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\u017dinoma, kiekvienas verslas siekia kuo daugiau sutrumpinti s\u0105skait\u0173 apmok\u0117jimo termin\u0105 ir i\u0161laikyti kuo auk\u0161tesn\u0119 pelno mar\u017e\u0105, ta\u010diau konkurencin\u0117s s\u0105lygos rinkoje neretai neleid\u017eia diktuoti s\u0105lyg\u0173 savo pirk\u0117jams, tad tenka rinktis vien\u0105 i\u0161 galimybi\u0173. Vis d\u0117lto, vert\u0117t\u0173 pirmiau \u012fsivertinti kain\u0105 ir galimus alternatyvaus finansavimo b\u016bdus prie\u0161 atsisakant pelno dalies u\u017e greitesn\u012f apyvartin\u012f kapital\u0105. Tarkime, jei verslas turi galimybi\u0173 gauti papildom\u0105 i\u0161orin\u012f finansavim\u0105 u\u017e ma\u017eesn\u0119 kain\u0105 nei gaunama pelno mar\u017ea suteikiant ilgesn\u012f apmok\u0117jimo atid\u0117jimo termin\u0105, tada apgalvokite didesn\u0117s pelno mar\u017eos variant\u0105.<\/p>\n
Tiek\u0117jai yra link\u0119 i\u0161duoti 2 ar net 3 % nuolaid\u0105 u\u017e apmok\u0117jim\u0105 i\u0161 anksto, tai yra, jeigu u\u017e parduotas prekes ar suteiktas paslaugas atsiskaitoma i\u0161 karto, prista\u010dius prekes ir suteikus paslaugas. Tokia nuolaida, perskai\u010diuota kaip metin\u0117 pal\u016bkan\u0173 norma, gali siekti nuo 24 iki 36 %. Daugelis smulkaus ir vidutinio verslo atstov\u0173 susidurdami su apyvartini\u0173 l\u0117\u0161\u0173 stoka, vis tiek rinkos s\u0105lygomis gali pasiskolinti u\u017e ma\u017eiau nei 24 % ar 36 % metini\u0173 pal\u016bkan\u0173 be jokio u\u017estato ir asmeninio laidavimo, pavyzd\u017eiui, pasinaudodami s\u0105skait\u0173 finansavimo paslauga \u2013 faktoringu.<\/p>\n
Verslo pl\u0117tra tiesiogiai priklauso nuo apyvartini\u0173 l\u0117\u0161\u0173, ypa\u010d preki\u0173 ir paslaug\u0173 (B2B) sektori\u0173 \u012fmon\u0117se. Norint apdoroti didesnius kiekius stambi\u0173 u\u017esakym\u0173, verslas turi pasir\u016bpinti pakankamu apyvartiniu kapitalu toki\u0173 u\u017esakym\u0173 \u012fgyvendinimui, tod\u0117l kapitalo tr\u016bkumas neretai nulemia l\u0117tesn\u0119 verslo pl\u0117tr\u0105, kai nesusitvarkoma su u\u017esakym\u0173 gausa ar apimtimis d\u0117l l\u0117\u0161\u0173 tr\u016bkumo. Atsi\u017evelgiant \u012f verslo ciklus, kartais vert\u0117t\u0173 suteikti didesniam klientui nuolaid\u0105 ir gauti apmok\u0117jim\u0105 grei\u010diau, ta\u010diau prana\u0161esnis ir efektyvesnis b\u016bdas b\u016bt\u0173 gauti trumpalaik\u012f papildom\u0105 finansavim\u0105, pavyzd\u017eiui, faktoring\u0105 ar kit\u0105 kredito linij\u0105, taip neaukojant pelno mar\u017eos.<\/p>\n
Norint kuo efektyviau valdyti apyvartini\u0173 l\u0117\u0161\u0173 srautus, smulkus ir vidutinis verslas tur\u0117t\u0173 ie\u0161koti alternatyvi\u0173 sprendim\u0173 finansavimui ir naudotis bent keliais \u0161altiniais. Taip u\u017etikrinama sklandi verslo pl\u0117tra, apyvartinio kapitalo nedidinant vienu brangiausi\u0173 finansavimo b\u016bd\u0173 \u2013 asmenin\u0117mis akcinink\u0173 l\u0117\u0161omis.<\/p>\n
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K\u0105 vert\u0117t\u0173 rinktis smulkiajam ir vidutiniam verslui, sudarant pardavimo sandorius: didesn\u0119 pelno mar\u017e\u0105 ar trumpesn\u012f atsiskaitymo termin\u0105? \u017dinoma, kiekvienas verslas siekia kuo daugiau sutrumpinti s\u0105skait\u0173 apmok\u0117jimo termin\u0105 ir i\u0161laikyti kuo auk\u0161tesn\u0119 pelno mar\u017e\u0105, ta\u010diau konkurencin\u0117s s\u0105lygos rinkoje neretai neleid\u017eia diktuoti s\u0105lyg\u0173 savo pirk\u0117jams, tad tenka rinktis vien\u0105 i\u0161 galimybi\u0173. Vis d\u0117lto, vert\u0117t\u0173 pirmiau \u012fsivertinti kain\u0105 […]<\/p>\n","protected":false},"author":1,"featured_media":21305,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[31],"tags":[],"yoast_head":"\n