[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
Per 2017 m. finansuodama s\u0105skaitas Debifo i\u0161dav\u0117 daugiau nei 15 mln. Eur paskol\u0173. Beveik pus\u0117 j\u0173 (8 mln. Eur) buvo gr\u0105\u017einta v\u0117liau nei nustatytas terminas. V\u0117luojan\u010di\u0173 paskol\u0173 suma nema\u017ea, ta\u010diau 85 proc. vis\u0173 v\u0117lavim\u0173 buvo trumpesni nei 15 dien\u0173. Tai rei\u0161kia, kad did\u017eioji paskol\u0173 dalis v\u0117luoja ne d\u0117l prastos \u012fmoni\u0173 ekonomin\u0117s b\u016bkl\u0117s, o d\u0117l \u012fvairi\u0173 kit\u0173 prie\u017eas\u010di\u0173. Su didesniu nei 60 dien\u0173 v\u0117lavimu apmok\u0117tos s\u0105skaitos sudar\u0117 tik 1,3 proc. vis\u0173 v\u0117lavusi\u0173 apmok\u0117ti s\u0105skait\u0173.<\/p>\n
V\u0117luojan\u010di\u0173 apmok\u0117jim\u0173 da\u017enumas tarp u\u017esienio ir Lietuvos \u012fmoni\u0173 gana pana\u0161us, skiriasi apie 12 procentini\u0173 punkt\u0173. Lietuvos \u012fmon\u0117s v\u0117lavo apmok\u0117ti 56,2 proc. vis\u0173 s\u0105skait\u0173, o u\u017esienio \u012fmon\u0117s \u2013 43,7 proc.<\/p>\n
Analizuojant \u012fmones, da\u017eniausiai negr\u0105\u017einan\u010dias paskol\u0173 laiku, ry\u0161kiausiai i\u0161siskiria transporto sektoriaus \u012fmon\u0117s. Bendra transporto sektoriaus \u012fmoni\u0173 laiku negr\u0105\u017eint\u0173 paskol\u0173 suma sudaro net 2,3 mln. Eur sum\u0105, o tai yra daugiau nei ketvirtadalis vis\u0173 v\u0117lavim\u0173 (28 proc.). Antroje vietoje rikiuojasi statyb\u0173 sektoriaus \u012fmon\u0117s, kuri\u0173 v\u0117lavimai sudaro 1 mln. Eur, arba 12,6 proc. Kiti sektoriai, kuri\u0173 \u012fmon\u0117s taip pat da\u017enai v\u0117luoja laiku \u012fvykdyti prisiimtus \u012fsipareigojimus, yra didmenin\u0117 prekyba, bald\u0173 ir bald\u0173 dali\u0173 gamyba bei pardavimas.<\/p>\n
Ilgiausiai v\u0117luoja statyb\u0173 sektoriaus \u012fmoni\u0173 apmok\u0117jimai. Vidutin\u0117 \u0161io sektoriaus v\u0117lavimo trukm\u0117 2017 m. buvo 21 diena. Statybini\u0173 med\u017eiag\u0173 bei medienos sektori\u0173 v\u0117lavimai taip pat ilgi \u2013 vidutini\u0161kai v\u0117luojama apie 20 dien\u0173. Daugiau nei de\u0161imt dien\u0173 da\u017enai v\u0117luoja bald\u0173 ir bald\u0173 dali\u0173 gamybos bei pardavimo, elektronini\u0173 gamini\u0173, automobili\u0173 atsargini\u0173 dali\u0173 ir reikmen\u0173 bei metal\u0173 apdirbimo ir dengimo sektori\u0173 \u012fmoni\u0173 apmok\u0117jimai.<\/p>\n
I\u0161 1420 s\u0105skait\u0173, kurios buvo finansuotos transporto sektoriui, ilgiau nei 30 dien\u0173 v\u0117lavo 22 apmok\u0117jimai. Did\u017eioji s\u0105skait\u0173 dalis \u2013 1282 s\u0105skaitos \u2013 v\u0117lavo ma\u017eiau nei 15 dien\u0173, 116 s\u0105skait\u0173 v\u0117lavimai buvo nuo 15 iki 30 dien\u0173. Didmenin\u0117s prekybos \u012fmon\u0117ms buvo finansuotos 106 s\u0105skaitos ir 94 proc. j\u0173 buvo apmok\u0117ta su ma\u017eesniu nei 15 dien\u0173 v\u0117lavimu, o i\u0161 119 maisto pramon\u0117s \u012fmon\u0117ms finansuot\u0173 s\u0105skait\u0173 trumpiau nei 15 dien\u0173 v\u0117lavo 89 proc. s\u0105skait\u0173.<\/p>\n
Taigi v\u0117luojan\u010di\u0173 laiku gr\u0105\u017einti paskolas \u012fmoni\u0173 yra nema\u017eai, ta\u010diau did\u017eioji dalis v\u0117lavim\u0173 yra neilgi, trunkantys iki 15 dien\u0173. Da\u017eniausiai apmok\u0117ti s\u0105skaitas v\u0117luoja did\u017eiosios transporto bei statyb\u0173 sektori\u0173 \u012fmon\u0117s.<\/p>\n
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[\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.9.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.9.0″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Apyvartinio kapitalo finansavimas naudojantis s\u0105skait\u0173 finansavimo paslaugomis vis labiau populiar\u0117ja. Jomis naudojasi tiek gamybos, tiek paslaug\u0173 sektori\u0173 \u012fmon\u0117s. Ta\u010diau i\u0161\u0161\u016bkiai skirtingose veiklos srityse taip pat skirtingi, tad ne visiems pavyksta laiku \u012fvykdyti ir prisiimtus \u012fsipareigojimus. Per 2017 m. finansuodama s\u0105skaitas Debifo i\u0161dav\u0117 daugiau nei 15 mln. Eur paskol\u0173. Beveik pus\u0117 j\u0173 (8 mln. Eur) buvo […]<\/p>\n","protected":false},"author":1,"featured_media":21246,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[49],"yoast_head":"\n