[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
Galimyb\u0117 kreiptis \u012f\u00a0bank\u0105 d\u0117l paskolos<\/a>\u00a0tokiu atveju nebus tinkamas variantas, nes svarstymas d\u0117l paskolos suteikimo gali u\u017etrukti kelis m\u0117nesius, o Jums versl\u0105 reikia gelb\u0117ti \u010dia ir dabar. Tokiose situacijose da\u017enai verslui i\u0161gelb\u0117ti savininkai panaudoja net savo asmenines l\u0117\u0161as, pasinaudoja pinigais, sukauptais pensijai ar investicinio gyvyb\u0117s draudimo metu. Ta\u010diau yra ir kitas sprendimas, galintis suteikti Jums finansavim\u0105 greitai ir be asmenini\u0173 nuostoli\u0173 bei leid\u017eiantis parduoti savo s\u0105skait\u0105.<\/p>\n Bet pirmiausia aptarkime rizikas, d\u0117l kuri\u0173 J\u016bs\u0173 versl\u0105 gali i\u0161tikti kriz\u0117.<\/p>\n <\/p>\n \u012esivaizduokite, jog J\u016bs turite s\u0117kmingai veikian\u010di\u0105 picerij\u0105, ir staiga sugenda kepimo krosnis. Arba teikiate metalo pjaustymo paslaugas, o vien\u0105 ryt\u0105 pjaustymo ma\u0161ina nebeveikia. Toki\u0173 gedim\u0173 pa\u0161alinimas arba naujos \u012frangos \u012fsigijimas gali kainuoti t\u016bkstan\u010dius, ta\u010diau be j\u0173 J\u016bs\u0173 verslas negal\u0117s toliau funkcionuoti.<\/p>\n <\/p>\n Kiekviename verslo vadov\u0117lyje rasite patarim\u0105, jog reikia stengtis tur\u0117ti daugiau klient\u0173, kad verslas netapt\u0173 priklausomas nuo vieno ar keli\u0173 pirk\u0117j\u0173. Ta\u010diau smulkios \u012fmon\u0117s da\u017enai didel\u0119 u\u017esakym\u0173 dal\u012f gauna i\u0161 vieno kliento. Jei vienas pirk\u0117jas sudaro daugiau nei pus\u0119 apyvartos ir jis atsisako J\u016bs\u0173 paslaug\u0173, verslui tai yra did\u017eiulis sukr\u0117timas, kuriam eliminuoti reikia nema\u017eai laiko, o taip pat ir pinig\u0173.<\/p>\n <\/p>\n Da\u017enai s\u0117kmingam verslo funkcionavimui reikalinga nepertraukiama tiekimo grandin\u0117. Kaip gal\u0117t\u0173 veikti \u0161vie\u017eio maisto parduotuv\u0117 ar restoranas, jei tiek\u0117jai laiku nepristatyt\u0173 produkt\u0173? Ta\u010diau tikimyb\u0117, jog tiek\u0117jas nebegal\u0117s \u012fvykdyti J\u016bs\u0173 u\u017esakymo visada egzistuoja. Tokiu atveju Jums reik\u0117s \u012fd\u0117ti nema\u017eai pastang\u0173, kol rasite nauj\u0105 tiek\u0117j\u0105, o tam be abejo reik\u0117s ir papildom\u0173 l\u0117\u0161\u0173.<\/p>\n <\/p>\n \u0160iuolaikinis verslas jau ne\u012fsivaizduojamas be kompiuteri\u0173 ir juose kaupiam\u0173 duomen\u0173. Informacija apie klientus, tiek\u0117j\u0173 kontaktai, buhalteriniai duomenys \u2013 viskas gali netik\u0117tai dingti sugedus kietajam diskui, d\u0117l viruso ar kibernetin\u0117s atakos. Duomen\u0173 atk\u016brimas arba naujos kompiuterin\u0117s \u012frangos \u012fsigijimas kainuoja tikrai nema\u017eai, o be j\u0173 J\u016bs\u0173 verslas ne visada gal\u0117s ir toliau s\u0117kmingai vykdyti savo veikl\u0105.<\/p>\n <\/p>\n Nors atrodo kad gyvename ramioje klimato zonoje, be ypating\u0173 uragan\u0173, tornad\u0173 ar \u017eem\u0117s dreb\u0117jim\u0173, gamtos poky\u010dius nusp\u0117ti labai sunku. Vien \u0161iemet lietaus padaryta \u017eala skai\u010diuojama t\u016bkstan\u010diais eur\u0173, o nuo potvyni\u0173, stipri\u0173 v\u0117j\u0173 ar didelio kiekio sniego niekas n\u0117ra apsaugotas. Ekstremal\u016bs poky\u010diai gamtoje gali nepataisomai suniokoti J\u016bs\u0173 \u012fmon\u0117s turt\u0105 ir ne visada patirt\u0105 \u017eal\u0105 bus \u012fmanoma atitaisyti. Visgi jei nor\u0117site vykdyti veikl\u0105 ir toliau, Jums reik\u0117s papildom\u0173 l\u0117\u0161\u0173 padarini\u0173 likvidavimui ir turto atk\u016brimui.<\/p>\n <\/p>\n Kai J\u016bs\u0173 verslo ateitis kybo ant plauko, svarbi kiekviena minut\u0117.\u00a0Papildomo finansavimo<\/a>\u00a0Jums reikia \u010dia ir dabar, ta\u010diau neskub\u0117kite imti banko paskol\u0173 su mil\u017eini\u0161komis pal\u016bkanomis ar naudoti savo asmenines l\u0117\u0161as. Patikrinkite ilgalaiki\u0173 atsiskaitym\u0173 s\u0105skaitas (j\u0173 terminai juk gali b\u016bti net daugiau nei trys m\u0117nesiai!) \u2013 tik\u0117tina jog gautin\u0173 atsiskaitym\u0173 suma bus tikrai nema\u017ea. Pasinaudokite\u00a0s\u0105skait\u0173 finansavimo ar faktoringo paslaugomis<\/a>\u00a0ir l\u0117\u0161as u\u017e \u0161ias neapmok\u0117tas s\u0105skaitas gausite nedelsiant. Tai puikus b\u016bdas gauti\u00a0papildom\u0105 finansavim\u0105<\/a>\u00a0<\/span>ma\u017eiausiomis s\u0105naudomis tada, kai Jums j\u0173 labiausiai reikia, tod\u0117l parduok s\u0105skait\u0105 mums!<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” background_color=”#000A54″ custom_padding=”20vh||20vh||true|false” global_module=”2087″][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”0px||0px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#ffffff” header_font_size=”46px” header_line_height=”2em” header_2_font=”|700|||||||” header_2_text_color=”#ffffff” header_2_font_size=”36px” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_3_font_size=”25px” header_font_tablet=”” header_font_phone=”” header_font_last_edited=”on|desktop” header_line_height_tablet=”1.8em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_tablet=”” header_3_font_phone=”” header_3_font_last_edited=”on|phone” header_3_line_height_tablet=”” header_3_line_height_phone=”1.8em” header_3_line_height_last_edited=”on|phone”]<\/p>\n [\/et_pb_text][et_pb_button button_url=”#” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”#” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.8.2″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Net jei J\u016bs\u0173 verslas yra s\u0117kmingas ir stabiliai augantis, visada egzistuoja rizika, kad jo i\u0161saugojimui gali prireikti tiek papildom\u0173 l\u0117\u0161\u0173, kiek tuo metu netur\u0117site. Galimyb\u0117 kreiptis \u012f\u00a0bank\u0105 d\u0117l paskolos\u00a0tokiu atveju nebus tinkamas variantas, nes svarstymas d\u0117l paskolos suteikimo gali u\u017etrukti kelis m\u0117nesius, o Jums versl\u0105 reikia gelb\u0117ti \u010dia ir dabar. Tokiose situacijose da\u017enai verslui i\u0161gelb\u0117ti […]<\/p>\n","protected":false},"author":1,"featured_media":21226,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[45],"yoast_head":"\nPagrindin\u0117s \u012frangos gedimas<\/strong><\/h3>\n
Pagrindinio kliento praradimas<\/strong><\/h3>\n
At\u0161auktas preki\u0173 u\u017esakymas i\u0161 tiek\u0117jo<\/strong><\/h3>\n
Kompiuterio ar programin\u0117s \u012frangos gedimas<\/strong><\/h3>\n
Gamtos stichijos gr\u0117sm\u0117s<\/strong><\/h3>\n
Kokios i\u0161eitys?<\/strong><\/h3>\n
Papasakokite savo verslo istorij\u0105<\/h1>\n
Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n