{"id":6661,"date":"2020-09-11T11:00:00","date_gmt":"2020-09-11T11:00:00","guid":{"rendered":"https:\/\/www.factris.com\/?p=6661"},"modified":"2023-01-10T07:42:16","modified_gmt":"2023-01-10T07:42:16","slug":"finansiniai-issukiai-verslui","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/","title":{"rendered":"Did\u017eiausi finansiniai i\u0161\u0161\u016bkiai smulkiam ir vidutiniam verslui"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n

\u0160is neapibr\u0117\u017etas laikotarpis tai tik viena i\u0161 nuolat versl\u0105 u\u017eklumpan\u010di\u0173 i\u0161\u0161\u016bki\u0173 dalis. Nuolatiniai poky\u010diai tiek politin\u0117je, tiek ir ekonomin\u0117je arenoje neaplenkia ir smulkaus ir vidutinio verslo (SVV), jie tiesiogiai \u012ftakoja \u012fmoni\u0173 augimo planus ir verslo vystymosi stadijas.<\/h2>\n

Visgi, nepaisant net ir krizinio laikotarpio, kasmet \u012fmoni\u0173 skai\u010dius Lietuvoje tik auga, vien per metus atidaroma keli t\u016bkstan\u010diai nauj\u0173 SVV \u012fmoni\u0173, sudaran\u010di\u0173 kone 99 proc. vis\u0173 verslo subjekt\u0173 \u0161alyje. Kiekviena naujai \u012fsik\u016brusi \u012fmon\u0117 galvoja kaip pasiekti s\u0117km\u0119, kaip vystyti veikl\u0105, kaip auginti pajamas ir u\u017edirbti peln\u0105. Nei\u0161vengiamai vert\u0117t\u0173 apgalvoti, su kokiais finansiniais i\u0161\u0161\u016bkiais gali tekti susidurti pl\u0117tojant s\u0117kming\u0105 versl\u0105.<\/p>\n

 <\/p>\n

V\u0117luojantys apmok\u0117jimai<\/h2>\n

Did\u017eiausia problema SVV \u012fmon\u0117ms \u2013 vis v\u0117luojantys atsiskaitymai. Didel\u0117s \u012fmon\u0117s da\u017enu atveju pasinaudodamos savo dyd\u017eiu i\u0161sidera ilgesnius apmok\u0117jimo atid\u0117jimo terminus, lankstesnes atsiskaitymo s\u0105lygas. Jei SVV \u012fmon\u0117s nevykdo grie\u017etos atsiskaitym\u0173 ir skol\u0173 valdymo politikos, vis v\u0117luojantys apmok\u0117jimai gali tur\u0117ti didel\u0119 neigiam\u0105 \u012ftak\u0105 gryn\u0173j\u0173 pinig\u0173 sraut\u0173 balansui.<\/p>\n

 <\/p>\n

Nesubalansuoti pinig\u0173 srautai<\/h2>\n

Kitas nemenkas i\u0161\u0161\u016bkis SVV \u012fmon\u0117ms besitikin\u010dioms greito augimo yra pa\u010di\u0173 pinig\u0173 sraut\u0173 suvaldymas. Pinig\u0173 srautai ir pakankamos apyvartin\u0117s l\u0117\u0161os yra gyvybi\u0161kai svarbu \u012fmon\u0117ms, turin\u010dioms plan\u0173 stabiliai ir greitai augti arba u\u017eb\u0117gti u\u017e aki\u0173 konkurentams. Deja, trok\u0161tamas staigus augimas pareikalauja pastovi\u0173 gryn\u0173j\u0173 pinig\u0173 injekcij\u0173, o v\u0117luojantys apmok\u0117jimai tik sutrikdo pinig\u0173 sraut\u0173 balans\u0105. Nor\u0117damos ne tik i\u0161gyventi, bet ir klest\u0117ti, \u012fmon\u0117s turi b\u016bti pasiruo\u0161usios susidurti su pinigini\u0173 sraut\u0173 grandies tr\u016bkin\u0117jimais bei tinkamai juos valdyti. \u0160i\u0173 sraut\u0173 steb\u0117jimas ir kruop\u0161tus planavimas neatsiejama verslo augimo plan\u0173 \u012fgyvendinimo dalis.<\/p>\n

 <\/p>\n

Nepakankama finans\u0173 valdymo patirtis<\/h2>\n

Valdyti kasdienius finansus, o kartais net ir i\u0161tikusi\u0105 kriz\u0119, gali b\u016bti mil\u017eini\u0161kas i\u0161\u0161\u016bkis ma\u017eai ar vidutinei \u012fmonei. Pastar\u0173j\u0173 finans\u0173 vadovai neretai neturi pakankamai patirties ir \u012fg\u016bd\u017ei\u0173, kad gal\u0117t\u0173 tinkamai suvaldyti \u012fmon\u0117s finansinius i\u0161\u0161\u016bkius. Da\u017enu atveju SVV \u012fmon\u0117s finans\u0173 vadovas yra tuo pa\u010diu ir \u012fmon\u0117s direktorius. Tik nedidel\u0117 dalis SVV \u012fmoni\u0173 turi verslo plan\u0105, finans\u0173 valdymo politik\u0105 bei patyrusius finansininkus, likusios \u012fmon\u0117s apsiriboja tik viena arba dviem i\u0161 \u0161i\u0173 dedam\u0173j\u0173. Vis d\u0117lto, apklaus\u0173 duomenimis, spartesn\u012f augim\u0105 pasiekia verslo plan\u0105 ir finansinius geb\u0117jimus turin\u010dios \u012fmon\u0117s.<\/p>\n

 <\/p>\n

Finansavimo tr\u016bkumas<\/h2>\n

Ne ma\u017eesnis nei kiti i\u0161\u0161\u016bkiai yra finansavimo paie\u0161kos. Dauguma SVV neperkopia augimo laiptelio, nes joms papras\u010diausiai tr\u016bksta finansavimo d\u0117l apribot\u0173 galimybi\u0173 pasinaudoti finansiniais i\u0161tekliais ar fondais. D\u0117l auk\u0161t\u0173 bank\u0173 reikalavim\u0173 smulkiam ir vidutiniam verslui, tokia \u012fmon\u0117 priversta ie\u0161koti finansavimo artimoje aplinkoje, tarp draug\u0173 ir giminai\u010di\u0173. Pro\u0161vais\u010di\u0173 gauti banko paskol\u0105 SVV \u012fmonei ma\u017eai, ta\u010diau alternatyv\u016bs finansuotojai gali pasi\u016blyti b\u016btent \u012f tok\u012f versl\u0105 orientuotas finansavimo priemones. Pavyzd\u017eiui, faktoring\u0105<\/a>, kuris padeda i\u0161vengti pinig\u0173 sraut\u0173 sutrikdym\u0173, finansuojant neapmok\u0117tas \u012fmon\u0117s pirk\u0117jams i\u0161ra\u0161ytas s\u0105skaitas. \u0160is finansavimo b\u016bdas u\u017epildo tarp verslo poreiki\u0173 ir tradicinio finansavimo atsiradusi\u0105 sprag\u0105, greitu b\u016bdu suteikdamas apyvartini\u0173 l\u0117\u0161\u0173, taip \u012fveikiant i\u0161kilusius finansinius i\u0161\u0161\u016bkius.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” background_color=”#000A54″ custom_padding=”20vh||20vh||true|false” global_module=”2087″][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”0px||0px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#ffffff” header_font_size=”46px” header_line_height=”2em” header_2_font=”|700|||||||” header_2_text_color=”#ffffff” header_2_font_size=”46px” header_2_line_height=”2em” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_3_font_size=”25px” header_font_tablet=”” header_font_phone=”” header_font_last_edited=”on|desktop” header_line_height_tablet=”1.8em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_tablet=”” header_3_font_phone=”” header_3_font_last_edited=”on|phone” header_3_line_height_tablet=”” header_3_line_height_phone=”1.8em” header_3_line_height_last_edited=”on|phone”]<\/p>\n

Papasakokite savo verslo istorij\u0105<\/h2>\n

Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n

[\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.9.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.9.0″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0160is neapibr\u0117\u017etas laikotarpis tai tik viena i\u0161 nuolat versl\u0105 u\u017eklumpan\u010di\u0173 i\u0161\u0161\u016bki\u0173 dalis. Nuolatiniai poky\u010diai tiek politin\u0117je, tiek ir ekonomin\u0117je arenoje neaplenkia ir smulkaus ir vidutinio verslo (SVV), jie tiesiogiai \u012ftakoja \u012fmoni\u0173 augimo planus ir verslo vystymosi stadijas. Visgi, nepaisant net ir krizinio laikotarpio, kasmet \u012fmoni\u0173 skai\u010dius Lietuvoje tik auga, vien per metus atidaroma keli t\u016bkstan\u010diai […]<\/p>\n","protected":false},"author":1,"featured_media":21309,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

Advisory board<\/strong><\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

<\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[],"yoast_head":"\nFinansiniai i\u0161\u0161\u016bkiai smulkaus ir vidutinio verslo \u012fmon\u0117ms<\/title>\n<meta name=\"description\" content=\"Vert\u0117t\u0173 gerai apgalvoti, su kokiais finansiniais i\u0161\u0161\u016bkiais gali tekti susidurti verslui. Did\u017eiausia problema \u2013 v\u0117luojantys atsiskaitymai.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Did\u017eiausi finansiniai i\u0161\u0161\u016bkiai smulkiam ir vidutiniam verslui\" \/>\n<meta property=\"og:description\" content=\"Vert\u0117t\u0173 gerai apgalvoti, su kokiais finansiniais i\u0161\u0161\u016bkiais gali tekti susidurti verslui. Did\u017eiausia problema \u2013 v\u0117luojantys atsiskaitymai.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:published_time\" content=\"2020-09-11T11:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-10T07:42:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"980\" \/>\n\t<meta property=\"og:image:height\" content=\"654\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@factris\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974\"},\"headline\":\"Did\u017eiausi finansiniai i\u0161\u0161\u016bkiai smulkiam ir vidutiniam verslui\",\"datePublished\":\"2020-09-11T11:00:00+00:00\",\"dateModified\":\"2023-01-10T07:42:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/\"},\"wordCount\":1159,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg\",\"articleSection\":[\"Finansavimo gidas\"],\"inLanguage\":\"lt-LT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/\",\"url\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/\",\"name\":\"Finansiniai i\u0161\u0161\u016bkiai smulkaus ir vidutinio verslo \u012fmon\u0117ms\",\"isPartOf\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg\",\"datePublished\":\"2020-09-11T11:00:00+00:00\",\"dateModified\":\"2023-01-10T07:42:16+00:00\",\"description\":\"Vert\u0117t\u0173 gerai apgalvoti, su kokiais finansiniais i\u0161\u0161\u016bkiais gali tekti susidurti verslui. Did\u017eiausia problema \u2013 v\u0117luojantys atsiskaitymai.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#primaryimage\",\"url\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg\",\"contentUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg\",\"width\":980,\"height\":654},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.factris.com\/lt\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Finansavimo gidas\",\"item\":\"https:\/\/www.factris.com\/lt\/category\/finansavimo-gidas\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Did\u017eiausi finansiniai i\u0161\u0161\u016bkiai smulkiam ir vidutiniam verslui\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.factris.com\/lt\/#website\",\"url\":\"https:\/\/www.factris.com\/lt\/\",\"name\":\"Factris\",\"description\":\"Your invoices. Our financing.\",\"publisher\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.factris.com\/lt\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"lt-LT\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\",\"name\":\"Factris Holding B.V.\",\"url\":\"https:\/\/www.factris.com\/lt\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png\",\"contentUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png\",\"width\":400,\"height\":73,\"caption\":\"Factris Holding B.V.\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/factris\",\"https:\/\/x.com\/factris\",\"https:\/\/www.instagram.com\/factrisholding\/\",\"https:\/\/www.linkedin.com\/company\/factrisholding\",\"https:\/\/www.youtube.com\/channel\/UCFupqDt-Xo3EaKYGiqJH1nQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/www.factris.com\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Finansiniai i\u0161\u0161\u016bkiai smulkaus ir vidutinio verslo \u012fmon\u0117ms","description":"Vert\u0117t\u0173 gerai apgalvoti, su kokiais finansiniais i\u0161\u0161\u016bkiais gali tekti susidurti verslui. Did\u017eiausia problema \u2013 v\u0117luojantys atsiskaitymai.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/","og_locale":"lt_LT","og_type":"article","og_title":"Did\u017eiausi finansiniai i\u0161\u0161\u016bkiai smulkiam ir vidutiniam verslui","og_description":"Vert\u0117t\u0173 gerai apgalvoti, su kokiais finansiniais i\u0161\u0161\u016bkiais gali tekti susidurti verslui. Did\u017eiausia problema \u2013 v\u0117luojantys atsiskaitymai.","og_url":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/","og_site_name":"Factris","article_publisher":"https:\/\/www.facebook.com\/factris","article_published_time":"2020-09-11T11:00:00+00:00","article_modified_time":"2023-01-10T07:42:16+00:00","og_image":[{"width":980,"height":654,"url":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_creator":"@factris","twitter_site":"@factris","twitter_misc":{"Written by":"admin","Est. reading time":"3 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#article","isPartOf":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/"},"author":{"name":"admin","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974"},"headline":"Did\u017eiausi finansiniai i\u0161\u0161\u016bkiai smulkiam ir vidutiniam verslui","datePublished":"2020-09-11T11:00:00+00:00","dateModified":"2023-01-10T07:42:16+00:00","mainEntityOfPage":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/"},"wordCount":1159,"commentCount":0,"publisher":{"@id":"https:\/\/www.factris.com\/lt\/#organization"},"image":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#primaryimage"},"thumbnailUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg","articleSection":["Finansavimo gidas"],"inLanguage":"lt-LT"},{"@type":"WebPage","@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/","url":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/","name":"Finansiniai i\u0161\u0161\u016bkiai smulkaus ir vidutinio verslo \u012fmon\u0117ms","isPartOf":{"@id":"https:\/\/www.factris.com\/lt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#primaryimage"},"image":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#primaryimage"},"thumbnailUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg","datePublished":"2020-09-11T11:00:00+00:00","dateModified":"2023-01-10T07:42:16+00:00","description":"Vert\u0117t\u0173 gerai apgalvoti, su kokiais finansiniais i\u0161\u0161\u016bkiais gali tekti susidurti verslui. Did\u017eiausia problema \u2013 v\u0117luojantys atsiskaitymai.","breadcrumb":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#breadcrumb"},"inLanguage":"lt-LT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/"]}]},{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#primaryimage","url":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg","contentUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-09-11_Didziausi-finansiniai-issukiai-smulkiam-ir-vidutiniam-verslui.jpg","width":980,"height":654},{"@type":"BreadcrumbList","@id":"https:\/\/www.factris.com\/lt\/naujienos\/finansiniai-issukiai-verslui\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.factris.com\/lt\/"},{"@type":"ListItem","position":2,"name":"Finansavimo gidas","item":"https:\/\/www.factris.com\/lt\/category\/finansavimo-gidas\/"},{"@type":"ListItem","position":3,"name":"Did\u017eiausi finansiniai i\u0161\u0161\u016bkiai smulkiam ir vidutiniam verslui"}]},{"@type":"WebSite","@id":"https:\/\/www.factris.com\/lt\/#website","url":"https:\/\/www.factris.com\/lt\/","name":"Factris","description":"Your invoices. Our financing.","publisher":{"@id":"https:\/\/www.factris.com\/lt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.factris.com\/lt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lt-LT"},{"@type":"Organization","@id":"https:\/\/www.factris.com\/lt\/#organization","name":"Factris Holding B.V.","url":"https:\/\/www.factris.com\/lt\/","logo":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/","url":"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png","contentUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png","width":400,"height":73,"caption":"Factris Holding B.V."},"image":{"@id":"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/factris","https:\/\/x.com\/factris","https:\/\/www.instagram.com\/factrisholding\/","https:\/\/www.linkedin.com\/company\/factrisholding","https:\/\/www.youtube.com\/channel\/UCFupqDt-Xo3EaKYGiqJH1nQ"]},{"@type":"Person","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974","name":"admin","image":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/www.factris.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/6661"}],"collection":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/comments?post=6661"}],"version-history":[{"count":2,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/6661\/revisions"}],"predecessor-version":[{"id":21396,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/6661\/revisions\/21396"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/media\/21309"}],"wp:attachment":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/media?parent=6661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/categories?post=6661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/tags?post=6661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}