiau nei 5 proc. Net 20 proc. atsakiusi\u0173 teig\u0117 manantys, kad j\u0173 pajamos ma\u017e\u0117s, ir tokia pat dalis respondent\u0173 tik\u0117josi pajam\u0173 augimo 5-20 proc.<\/p>\n
Populiariausiomis verslo finansavimo priemon\u0117mis i\u0161lieka banko paskolos (jas esant poreikiui rinkt\u0173si 70 proc. respondent\u0173), lizingas (67 proc.), Europos S\u0105jungos parama bei kita valstyb\u0117s pagalba (52 proc.). Tik 19 proc. apklaust\u0173j\u0173 nurod\u0117, jog esant poreikiui finansuoti savo versl\u0105, naudot\u0173si faktoringo (s\u0105skait\u0173 finansavimo) paslaugomis. Daugumai \u012fmoni\u0173 vis dar u\u017etenka savo l\u0117\u0161\u0173 verslo finansavimui ir dauguma j\u0173 nenori skolintis arba i\u0161orinis finansavimas joms yra neprieinamas.<\/p>\n
Tyrimo metu buvo klausiama, ar \u012fmon\u0117s \u017eino apie rizikos kapitalo \u012fmones Lietuvoje ir j\u0173 veikl\u0105. Lyginant su 2015 m., \u0161iais metais rizikos kapitalo fond\u0173 \u017einomumas i\u0161augo 10 procentini\u0173 punkt\u0173 \u2013 nuo 7 proc. iki 17 proc. Teigiama tendencija yra ta, jog nema\u017eai respondent\u0173 rizikos kapital\u0105 supranta jau ne tik kaip pinigus. Bendradarbiaudami su rizikos kapitalo fondais jie tikisi ir nauj\u0173 nauding\u0173 ry\u0161i\u0173, patikim\u0173 ir patyrusi\u0173 investuotoj\u0173, kurie prisiimt\u0173 dal\u012f verslo rizikos, tikisi nauj\u0173 id\u0117j\u0173, verslo pl\u0117tros ir augan\u010di\u0173 pardavim\u0173.<\/p>\n
Prie\u017eastys, kod\u0117l \u012fmon\u0117s nesirinkt\u0173 rizikos kapitalo \u012fmoni\u0173 \u2013 \u012fvairios. Dauguma \u012fmoni\u0173 nurod\u0117, kad nesirinkt\u0173 rizikos fond\u0173 finansavimo, nes joms lengviau rasti kitok\u012f sutelktin\u012f finansavim\u0105. Taip pat verslininkai su niekuo nenori dalintis savo verslo s\u0117kme ir rizika, jiems nepriimtinos rizikos kapitalo fond\u0173 s\u0105lygos, bijo b\u016bti apgauti ar nesutarti su partneriais, tr\u016bksta patirties ir informacijos, neai\u0161kios rizikos kapitalo fond\u0173 finansavimo proced\u016bros.<\/p>\n
Tyrimo metu buvo siekiama i\u0161siai\u0161kinti koks yra gana naujo Lietuvoje sutelktinio finansavimo \u017einomumas. Deja tik 8 procentams Lietuvos smulkaus ir vidutinio verslo \u012fmoni\u0173 vadov\u0173 yra tek\u0119 gird\u0117ti apie sutelktin\u012f finansavim\u0105 ir jie \u017eino \u0161ios priemon\u0117s veikimo principus. Dar 19 proc. \u012fmoni\u0173 vadov\u0173 buvo apie tai gird\u0117j\u0119, ta\u010diau negal\u0117jo i\u0161samiau papasakoti kas tai yra. Ir net 73 proc. apklausos respondent\u0173 teig\u0117, jog apie toki\u0105 verslo finansavimo priemon\u0119 n\u0117ra nieko gird\u0117j\u0119.<\/p>\n
Taigi naujos verslo finansavimo priemon\u0117s, tokios kaip rizikos kapitalas, sutelktinis finansavimas, faktoringas ar s\u0105skait\u0173 finansavimas vis dar n\u0117ra pla\u010diai \u017einomos ir naudojamos, o tradicin\u0117 banko verslo paskola i\u0161lieka populiariausiu i\u0161orinio finansavimo \u0161altiniu.<\/p>\n
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[\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.9.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.9.0″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
2016 m. vasario \u2013 kovo m\u0117n. Lietuvos rizikos ir privataus kapitalo asociacijos, Finans\u0173 rink\u0173 instituto ir advokat\u0173 kontoros \u201eCOBALT\u201c u\u017esakymu buvo atliktas tyrimas, kurio metu buvo siekiama i\u0161siai\u0161kinti Lietuvos did\u017ei\u0173j\u0173 \u012fmoni\u0173 vadov\u0173 po\u017ei\u016br\u012f \u012f verslo finansavimo \u0161altinius ir koks \u0161i\u0173 \u0161altini\u0173 \u017einomumas tarp verslinink\u0173. Tyrimo metu vykdant telefonin\u0119 apklaus\u0105 buvo apklausti 220 \u012fmoni\u0173 vadovai. \u012emon\u0117s […]<\/p>\n","protected":false},"author":1,"featured_media":21201,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[45],"yoast_head":"\n