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Nema\u017ea dalis \u0161alies \u012fmoni\u0173, atsiradus verslo finansavimo poreikiui, pirmiausia kreipiasi \u012f bank\u0105 d\u0117l paskolos suteikimo. Tam reikia paruo\u0161ti verslo plan\u0105, \u012fvertinti turt\u0105, kur\u012f galima panaudoti kaip u\u017estat\u0105, \u012fsipareigoti kas m\u0117nes\u012f ar kas ketvirt\u012f teikti finansini\u0173 ataskait\u0173 rinkinius, susidurti su galybe proced\u016br\u0173, o galiausiai apie m\u0117nes\u012f laukti sprendimo, kur\u012f priims paskol\u0173 komitetas.<\/p>\n
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\u0160iuolaikinis verslas pasi\u017eymi savo dinami\u0161kumu, verslininkai kasdien susiduria su nuolat besikei\u010dian\u010diomis verslo s\u0105lygomis, tad da\u017enai finansavimas \u012fmonei b\u016bna reikalingas \u010dia ir dabar. \u012emon\u0117s, kurios nenori gai\u0161ti laiko pildant dokumentus banko paskolos gavimui, o taip pat tos, kurios negali ilgai laukti sprendimo d\u0117l paskolos suteikimo, ima ie\u0161koti alternatyvi\u0173 finansavimo \u0161altini\u0173. Vienas i\u0161 j\u0173 \u2013 faktoringo paslaugos.<\/p>\n
Naudojantis faktoringo paslaugomis nereikia ruo\u0161ti kalno dokument\u0173, kas yra did\u017eiulis privalumas ma\u017eoms \u012fmon\u0117ms, kurios da\u017enai net neturi pakankam\u0173 \u017emogi\u0161k\u0173j\u0173 i\u0161tekli\u0173 tokios dokumentacijos parengimui ir joms tenka samdytis konsultantus i\u0161 \u0161alies (kas taip pat nema\u017eai kainuoja). Norint gauti finansavim\u0105 i\u0161 faktoringo paslaugas teikian\u010dios \u012fmon\u0117s, pakanka jai pateikti klientui i\u0161ra\u0161yt\u0105 s\u0105skait\u0105, ir jokia kita dokumentacija n\u0117ra reikalinga.<\/p>\n
Naudojantis faktoringo paslaugomis, \u012fmon\u0117ms nereikia \u012fkeisti savo turto bei prisiimti \u012fvairi\u0173 \u012fsipareigojim\u0173. Faktoringo paslaugomis gali naudotis net tos \u012fmon\u0117s, kurios neturi ilgalaikio materialaus turto, o tai ypa\u010d svarbu jaunoms, neseniai \u012fsisteigusioms \u012fmon\u0117ms.<\/p>\n
Faktoringo kaina da\u017enai b\u016bna ma\u017eesn\u0117 nei bank\u0173 suteikiamos paskolos pal\u016bkanos. Tad \u0161i paslauga daug priimtinesn\u0117 ma\u017eoms \u012fmon\u0117ms jau net nevertinant papildom\u0173 ka\u0161t\u0173, kurie sutaupomi nerengiant \u012fvairi\u0173 dokument\u0173 bankams ir negai\u0161tant savo bei darbuotoj\u0173 darbo laiko.<\/p>\n
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Be to, ma\u017eos \u012fmon\u0117s apskritai ne visada gali pretenduoti \u012f finansavim\u0105 i\u0161 banko. \u010cia svarbus j\u0173 kredito reitingas, \u012fmon\u0117s veiklos istorija, turimas materialus turtas, pardavim\u0173 apyvarta ir pan. Tad ma\u017eos, neseniai \u012fsisteigusios \u012fmon\u0117s, kurioms reikalinga tik nedidel\u0117 paskolos suma, bankuose apskritai n\u0117ra pageidaujamos. Tuo tarpu faktoringo kompanijos finansuoja s\u0105skaitas prakti\u0161kai neribodamos j\u0173 apim\u010di\u0173, tad finansavim\u0105 gali suteikti ir visai ma\u017eai sumai.<\/p>\n
O did\u017eiausias faktoringo paslaugos privalumas tas, kad reikaling\u0105 pinig\u0173 sum\u0105 J\u016bs gausite \u017eymiai grei\u010diau nei banko paskol\u0105. Atsi\u017evelgiant \u012f faktoringo kompanijos si\u016blomas paslaugas, finansavimo suteikimo terminas gali b\u016bti net viena ar kelios dienos. Taigi pinigus J\u016bs\u0173 verslas gauna tada, kada j\u0173 labiausiai reikia, o ne po m\u0117nesio ar dviej\u0173, kai verslo s\u0105lygos jau gali b\u016bti gerokai pasikeitusios.<\/p>\n
Pigiau, grei\u010diau, papras\u010diau \u2013 faktoringo paslaugos tiesiog subalansuotos toms ma\u017eoms \u012fmon\u0117ms, kurios taupo laik\u0105, pinigus ir nori greito finansavimo sprendimo.<\/p>\n
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Smulkaus ir vidutinio verslo \u012fmon\u0117s nuolat susiduria su i\u0161orinio finansavimo poreikiu. Vidini\u0173 finansini\u0173 i\u0161tekli\u0173 ne visada u\u017etenka apyvartiniam kapitalui ar investicijoms finansuoti. Nema\u017ea dalis \u0161alies \u012fmoni\u0173, atsiradus verslo finansavimo poreikiui, pirmiausia kreipiasi \u012f bank\u0105 d\u0117l paskolos suteikimo. Tam reikia paruo\u0161ti verslo plan\u0105, \u012fvertinti turt\u0105, kur\u012f galima panaudoti kaip u\u017estat\u0105, \u012fsipareigoti kas m\u0117nes\u012f ar kas ketvirt\u012f […]<\/p>\n","protected":false},"author":1,"featured_media":21260,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[31],"tags":[47],"yoast_head":"\n