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Daug dideli\u0173 \u012fmoni\u0173 naudojasi smulkaus ir vidutinio verslo (SVV) teikiamomis paslaugomis, o SVV \u012fmoni\u0173 parduodami produktai svarb\u016bs apr\u016bpinant did\u017ei\u0173j\u0173 verslo subjekt\u0173 klientus. Ta\u010diau didel\u0117s \u012fmon\u0117s da\u017enai apmoka u\u017e gautas prekes tik per 45\u00a0dien\u0173 ar dar ilgesn\u012f termin\u0105. Smulkaus ir vidutinio verslo \u012fmon\u0117ms apyvartin\u0117s l\u0117\u0161os yra reikalingos \u010dia ir dabar, galimybes \u0161ias l\u0117\u0161as gauti i\u0161 tradicini\u0173 finansuotoj\u0173 yra gana ribotos, ypa\u010d pirmaisiais veiklos metais. Skaitykite toliau ir su\u017einokite, kaip faktoringas arba s\u0105skait\u0173 finansavimas gali pagelb\u0117ti J\u016bs\u0173 verslui.<\/p>\n
Ma\u017eos \u012fmon\u0117s nori sudaryti \u012fsp\u016bd\u012f, jog turi pakankamai kapitalo ir yra paj\u0117gios bet kada \u012fvykdyti net ir didelius u\u017esakymus. Joms da\u017enai sunku pripa\u017einti, kad ilgi atsiskaitymo terminai apsunkina j\u0173 veikl\u0105 ir verslo pl\u0117tr\u0105. Ta\u010diau tokia strategija neb\u016btinai yra teisinga. Didel\u0117ms \u012fmon\u0117ms patinka dirbti su ma\u017eomis \u012fmon\u0117mis, nes jos yra lankstesn\u0117s, grei\u010diau gali reaguoti \u012f pasikeitusius poreikius ir prie j\u0173 prisitaikyti, o taip pat joms galima taikyti ilgus apmok\u0117jimo terminus.<\/p>\n
Didel\u0117s kompanijos supranta, kad smulkus ir vidutinis verslas neturi tiek daug kapitalo bei apyvartini\u0173 l\u0117\u0161\u0173 kaip jos. Ir jos n\u0117ra nusista\u010diusios prie\u0161 tai, kad ma\u017eos \u012fmon\u0117s naudojasi tre\u010di\u0173j\u0173 \u0161ali\u0173 finansavimu. Svarbiausi klausimai, kurie r\u016bpi u\u017esakovui yra \u201eAr J\u016bs galite suteikti paslaugas\/parduoti prekes tada, kada mums j\u0173 reikia?\u201c; \u201eAr m\u016bs\u0173 vartotojai m\u0117gsta tai, k\u0105 J\u016bs si\u016blote?\u201c; \u201eAr su Jumis malonu bendradarbiauti?\u201c<\/p>\n
Ir jei did\u017ei\u0173j\u0173 \u012fmoni\u0173 klientai yra patenkinti tais produktais, kuriuos tiekia smulkaus ir vidutinio verslo \u012fmon\u0117s, did\u017eiosios kompanijos tur\u0117t\u0173 pad\u0117ti savo tiek\u0117jams. Jos gali padr\u0105sinti juos naudotis faktoringo paslaugomis ir taip eliminuoti neigiam\u0105 ilg\u0173 apmok\u0117jimo termin\u0173 \u012ftak\u0105 verslui.<\/p>\n
I\u0161 ties\u0173 ma\u017e\u0173 \u012fmoni\u0173 savininkai da\u017enai abejoja ir nedr\u012fsta pasinaudoti faktoringo paslaugomis, galvodami kad taip jie parodys jog yra finansi\u0161kai silpni ir kad j\u0173 klientai d\u0117l to pagalvos apie juos ka\u017ek\u0105 blogo. Ta\u010diau taip n\u0117ra. Didel\u0117s \u012fmon\u0117s vertina s\u0105skait\u0173 finansavimo paslaugas kaip greit\u0105, nebrang\u0173 ir patog\u0173 finansavim\u0105 ir palaiko \u012fmones, kurios jomis naudojasi. Tokiu b\u016bdu smulkus ir vidutinis verslas nepritr\u016bksta kapitalo laukdamas, kol bus apmok\u0117tos s\u0105skaitos, o didel\u0117ms \u012fmon\u0117ms nereikia trumpinti s\u0105skait\u0173 apmok\u0117jimo termin\u0173. Taigi s\u0105skait\u0173 finansavimo paslaugos naudingos abiems pus\u0117ms \u2013 ir didel\u0117ms \u012fmon\u0117ms, ir j\u0173 tiek\u0117jams.<\/p>\n
Nebankin\u0117s faktoringo\u00a0paslaugos yra kur kas lankstesn\u0117s nei banko paskola ar kredito linija, tad naudodamosi jomis \u012fmon\u0117s kaip tik parodo, jog moka valdyti ir planuoti savo pinig\u0173 srautus. Taip didel\u0117s \u012fmon\u0117s i\u0161vengia nuolatini\u0173 skambu\u010di\u0173 su klausimu \u2013 \u201eKada bus apmok\u0117ta s\u0105skaita?\u201c \u2013 ir gali daugiau laiko skirti pokalbiui svarbesniais klausimais \u2013 apie reikalingas prekes bei paslaugas.<\/p>\n
Taigi pasinaudojus faktoringo paslaugomis, laimi abi pus\u0117s \u2013 ma\u017eos \u012fmon\u0117s nepritr\u016bksta l\u0117\u0161\u0173 veiklos finansavimui, o didel\u0117s \u012fmon\u0117s nesulaukia spaudimo grei\u010diau apmok\u0117ti s\u0105skaitas ir yra u\u017etikrintos, jog jiems prekes tiekian\u010dios \u012fmon\u0117s turi pakankamai l\u0117\u0161\u0173 u\u017esakymams \u012fvykdyti.<\/p>\n
\u0160iame tekste faktoringas yra prilyginamas s\u0105skait\u0173 finansavimui.<\/p>\n
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Daug dideli\u0173 \u012fmoni\u0173 naudojasi smulkaus ir vidutinio verslo (SVV) teikiamomis paslaugomis, o SVV \u012fmoni\u0173 parduodami produktai svarb\u016bs apr\u016bpinant did\u017ei\u0173j\u0173 verslo subjekt\u0173 klientus. Ta\u010diau didel\u0117s \u012fmon\u0117s da\u017enai apmoka u\u017e gautas prekes tik per 45\u00a0dien\u0173 ar dar ilgesn\u012f termin\u0105. Smulkaus ir vidutinio verslo \u012fmon\u0117ms apyvartin\u0117s l\u0117\u0161os yra reikalingos \u010dia ir dabar, galimybes \u0161ias l\u0117\u0161as gauti i\u0161 tradicini\u0173 […]<\/p>\n","protected":false},"author":1,"featured_media":21223,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[31],"tags":[47,48],"yoast_head":"\n