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Tradicin\u0117s banko paskolos da\u017enai g\u0105sdina smulkaus verslo savininkus. Bankai reikalauja paskolos u\u017estato ar laidavimo, vertina \u012fmon\u0117s veiklos istorinius duomenis ir ateities projekcijas, nustato \u012fvairius apribojimus. Ta\u010diau neseniai veikl\u0105 prad\u0117jusios \u012fmon\u0117s neturi keleri\u0173 met\u0173 solid\u017eios istorijos, nekilnojamojo turto ar pakankamai kapitalo u\u017estatui. Taigi galimyb\u0117s gauti banko paskol\u0105 yra gana menkos.<\/p>\n
\u010cia Jums pad\u0117ti gali alternatyvus finansavimas. \u0160ie nauji skolintojai nereikalaus u\u017estato ir suteiks verslo paskol\u0105 smulkiam verslui daug lengviau ir grei\u010diau.<\/p>\n
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Alternatyvaus finansavimo teik\u0117jai labai lanks\u010diai \u017ei\u016bri \u012f paskol\u0173 terminus, \u012fmok\u0173 mok\u0117jimo s\u0105lygas, papildomas u\u017etikrinimo priemones. Jie teikia ir trumpalaikes, ir ilgalaikes verslo paskolas, o atsiskaitymo b\u016bdai taip pat \u012fvair\u016bs \u2013 pal\u016bkan\u0173 mok\u0117jimai netgi gali b\u016bti susieti su J\u016bs\u0173 pardavimais. Galite i\u0161bandyti s\u0105skait\u0173 finansavimo paslaug\u0105, kai paskola Jums bus suteikta tiesiog pateikus klientams i\u0161ra\u0161yt\u0105 s\u0105skait\u0105-fakt\u016br\u0105. Tai did\u017eiulis skirtumas lyginant su tuo kiekiu dokument\u0173, kuriuos reikia pateikti bankui ir su banko paskol\u0173 suteikimo svarstymo proced\u016bromis.<\/p>\n
Rinkdamiesi alternatyv\u0173 finansavim\u0105 visada atid\u017eiai susipa\u017einkite su paskolos teikimo s\u0105lygomis. \u017demos pal\u016bkanos ne visada garantuos pigiausi\u0105 verslo paskol\u0105 \u2013 kaina gali b\u016bti pasl\u0117pta sutarties administravimo mokes\u010diuose, paskolos gr\u0105\u017einimo apribojimuose, baudose nesilaikant sutarties s\u0105lyg\u0173, ar norint pakeisti mok\u0117jimo grafik\u0105.<\/p>\n
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Gyvename informacin\u0117je visuomen\u0117je, ta\u010diau nor\u0117dami gauti tradicin\u0119 paskol\u0105, neretai nei\u0161vengsite daugyb\u0117s dokument\u0173 pildymo ir tur\u0117site pateikti j\u0173 popierines versijas ar atvykti \u012f susitikim\u0105 banko skyriuje. Jei vis d\u0117lto m\u0117gstate reikalus sutvarkyti nei\u0161eidami i\u0161 biuro, alternatyvus finansavimas kaip tik Jums.<\/p>\n
Norint pasinaudoti faktoringo, s\u0105skait\u0173 finansavimo paslaugomis ar gauti verslo paskol\u0105 ne i\u0161 banko, da\u017enai u\u017etenka tiesiog u\u017epildyti anket\u0105 interneto svetain\u0117je.<\/p>\n
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Bankai gali u\u017etrukti iki keturi\u0173 savai\u010di\u0173 svarstydami ar suteikti Jums paskol\u0105, ar ne. Tuo tarpu alternatyvaus finansavimo \u012fmon\u0117s priima sprendimus labai greitai \u2013 jos naudojasi naujausiomis technologijomis ir kompiuterin\u0117mis programomis, kurios per dien\u0105 gali \u012fvertinti \u0161imtus rodikli\u0173 ir pateikti sprendim\u0105 \u2013 suteikti paskol\u0105, ar ne. Taigi pasinaudoj\u0119 alternatyvaus finansavimo paslaugomis pinigus s\u0105skaitoje jau galite tur\u0117ti kit\u0105 dien\u0105.<\/p>\n
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[\/et_pb_text][et_pb_button button_url=”#” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”#” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.8.2″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Ar Jums baisu net pagalvoti apie verslo paskol\u0105 i\u0161 banko? Nusiraminkite, alternatyvus smulkaus verslo finansavimas gali Jus i\u0161gelb\u0117ti. Tradicin\u0117s banko paskolos da\u017enai g\u0105sdina smulkaus verslo savininkus. Bankai reikalauja paskolos u\u017estato ar laidavimo, vertina \u012fmon\u0117s veiklos istorinius duomenis ir ateities projekcijas, nustato \u012fvairius apribojimus. Ta\u010diau neseniai veikl\u0105 prad\u0117jusios \u012fmon\u0117s neturi keleri\u0173 met\u0173 solid\u017eios istorijos, nekilnojamojo turto […]<\/p>\n","protected":false},"author":1,"featured_media":21598,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[43,56],"yoast_head":"\n