[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
\u012evairios ilgalaik\u0117s sutartys, besit\u0119sian\u010dios prenumeratos, nereikalingos paslaugos reikalauja nema\u017eai finansini\u0173 l\u0117\u0161\u0173. Per\u017ei\u016br\u0117jus \u0161iuos smulki\u0173 verslo i\u0161laid\u0173 \u0161altinius da\u017enai galima rasti pigesni\u0173 ir naudingesni\u0173 alternatyv\u0173, o kartais geriau nuspr\u0119sti j\u0173 visai atsisakyti. Tad \u012f tokias verslo i\u0161laidas nereik\u0117t\u0173 \u017ei\u016br\u0117ti pro pir\u0161tus, o reguliariai skirti laiko joms per\u017ei\u016br\u0117ti ir \u012fvertinti. \u0160tai pagrindin\u0117s nematomos verslo i\u0161laid\u0173 grup\u0117s, kurias naudinga nuolat patikrinti:<\/p>\n
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Interneto svetain\u0117 b\u016btina kiekvienam verslui, tod\u0117l da\u017enai verslininkai jau nebevertina jos talpinimo ir palaikymo paslaugos kain\u0173. Da\u017eniausiai \u0161ioms paslaugoms sudaroma ilgalaik\u0117 sutartis pasirenkant vien\u0105 i\u0161 si\u016blom\u0173 plan\u0173. Plano kaina priklauso nuo serveryje suteikiamos vietos dyd\u017eio, interneto pralaidumo, pasirinkt\u0173 papildom\u0173 paslaug\u0173. Taigi \u0161ias i\u0161laidas reik\u0117t\u0173 reguliariai per\u017ei\u016br\u0117ti, nes J\u016bs\u0173 verslo poreikiai laikui b\u0117gant kei\u010diasi. Da\u017enai verslininkai pamir\u0161ta tikrinti \u0161ias nematomas verslo i\u0161laidas. Galb\u016bt Jums u\u017etenka ma\u017eiau vietos serveryje, nei galvojote i\u0161 prad\u017ei\u0173, galb\u016bt J\u016bs mokate u\u017e paslaugas, kuriomis visai nesinaudojate? Be to, rinkoje nuolat atsiranda nauji dalyviai, si\u016blantys pana\u0161ias paslaugas da\u017enai u\u017e geresn\u0119 kain\u0105.<\/p>\n
Taigi, nereik\u0117t\u0173 verslo i\u0161laid\u0173 interneto svetainei palikti be prie\u017ei\u016bros \u2013 pasidom\u0117kite naujov\u0117mis ir dr\u0105siai der\u0117kit\u0117s su paslaug\u0173 teik\u0117ju d\u0117l priimtinesni\u0173 s\u0105lyg\u0173. Atlikite paslaug\u0173, kuriomis naudojat\u0117s, analiz\u0119 ir i\u0161sirinkite tai, ko Jums tikrai reikia, bei atsisakykite t\u0173 paslaug\u0173, kurios neteikia naudos J\u016bs\u0173 verslui.<\/p>\n
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Jei u\u017esiimate prekyba internetu, daugyb\u0117 klient\u0173 perka J\u016bs\u0173 parduodamas prekes apmok\u0117dami u\u017e jas pavedimu i\u0161 banko s\u0105skaitos arba debeto kortel\u0117s. Banko l\u0117\u0161\u0173 \u012fskaitymo mokes\u010diai galb\u016bt atrodo ir nedideli, ta\u010diau kai toki\u0173 atsiskaitym\u0173 daug, bendra suma susidaro visai nema\u017ea.<\/p>\n
Taigi nepraleiskite progos ir der\u0117kit\u0117s su banku d\u0117l\u00a0ma\u017eesni\u0173 pavedim\u0173\u00a0bei l\u0117\u0161\u0173 \u012fskaitymo mokes\u010di\u0173. Parodykite jiems, koki\u0105 naud\u0105 teikiate ir kiek klient\u0173 sulaukiate per m\u0117nes\u012f ir taip tur\u0117site stipresn\u0119 derybin\u0119 pozicij\u0105. Bankas sutiks suma\u017einti \u012fkainius, matydamas jog jiems nenaudinga Jus prarasti.<\/p>\n
Da\u017enai bankai si\u016blo pasirinkti paslaug\u0173 plan\u0105, kai u\u017e fiksuot\u0105 m\u0117nesin\u012f mokest\u012f galite atlikti neribot\u0105 kiek\u012f pavedim\u0173 bei gauti pajamas be l\u0117\u0161\u0173 \u012fskaitymo mokes\u010dio. \u012evertinkite savo veiklos apimtis bei nuspr\u0119skite, ar pasirinktas plano mokestis leist\u0173 Jums sutaupyti.<\/p>\n
L\u0117\u0161\u0173 \u012fskaitymo mokes\u010diai yra didesni, jei skiriasi l\u0117\u0161\u0173 gav\u0117jo ir mok\u0117tojo bankai. Toki\u0173 nematom\u0173 verslo i\u0161laid\u0173 galite i\u0161vengti pasinaudoj\u0119 alternatyvius atsiskaitymo b\u016bdus si\u016blan\u010di\u0173 kompanij\u0173 paslaugomis, pavyzd\u017eiui, PayPal arba Paysera. Naudojantis \u0161iomis paslaugomis da\u017enai n\u0117ra taikomi jokie l\u0117\u0161\u0173 \u012fskaitymo mokes\u010diai, nepriklausomai nuo to, i\u0161 kokio banko s\u0105skaitos pavedimas buvo atliktas, o pavedimo mokes\u010diai yra \u017eenkliai ma\u017eesni nei naudojantis \u012fprastomis bank\u0173 paslaugomis, ypa\u010d jei pavedimai tarptautiniai.<\/p>\n
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Neapmok\u0117tos s\u0105skaitos\u00a0\u2013 did\u017eiul\u0117\u00a0smulkaus ir vidutinio verslo\u00a0b\u0117da! \u012esivaizduokite \u2013 J\u016bs pasira\u0161ote sutart\u012f, suteikiate paslaugas ar pristatote prekes, o tada\u00a0apmok\u0117jimo u\u017e jas laukiate 30, 60, o kartais ir daugiau nei 100 dien\u0173!\u00a0Tai i\u0161 ties\u0173 daro didel\u0119 neigiam\u0105 \u012ftak\u0105 pinig\u0173 srautams, o kartu ir visam verslui. Pagrindines verslo i\u0161laidas \u2013 darbo u\u017emokest\u012f, nuom\u0105, draudimo \u012fmokas, komunalinius mokes\u010dius J\u016bs turite mok\u0117ti nuolat. Naudodamiesi paskolomis \u0161ioms verslo i\u0161laidoms finansuoti J\u016bs tik bloginate savo kredito reitingus ir patiriate dideles papildomas verslo i\u0161laidas. Galiausiai susidursite su situacija, kai negal\u0117site sumok\u0117ti tiek\u0117jams, nes lauksite pinig\u0173 i\u0161 savo klient\u0173.<\/p>\n
Siekdami i\u0161vengti \u0161i\u0173 problem\u0173 visada stenkit\u0117s susitarti su klientais d\u0117l trumpesni\u0173 apmok\u0117jimo termin\u0173. Motyvuokite juos atsiskaityti anks\u010diau suteikdami nuolaid\u0105, jei s\u0105skaita apmokama grei\u010diau nei per 7 ar 10 dien\u0173. Jei klientai neapmoka s\u0105skait\u0173 per sutart\u0105 laikotarp\u012f, priminkite jiems apie taikomas baudas ir delspinigius.<\/p>\n
Dar viena galimyb\u0117, padedanti eliminuoti ilg\u0173 atsiskaitymo termin\u0173 sukeliamus sunkumus \u2013 s\u0105skait\u0173 finansavimo paslaugos. Vis daugiau \u012fmoni\u0173 naudojasi \u0161iomis paslaugomis ir i\u0161vengia deryb\u0173 su klientais d\u0117l trumpesni\u0173 atsiskaitymo termin\u0173 bei gauna pinigus u\u017e parduotas prekes tada, kada j\u0173 jiems labiausiai reikia. S\u0105skait\u0173 finansavimo paslaugos kur kas pigesn\u0117s nei banko paskola, o pasinaudoti jomis lengva net nei\u0161\u0117jus i\u0161 savo ofiso. Taigi i\u0161bandykite \u0161\u012f nauj\u0105 verslo finansavimo b\u016bd\u0105 ir pamir\u0161ite k\u0105 rei\u0161kia ilgas laukimas, kol s\u0105skaita bus apmok\u0117ta.<\/p>\n
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Kasdieniniai verslo r\u016bpes\u010diai ir nesibaigiantys darbai neleid\u017eia sustoti ir atid\u017eiai \u012fvertinti nematom\u0173 verslo i\u0161laid\u0173, kurios gali gerokai pakenkti J\u016bs\u0173 verslui. \u012evairios ilgalaik\u0117s sutartys, besit\u0119sian\u010dios prenumeratos, nereikalingos paslaugos reikalauja nema\u017eai finansini\u0173 l\u0117\u0161\u0173. Per\u017ei\u016br\u0117jus \u0161iuos smulki\u0173 verslo i\u0161laid\u0173 \u0161altinius da\u017enai galima rasti pigesni\u0173 ir naudingesni\u0173 alternatyv\u0173, o kartais geriau nuspr\u0119sti j\u0173 visai atsisakyti. Tad \u012f tokias verslo […]<\/p>\n","protected":false},"author":1,"featured_media":21224,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[49],"yoast_head":"\n