![\"\u012fmoni\u0173](\"https:\/\/www.factris.com\/wp-content\/uploads\/2021\/03\/2018-05-02.png\")
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Naujausia apklausa buvo atlikta 2018 m. vasario m\u0117n., tad ap\u017evelgsime svarbiausias ir naujausias \u012fmoni\u0173 vadov\u0173 \u012f\u017evalgas.<\/p>\n
\u012e apklausos klausimus atsak\u0117 509 Lietuvoje veikian\u010dios \u012fmon\u0117s, dauguma j\u0173 (du tre\u010ddaliai) ma\u017eos ir vidutin\u0117s, turin\u010dios iki 50 darbuotoj\u0173.<\/p>\n
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Vertinant \u012fmoni\u0173 skolinimosi galimybes, beveik pus\u0117 apklausoje dalyvavusi\u0173 \u012fmoni\u0173 teig\u0117, jog \u0161iuo metu skolinimas verslui yra visi\u0161kai ar i\u0161 dalies apribotas, t.y. nepriimtinos bank\u0173 si\u016blomos paskol\u0173 i\u0161davimo s\u0105lygos, per grie\u017eti reikalavimai vertinant \u012fmoni\u0173 finansin\u0119 b\u016bkl\u0119. Toki\u0173 \u012fmoni\u0173 dalis padid\u0117jo 7 proc. punktais lyginant su ankstesniu pusme\u010diu. Labiausiai nepalankios bank\u0173 skolinimo s\u0105lygos buvo ma\u017eoms ir vidutin\u0117ms bei prekybos veikl\u0105 vykdan\u010dioms \u012fmon\u0117ms. Apie 40 proc. ma\u017e\u0173 \u012fmoni\u0173, kurios kreip\u0117si \u012f bankus, teig\u0117, kad j\u0173 pra\u0161ymai buvo atmesti, da\u017eniausiai d\u0117l prastos \u012fmon\u0117s finansin\u0117s b\u016bkl\u0117s.<\/p>\n
Grie\u017et\u0117jant bank\u0173 paskol\u0173 s\u0105lygoms vis daugiau \u012fmoni\u0173 planuoja verslo pl\u0117tr\u0105 finansuoti vidaus i\u0161tekliais. Apie 44 proc. apklaust\u0173j\u0173 teig\u0117, kad 80\u2013100 proc. pl\u0117trai reikaling\u0173 l\u0117\u0161\u0173 gaus i\u0161 vidaus i\u0161tekli\u0173, o tai yra 7 proc. punktais daugiau lyginant su ankstesniu pusme\u010diu. Da\u017eniausiai veikl\u0105 finansuoti vidaus i\u0161tekliais planavo prekybos, re\u010diau \u2013 gamybos veikl\u0105 vykdan\u010dios \u012fmon\u0117s. \u012emon\u0117s taip pat aktyviai ie\u0161ko alternatyvi\u0173 finansavimo \u0161altini\u0173 \u2013 beveik 5 proc. \u012fmoni\u0173 nurod\u0117, kad finansuodamos savo veikl\u0105 naudojasi kriptovaliutomis, dar 6 proc. \u012fmoni\u0173 kriptovaliutomis planuoja naudotis ateityje.<\/p>\n
Da\u017eniausiai \u012fmon\u0117s skolinasi \u012frenginiams, ma\u0161inoms bei transporto priemon\u0117ms \u012fsigyti. Tik\u0117tina, jog taip siekiama didinti veiklos efektyvum\u0105 ir kompensuoti vis dar kylan\u010dius darbuotoj\u0173 atlyginimus. Pastar\u0105j\u012f pusmet\u012f atlyginimus darbuotojams didino beveik 60 proc. apklaust\u0173 \u012fmoni\u0173 ir net pus\u0117 vis\u0173 apklaust\u0173 \u012fmoni\u0173 planuoja didinti atlyginimus ateityje \u2013 tai 13 procentini\u0173 punkt\u0173 daugiau nei ankstesniame pusmetyje. Toki\u0105 situacij\u0105 s\u0105lygoja darbuotoj\u0173 tr\u016bkumo darbo rinkoje problema. Beveik pus\u0117 apklaust\u0173 \u012fmoni\u0173 (46 proc.) mano, jog atlyginimai kils dar por\u0105 ateinan\u010di\u0173 met\u0173, o darbuotoj\u0173 tr\u016bkumo problem\u0105 vis da\u017eniau planuojama spr\u0119sti samdant juos i\u0161 u\u017esienio.<\/p>\n
\u0160iek tiek daugiau nei ketvirtadalis \u012fmoni\u0173 planuoja, jog per artimiausius metus j\u0173 eksporto apimtys padid\u0117s. Ta\u010diau vertinant vidaus rinkos paklaus\u0105 nuotaikos nebuvo tokios optimistin\u0117s \u2013 penktadalis apklaust\u0173 \u012fmoni\u0173 prognozavo, kad per artimiausius \u0161e\u0161is m\u0117nesius vidaus paklausa kris. Beveik pus\u0117 pl\u0117tros neplanuojan\u010di\u0173 \u012fmoni\u0173 \u0161i\u0105 prie\u017east\u012f \u012fvardino kaip pagrindin\u0119, stabdan\u010di\u0105 verslo pl\u0117tr\u0105. Vis d\u0117lto planuojan\u010di\u0173 investuoti \u012fmoni\u0173 dalis lyginant su ankstesniu pusme\u010diu nesuma\u017e\u0117jo \u2013 artimiausi\u0105 pusmet\u012f verslo pl\u0117tr\u0105 planuoja prad\u0117ti apie 40 proc. \u012fmoni\u0173, daugiausia tai ma\u017eos ir paslaugas teikian\u010dios \u012fmon\u0117s.<\/p>\n
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Lietuvos bankas reguliariai vykdo Lietuvos \u012fmoni\u0173 apklaus\u0105, siekdamas su\u017einoti kokios yra \u012fmoni\u0173 finansin\u0117s b\u016bkl\u0117s bei veiklos tendencijos, kokie skolinimosi poreikiai ir galimyb\u0117s, o taip pat \u012fvertinti ir \u0161alies verslo pl\u0117tros perspektyvas. Naujausia apklausa buvo atlikta 2018 m. vasario m\u0117n., tad ap\u017evelgsime svarbiausias ir naujausias \u012fmoni\u0173 vadov\u0173 \u012f\u017evalgas. \u012e apklausos klausimus atsak\u0117 509 Lietuvoje veikian\u010dios \u012fmon\u0117s, […]<\/p>\n","protected":false},"author":1,"featured_media":21250,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[45],"yoast_head":"\n