{"id":6704,"date":"2020-08-05T12:07:00","date_gmt":"2020-08-05T12:07:00","guid":{"rendered":"https:\/\/www.factris.com\/?p=6704"},"modified":"2023-01-10T07:43:13","modified_gmt":"2023-01-10T07:43:13","slug":"stabilesniu-pinigu-srautu-uztikrinimas-versle","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/stabilesniu-pinigu-srautu-uztikrinimas-versle\/","title":{"rendered":"Kaip u\u017etikrinti stabilesnius pinig\u0173 srautus versle?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_font=”|700|||||||” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n

Jauno ir smulkaus verslo savininkams da\u017enai tr\u016bksta patirties l\u0117\u0161\u0173 sraut\u0173 valdyme. Tai itin svarbu, norint s\u0117kmingai pl\u0117sti \u012fmon\u0117s veikl\u0105 ir tuo pa\u010diu suma\u017einti papildomo finansavimo poreik\u012f.<\/h2>\n

Apyvartini\u0173 l\u0117\u0161\u0173 tr\u016bkumas gali pristabdyti verslo pl\u0117tros planus ir nusmukdyti pelningum\u0105 bei potencial\u0105. Pateikiame kelet\u0105 patarim\u0173, kurie pad\u0117s generuoti stabilius finansinius srautus ir nepatirti apyvartini\u0173 l\u0117\u0161\u0173 stokos.<\/p>\n

 <\/p>\n

Nusistatykite laisv\u0173 l\u0117\u0161\u0173 rodikl\u012f<\/h2>\n

Numatykite ir visada versle i\u0161laikykite atitinkam\u0105 bazin\u012f apyvartinio kapitalo lyg\u012f. Rengdami veiklos pl\u0117tros planus ir ateinan\u010di\u0173 met\u0173 arba ketvir\u010dio biud\u017eetus, i\u0161sikelkite tikslus, apibr\u0117\u017eian\u010dius laisv\u0173 l\u0117\u0161\u0173 lyg\u012f, kur\u012f norite pasiekti per tam tikr\u0105 laikotarp\u012f. Ai\u0161k\u016bs rodiklio tikslai \u012fpareigos \u012fd\u0117miau sekti pinig\u0173 srautus.<\/p>\n

 <\/p>\n

Planuokite \u012fsipareigojimus<\/h2>\n

Apskai\u010diuokite, kiek pinig\u0173 j\u016bs\u0173 \u012fmon\u0117 tiesiog \u201esudegina\u201c per vien\u0105 m\u0117nes\u012f. Svarbu \u012fvertinti, kada verslui i\u0161kils did\u017eiausias pinig\u0173 sraut\u0173 poreikis (data, kada reikia sumok\u0117ti PVM ar kitus mokes\u010dius, apmok\u0117ti stambi\u0173 u\u017esakym\u0173 s\u0105skaitas tiek\u0117jams, i\u0161leisti nema\u017e\u0105 sum\u0105, pavyzd\u017eiui, naujai gamybinei \u012frangai, patalp\u0173 atnaujinimui ir pana\u0161iai). Der\u0117damiesi d\u0117l atsiskaitymo termin\u0173 su savo klientais, bandykite susitarti, kad jie nesutapt\u0173 su min\u0117t\u0173 \u012fsipareigojim\u0173 datomis, tokiu b\u016bdu u\u017ekirsite keli\u0105 neplanuot\u0173 likvidumo i\u0161\u0161\u016bki\u0173 rizikai.<\/p>\n

 <\/p>\n

I\u0161ra\u0161ykite s\u0105skaitas laiku<\/h2>\n

Tai – gana elementarus dalykas, ta\u010diau bent keliomis dienomis v\u0117liau i\u0161ra\u0161yta ir i\u0161si\u0173sta s\u0105skaita lemia ir v\u0117liau gautinas sumas. O susikaupusios kelios tokios s\u0105skaitos gali \u017eenkliai prisid\u0117ti prie verslo pinig\u0173 sraut\u0173 disbalanso. Nor\u0117dami i\u0161vengti \u0161i\u0173 klaid\u0173, kas savait\u0119 skirkite laiko \u012fgyvendint\u0173 u\u017esakym\u0173 sutikrinimui ir s\u0105skait\u0173 i\u0161siuntimui. Vis\u0105 su u\u017esakymais ir s\u0105skaitomis susijusi\u0105 informacij\u0105 saugokite virtualioje erdv\u0117je ar papras\u010diausiuose segtuvuose. Inovatyvios apskaitos programos naudojimas u\u017etikrint\u0173 efektyvesnius s\u0105skait\u0173 tvarkymo procesus ir suma\u017eint\u0173 klaid\u0173 tikimyb\u0119.<\/p>\n

 <\/p>\n

Paskirstykite atsiskaitymus<\/h2>\n

Stenkit\u0117s i\u0161d\u0117lioti mok\u0117jimus per laikotarp\u012f, o ne atsiskaityti su visais vienu metu. Pirmiausia, numatykite apmok\u0117jimus svarbiausioms \u0161alims \u2013 darbo u\u017emokes\u010diai, mokes\u010diai, kiti fiksuoti \u012fsipareigojimai. \u0160ie gal\u0117t\u0173 b\u016bti prioritetu ir s\u0105ra\u0161o vir\u0161uje. Pasitikrinkite, ar kai kurie i\u0161 j\u016bs\u0173 tiek\u0117j\u0173 gali suteikti lankstesnius atsiskaitymo terminus, taip pasieksite palankesni\u0173 atsiskaitymo s\u0105lyg\u0173.<\/p>\n

 <\/p>\n

Skol\u0173 valdymas<\/h2>\n

U\u017edelstos apmok\u0117ti skolos da\u017enai tampa \u012fmoni\u0173, su apyvartinio kapitalo tr\u016bkumu, problema. Surasti ir priversti skolininkus atsiskaityti gali b\u016bti nelengva, nuspr\u0119skite i\u0161 anksto, kaip tvarkysit\u0117s su pradelstais mok\u0117jimais. Pasitvirtinkite pradelst\u0173 skol\u0173 valdymo politik\u0105 ir vadovaukit\u0117s ja bei i\u0161 karto numatykite, ko imsit\u0117s, jei klientas dels sumok\u0117ti atitinkam\u0105 dien\u0173 skai\u010di\u0173. Sunkiai i\u0161sprend\u017eiamos situacijos gali neigiamai atsiliepti j\u016bs\u0173 verslui, atsiradusi apyvartinio kapitalo stoka gali paskatinti ie\u0161koti papildomo finansavimo \u0161altinio.<\/p>\n

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Papasakokite savo verslo istorij\u0105<\/h2>\n

Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n

[\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.9.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.9.0″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Jauno ir smulkaus verslo savininkams da\u017enai tr\u016bksta patirties l\u0117\u0161\u0173 sraut\u0173 valdyme. Tai itin svarbu, norint s\u0117kmingai pl\u0117sti \u012fmon\u0117s veikl\u0105 ir tuo pa\u010diu suma\u017einti papildomo finansavimo poreik\u012f. Apyvartini\u0173 l\u0117\u0161\u0173 tr\u016bkumas gali pristabdyti verslo pl\u0117tros planus ir nusmukdyti pelningum\u0105 bei potencial\u0105. Pateikiame kelet\u0105 patarim\u0173, kurie pad\u0117s generuoti stabilius finansinius srautus ir nepatirti apyvartini\u0173 l\u0117\u0161\u0173 stokos.   Nusistatykite […]<\/p>\n","protected":false},"author":1,"featured_media":21307,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

Advisory board<\/strong><\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

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