{"id":6583,"date":"2018-04-10T09:49:00","date_gmt":"2018-04-10T09:49:00","guid":{"rendered":"https:\/\/www.factris.com\/?p=6583"},"modified":"2026-05-25T11:00:14","modified_gmt":"2026-05-25T11:00:14","slug":"kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas\/","title":{"rendered":"Kuri\u0173 verslo sektori\u0173 \u012fmon\u0117s da\u017eniausiai v\u0117luoja apmok\u0117ti s\u0105skaitas?"},"content":{"rendered":"\n

Apyvartinio kapitalo finansavimas naudojantis s\u0105skait\u0173 finansavimo paslaugomis vis labiau populiar\u0117ja. Jomis naudojasi tiek gamybos, tiek paslaug\u0173 sektori\u0173 \u012fmon\u0117s. Ta\u010diau i\u0161\u0161\u016bkiai skirtingose veiklos srityse taip pat skirtingi, tad ne visiems pavyksta laiku \u012fvykdyti ir prisiimtus \u012fsipareigojimus.<\/h2>\n\n\n\n

Per 2017 m. finansuodama s\u0105skaitas Debifo i\u0161dav\u0117 daugiau nei 15 mln. Eur paskol\u0173. Beveik pus\u0117 j\u0173 (8 mln. Eur) buvo gr\u0105\u017einta v\u0117liau nei nustatytas terminas. V\u0117luojan\u010di\u0173 paskol\u0173 suma nema\u017ea, ta\u010diau 85 proc. vis\u0173 v\u0117lavim\u0173 buvo trumpesni nei 15 dien\u0173. Tai rei\u0161kia, kad did\u017eioji paskol\u0173 dalis v\u0117luoja ne d\u0117l prastos \u012fmoni\u0173 ekonomin\u0117s b\u016bkl\u0117s, o d\u0117l \u012fvairi\u0173 kit\u0173 prie\u017eas\u010di\u0173. Su didesniu nei 60 dien\u0173 v\u0117lavimu apmok\u0117tos s\u0105skaitos sudar\u0117 tik 1,3 proc. vis\u0173 v\u0117lavusi\u0173 apmok\u0117ti s\u0105skait\u0173.<\/p>\n\n\n\n

V\u0117luojan\u010di\u0173 apmok\u0117jim\u0173 da\u017enumas tarp u\u017esienio ir Lietuvos \u012fmoni\u0173 gana pana\u0161us, skiriasi apie 12 procentini\u0173 punkt\u0173. Lietuvos \u012fmon\u0117s v\u0117lavo apmok\u0117ti 56,2 proc. vis\u0173 s\u0105skait\u0173, o u\u017esienio \u012fmon\u0117s \u2013 43,7 proc.<\/p>\n\n\n\n

Analizuojant \u012fmones, da\u017eniausiai negr\u0105\u017einan\u010dias paskol\u0173 laiku, ry\u0161kiausiai i\u0161siskiria transporto sektoriaus \u012fmon\u0117s. Bendra transporto sektoriaus \u012fmoni\u0173 laiku negr\u0105\u017eint\u0173 paskol\u0173 suma sudaro net 2,3 mln. Eur sum\u0105, o tai yra daugiau nei ketvirtadalis vis\u0173 v\u0117lavim\u0173 (28 proc.). Antroje vietoje rikiuojasi statyb\u0173 sektoriaus \u012fmon\u0117s, kuri\u0173 v\u0117lavimai sudaro 1 mln. Eur, arba 12,6 proc. Kiti sektoriai, kuri\u0173 \u012fmon\u0117s taip pat da\u017enai v\u0117luoja laiku \u012fvykdyti prisiimtus \u012fsipareigojimus, yra didmenin\u0117 prekyba, bald\u0173 ir bald\u0173 dali\u0173 gamyba bei pardavimas.<\/p>\n\n\n\n

Ilgiausiai v\u0117luoja statyb\u0173 sektoriaus \u012fmoni\u0173 apmok\u0117jimai. Vidutin\u0117 \u0161io sektoriaus v\u0117lavimo trukm\u0117 2017 m. buvo 21 diena. Statybini\u0173 med\u017eiag\u0173 bei medienos sektori\u0173 v\u0117lavimai taip pat ilgi \u2013 vidutini\u0161kai v\u0117luojama apie 20 dien\u0173. Daugiau nei de\u0161imt dien\u0173 da\u017enai v\u0117luoja bald\u0173 ir bald\u0173 dali\u0173 gamybos bei pardavimo, elektronini\u0173 gamini\u0173, automobili\u0173 atsargini\u0173 dali\u0173 ir reikmen\u0173 bei metal\u0173 apdirbimo ir dengimo sektori\u0173 \u012fmoni\u0173 apmok\u0117jimai.<\/p>\n\n\n\n

I\u0161 1420 s\u0105skait\u0173, kurios buvo finansuotos transporto sektoriui, ilgiau nei 30 dien\u0173 v\u0117lavo 22 apmok\u0117jimai. Did\u017eioji s\u0105skait\u0173 dalis \u2013 1282 s\u0105skaitos \u2013 v\u0117lavo ma\u017eiau nei 15 dien\u0173, 116 s\u0105skait\u0173 v\u0117lavimai buvo nuo 15 iki 30 dien\u0173. Didmenin\u0117s prekybos \u012fmon\u0117ms buvo finansuotos 106 s\u0105skaitos ir 94 proc. j\u0173 buvo apmok\u0117ta su ma\u017eesniu nei 15 dien\u0173 v\u0117lavimu, o i\u0161 119 maisto pramon\u0117s \u012fmon\u0117ms finansuot\u0173 s\u0105skait\u0173 trumpiau nei 15 dien\u0173 v\u0117lavo 89 proc. s\u0105skait\u0173.<\/p>\n\n\n\n

Taigi v\u0117luojan\u010di\u0173 laiku gr\u0105\u017einti paskolas \u012fmoni\u0173 yra nema\u017eai, ta\u010diau did\u017eioji dalis v\u0117lavim\u0173 yra neilgi, trunkantys iki 15 dien\u0173. Da\u017eniausiai apmok\u0117ti s\u0105skaitas v\u0117luoja did\u017eiosios transporto bei statyb\u0173 sektori\u0173 \u012fmon\u0117s.<\/p>\n","protected":false},"excerpt":{"rendered":"

Apyvartinio kapitalo finansavimas naudojantis s\u0105skait\u0173 finansavimo paslaugomis vis labiau populiar\u0117ja. Jomis naudojasi tiek gamybos, tiek paslaug\u0173 sektori\u0173 \u012fmon\u0117s. Ta\u010diau i\u0161\u0161\u016bkiai skirtingose veiklos srityse taip pat…<\/p>\n","protected":false},"author":1,"featured_media":35566,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[36],"tags":[49],"class_list":["post-6583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansavimo-gidas","tag-verslas"],"yoast_head":"\nV\u0117luojantys s\u0105skait\u0173 apmok\u0117jimai - kurie verslai t\u0105 daro da\u017eniausiai?<\/title>\n<meta name=\"description\" content=\"Apyvartinio kapitalo finansavimas finansuojant s\u0105skaitas vis labiau populiar\u0117ja, ta\u010diau ne visiems pavyksta laiku \u012fvykdyti \u012fsipareigojimus.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/naujienos\/kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kuri\u0173 verslo sektori\u0173 \u012fmon\u0117s da\u017eniausiai v\u0117luoja apmok\u0117ti s\u0105skaitas?\" \/>\n<meta property=\"og:description\" content=\"Apyvartinio kapitalo finansavimas finansuojant s\u0105skaitas vis labiau populiar\u0117ja, ta\u010diau ne visiems pavyksta laiku \u012fvykdyti \u012fsipareigojimus.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/naujienos\/kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:published_time\" content=\"2018-04-10T09:49:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-25T11:00:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/03\/factris-blog-image-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"980\" \/>\n\t<meta property=\"og:image:height\" content=\"654\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/03\/factris-blog-image-2.png\" \/>\n<meta name=\"twitter:creator\" content=\"@factris\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/naujienos\\\/kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/naujienos\\\/kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#\\\/schema\\\/person\\\/db2fc8db92d6ab893732e14672c33974\"},\"headline\":\"Kuri\u0173 verslo sektori\u0173 \u012fmon\u0117s da\u017eniausiai v\u0117luoja apmok\u0117ti s\u0105skaitas?\",\"datePublished\":\"2018-04-10T09:49:00+00:00\",\"dateModified\":\"2026-05-25T11:00:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/naujienos\\\/kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas\\\/\"},\"wordCount\":444,\"publisher\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/naujienos\\\/kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.factris.com\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/factris-blog-image-2.png\",\"keywords\":[\"verslas\"],\"articleSection\":[\"Finansavimo gidas\"],\"inLanguage\":\"lt-LT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/naujienos\\\/kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas\\\/\",\"url\":\"https:\\\/\\\/www.factris.com\\\/lt\\\/naujienos\\\/kurie-verslo-sektoriai-veluoja-apmoketi-saskaitas\\\/\",\"name\":\"V\u0117luojantys s\u0105skait\u0173 apmok\u0117jimai - 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