{"id":6970,"date":"2018-09-18T14:02:00","date_gmt":"2018-09-18T14:02:00","guid":{"rendered":"https:\/\/www.factris.com\/?p=6970"},"modified":"2023-01-10T08:45:17","modified_gmt":"2023-01-10T08:45:17","slug":"sparti-pletra-viena-is-gresmiu-svv","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/","title":{"rendered":"Sparti pl\u0117tra \u2013 viena i\u0161 gr\u0117smi\u0173 smulkiam ir vidutiniam verslui"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_font=”|700|||||||” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n

Lietuvos ekonomikai augant, did\u0117jant BVP ir vidaus vartojimui, smulkiojo ir vidutinio verslo (SVV) \u012fmon\u0117s taip pat jau\u010dia daugiau impuls\u0173 augimui. Ta\u010diau sparti pl\u0117tra, tinkamai nesuvald\u017eius vidini\u0173 verslo proces\u0173, i\u0161 puikios galimyb\u0117s gali virsti rimtu i\u0161\u0161\u016bkiu.<\/h2>\n

Augti tuo pat metu efektyviai ma\u017einant svarbiausias rizikas SVV \u012fmon\u0117ms gali pad\u0117ti patirtis ir alternatyvios finansin\u0117s paslaugos, pritaikytos b\u016btent nedidel\u0117ms \u012fmon\u0117ms.<\/p>\n

 <\/p>\n

Vidin\u0117s gr\u0117sm\u0117s lenkia i\u0161orines<\/h2>\n

Nors pernai metais \u201eLietuvos draudimo\u201c atlikta analiz\u0117 parod\u0117, kad 30 proc. SVV \u012fmoni\u0173 neatsigaut\u0173 po susid\u016brimo su didel\u0117mis i\u0161orin\u0117mis gr\u0117sm\u0117mis, tokiomis kaip gaisras ar vagyst\u0117s, ekonomikai augant vis daugiau SVV \u012fmoni\u0173 susiduria su vidin\u0117mis gr\u0117sm\u0117mis. Vyraujant teigiamoms gyventoj\u0173 ir verslo nuotaikoms, ne ma\u017eai SVV pajuto, kad at\u0117jo laikas investuoti \u012f pl\u0117tr\u0105, ir tokiems planams yra solidus pagrindas. Pavyzd\u017eiui, Lietuvos bankas prognozuoja, kad \u0161iemet Lietuvos ekonomika augs 3,2 proc., o kit\u0105met augimo tempas kiek sul\u0117t\u0117s, bet i\u0161 esm\u0117s bus gana pana\u0161us.<\/p>\n

\u201eI\u0161orin\u0117ms gr\u0117sm\u0117ms, tokioms kaip ekonomikos kriz\u0117, atsitraukus \u012f antr\u0105j\u012f plan\u0105, lengva \u017evelgti \u012f ateit\u012f pro ro\u017einius akinius. Nors 2008 m. pamokos i\u0161moktos, ir per jas labiausiai nukent\u0117j\u0119 statybos ir logistikos sektoriai \u012f ateit\u012f \u017ei\u016bri atsargiau, kiti sektoriai lengviau pasiduoda eufori\u0161koms nuotaikoms. Dr\u0105siau daromi sprendimai investuoti \u012f papildomos gamybinius paj\u0117gumus, ry\u017etingiau ple\u010diamasi \u012f u\u017esien\u012f, pradedama bendradarbiauti su partneriais i\u0161 kit\u0173 \u0161ali\u0173. Visi \u0161ie \u012fprasti pl\u0117tros procesai lydimi nauj\u0173 gr\u0117smi\u0173, kurioms jautriausios b\u016btent neseniai veikl\u0105 prad\u0117jusios SVV \u012fmon\u0117s, nes 2008 m. kriz\u0119 i\u0161gyvenusios \u012fmon\u0117s yra kiek atsparesn\u0117s\u201c, \u2013 sako s\u0105skait\u0173 finansavimo paslaugas teikian\u010dios kompanijos \u201eDebifo\u201c vadovas Justas \u0160altinis, pasteb\u0117damas, kad tarp svarbiausi\u0173 rizik\u0173 \u2013 ne tik gr\u0117sm\u0117 nukent\u0117ti, jeigu paklausa ir vartojimas netik\u0117tai kris, bet ir klient\u0173 nemokumas, augantys darbuotoj\u0173 atlyginimai ir \u0161\u012f augim\u0105 nepasivejantis na\u0161umas, taip pat nesubalansuotas klient\u0173 krep\u0161elis, kai did\u017eiausi augimo l\u016bkes\u010diai sutelkiami \u012f vien\u0105 stamb\u0173 klient\u0105.<\/p>\n

 <\/p>\n

Alternatyvios finansin\u0117s paslaugos stiprina atsparum\u0105<\/h2>\n

Viena svarbiausi\u0173 vidini\u0173 gr\u0117smi\u0173, su kuria da\u017eniausiai susiduria jaunos ir spar\u010diai augan\u010dios SVV \u012fmon\u0117s \u2013 nesubalansuoti finansiniai srautai ir apyvartini\u0173 l\u0117\u0161\u0173 tr\u016bkumas. \u201eTokia gr\u0117sm\u0117 pirmiausia yra gr\u0117sm\u0117 \u012fmon\u0117s augimui, ta\u010diau vis daugiau SVV \u012fmoni\u0173 atranda s\u0105skait\u0173 finansavimo paslaugas, pritaikytas b\u016btent nedidel\u0117ms \u012fmon\u0117ms, kurioms sunkiau gauti paskolas i\u0161 bank\u0173\u201c, \u2013 sako J. \u0160altinis.<\/p>\n

Pa\u0161nekovo teigimu, apyvartini\u0173 l\u0117\u0161\u0173 stabilumas \u2013 tik pats pirmas \u017eingsnis link tvaraus augimo, mat nepaisant palankios ekonomin\u0117s situacijos, klient\u0173 nemokumas i\u0161lieka viena did\u017eiausi\u0173 gr\u0117smi\u0173, palie\u010dian\u010di\u0173 ir besiple\u010dian\u010dias SVV \u012fmones, pradedan\u010dias dirbti su naujais klientais, ir rinkos senbuvius, kuri\u0173 ilgame\u010dius partnerius pradeda kankinti finansin\u0117s problemos.<\/p>\n

\u201e\u0160i\u0105 rizik\u0105 SVV \u012fmon\u0117s gali suvaldyti keliais b\u016bdais. Viena i\u0161 tinkamiausi\u0173 priemoni\u0173 SVV d\u0117l savo lankstumo \u2013 ai\u0161kios taisykl\u0117s, pagal kurias mok\u0117jimai su atid\u0117jimu gali b\u016bti daromi ne didesnei nei, pavyzd\u017eiui, 10 t\u016bkst. eur\u0173 sumai, o visi \u0161i\u0105 sum\u0105 vir\u0161ijantys atid\u0117jimai \u2013 draud\u017eiami per kredito draudim\u0105, u\u017etikrinant\u012f, kad \u012fmon\u0117 atgaus pinigus net tuo atveju, jeigu verslo partneris yra u\u017esienyje ir netik\u0117tai bankrutavo\u201c, \u2013 komentuoja J. \u0160altinis.<\/p>\n

Kitas rizikos ma\u017einimo b\u016bdas \u2013 vidin\u0117s rizikos valdymo sistemos suk\u016brimas. \u201eBent minimali rizikos valdymo sistema leis apsisaugoti nuo da\u017eniausi\u0173 klaid\u0173, pavyzd\u017eiui, reikt\u0173 nusistatyti limitus mok\u0117jimams su atid\u0117jimais, u\u017etikrinti tam tikr\u0105 klient\u0173, kuriems suteikiamas mok\u0117jimas su atid\u0117jimu, atrank\u0105. Tokie elementar\u016bs filtrai pravart\u016bs \u012fmonei spar\u010diai ple\u010diantis, augant paklausai ir neturint laiko kruop\u0161\u010diai tikrinti nauj\u0173 klient\u0173. Galiausiai, net ir be tokios sistemos galima \u012fvertinti savo klient\u0173 krep\u0161elio patikimum\u0105. Jeigu \u0161iame krep\u0161elyje yra vienas klientas, kuriam parduodama 90 proc. j\u016bs\u0173 paslaug\u0173 arba preki\u0173 \u2013 reik\u0117t\u0173 susir\u016bpinti, nes jo bankrotas grei\u010diausiai reik\u0161 ir j\u016bsi\u0161k\u012f\u201c, \u2013 sako J. \u0160altinis, atkreipdamas d\u0117mes\u012f, kad SVV netur\u0117t\u0173 vengti naudotis ir verslo konsultant\u0173 paslaugomis, nes tai leid\u017eia \u012fvertinti bendr\u0105 \u012fmon\u0117s situacij\u0105, did\u017eiausias jai kylan\u010dias gr\u0117smes bei i\u0161girsti didel\u0119 verslo patirt\u012f turin\u010di\u0173 profesional\u0173 patarimus.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” background_color=”#000A54″ custom_padding=”20vh||20vh||true|false” global_module=”2087″][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”0px||0px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#ffffff” header_font_size=”46px” header_line_height=”2em” header_2_font=”|700|||||||” header_2_text_color=”#ffffff” header_2_font_size=”46px” header_2_line_height=”2em” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_3_font_size=”25px” header_font_tablet=”” header_font_phone=”” header_font_last_edited=”on|desktop” header_line_height_tablet=”1.8em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_tablet=”” header_3_font_phone=”” header_3_font_last_edited=”on|phone” header_3_line_height_tablet=”” header_3_line_height_phone=”1.8em” header_3_line_height_last_edited=”on|phone”]<\/p>\n

Papasakokite savo verslo istorij\u0105<\/h2>\n

Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n

[\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.9.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.9.0″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Lietuvos ekonomikai augant, did\u0117jant BVP ir vidaus vartojimui, smulkiojo ir vidutinio verslo (SVV) \u012fmon\u0117s taip pat jau\u010dia daugiau impuls\u0173 augimui. Ta\u010diau sparti pl\u0117tra, tinkamai nesuvald\u017eius vidini\u0173 verslo proces\u0173, i\u0161 puikios galimyb\u0117s gali virsti rimtu i\u0161\u0161\u016bkiu. Augti tuo pat metu efektyviai ma\u017einant svarbiausias rizikas SVV \u012fmon\u0117ms gali pad\u0117ti patirtis ir alternatyvios finansin\u0117s paslaugos, pritaikytos b\u016btent nedidel\u0117ms […]<\/p>\n","protected":false},"author":1,"featured_media":21266,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

Advisory board<\/strong><\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

<\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[48],"yoast_head":"\nAr sparti pl\u0117tra tikrai garantuoja SVV \u012fmoni\u0173 s\u0117km\u0119?<\/title>\n<meta name=\"description\" content=\"Augti tuo pat metu efektyviai ma\u017einant svarbiausias rizikas SVV \u012fmon\u0117ms gali pad\u0117ti patirtis ir alternatyvios finansin\u0117s paslaugos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sparti pl\u0117tra \u2013 viena i\u0161 gr\u0117smi\u0173 smulkiam ir vidutiniam verslui\" \/>\n<meta property=\"og:description\" content=\"Augti tuo pat metu efektyviai ma\u017einant svarbiausias rizikas SVV \u012fmon\u0117ms gali pad\u0117ti patirtis ir alternatyvios finansin\u0117s paslaugos.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-18T14:02:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-10T08:45:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"980\" \/>\n\t<meta property=\"og:image:height\" content=\"654\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@factris\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974\"},\"headline\":\"Sparti pl\u0117tra \u2013 viena i\u0161 gr\u0117smi\u0173 smulkiam ir vidutiniam verslui\",\"datePublished\":\"2018-09-18T14:02:00+00:00\",\"dateModified\":\"2023-01-10T08:45:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/\"},\"wordCount\":1321,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg\",\"keywords\":[\"smulkusis ir vidutinis verslas\"],\"articleSection\":[\"Finansavimo gidas\"],\"inLanguage\":\"lt-LT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/\",\"url\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/\",\"name\":\"Ar sparti pl\u0117tra tikrai garantuoja SVV \u012fmoni\u0173 s\u0117km\u0119?\",\"isPartOf\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg\",\"datePublished\":\"2018-09-18T14:02:00+00:00\",\"dateModified\":\"2023-01-10T08:45:17+00:00\",\"description\":\"Augti tuo pat metu efektyviai ma\u017einant svarbiausias rizikas SVV \u012fmon\u0117ms gali pad\u0117ti patirtis ir alternatyvios finansin\u0117s paslaugos.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#primaryimage\",\"url\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg\",\"contentUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg\",\"width\":980,\"height\":654},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.factris.com\/lt\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Finansavimo gidas\",\"item\":\"https:\/\/www.factris.com\/lt\/category\/finansavimo-gidas\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Sparti pl\u0117tra \u2013 viena i\u0161 gr\u0117smi\u0173 smulkiam ir vidutiniam verslui\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.factris.com\/lt\/#website\",\"url\":\"https:\/\/www.factris.com\/lt\/\",\"name\":\"Factris\",\"description\":\"Your invoices. Our financing.\",\"publisher\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.factris.com\/lt\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"lt-LT\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\",\"name\":\"Factris Holding B.V.\",\"url\":\"https:\/\/www.factris.com\/lt\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png\",\"contentUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png\",\"width\":400,\"height\":73,\"caption\":\"Factris Holding B.V.\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/factris\",\"https:\/\/x.com\/factris\",\"https:\/\/www.instagram.com\/factrisholding\/\",\"https:\/\/www.linkedin.com\/company\/factrisholding\",\"https:\/\/www.youtube.com\/channel\/UCFupqDt-Xo3EaKYGiqJH1nQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/www.factris.com\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Ar sparti pl\u0117tra tikrai garantuoja SVV \u012fmoni\u0173 s\u0117km\u0119?","description":"Augti tuo pat metu efektyviai ma\u017einant svarbiausias rizikas SVV \u012fmon\u0117ms gali pad\u0117ti patirtis ir alternatyvios finansin\u0117s paslaugos.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/","og_locale":"lt_LT","og_type":"article","og_title":"Sparti pl\u0117tra \u2013 viena i\u0161 gr\u0117smi\u0173 smulkiam ir vidutiniam verslui","og_description":"Augti tuo pat metu efektyviai ma\u017einant svarbiausias rizikas SVV \u012fmon\u0117ms gali pad\u0117ti patirtis ir alternatyvios finansin\u0117s paslaugos.","og_url":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/","og_site_name":"Factris","article_publisher":"https:\/\/www.facebook.com\/factris","article_published_time":"2018-09-18T14:02:00+00:00","article_modified_time":"2023-01-10T08:45:17+00:00","og_image":[{"width":980,"height":654,"url":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_creator":"@factris","twitter_site":"@factris","twitter_misc":{"Written by":"admin","Est. reading time":"4 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#article","isPartOf":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/"},"author":{"name":"admin","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974"},"headline":"Sparti pl\u0117tra \u2013 viena i\u0161 gr\u0117smi\u0173 smulkiam ir vidutiniam verslui","datePublished":"2018-09-18T14:02:00+00:00","dateModified":"2023-01-10T08:45:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/"},"wordCount":1321,"commentCount":0,"publisher":{"@id":"https:\/\/www.factris.com\/lt\/#organization"},"image":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#primaryimage"},"thumbnailUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg","keywords":["smulkusis ir vidutinis verslas"],"articleSection":["Finansavimo gidas"],"inLanguage":"lt-LT"},{"@type":"WebPage","@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/","url":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/","name":"Ar sparti pl\u0117tra tikrai garantuoja SVV \u012fmoni\u0173 s\u0117km\u0119?","isPartOf":{"@id":"https:\/\/www.factris.com\/lt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#primaryimage"},"image":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#primaryimage"},"thumbnailUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg","datePublished":"2018-09-18T14:02:00+00:00","dateModified":"2023-01-10T08:45:17+00:00","description":"Augti tuo pat metu efektyviai ma\u017einant svarbiausias rizikas SVV \u012fmon\u0117ms gali pad\u0117ti patirtis ir alternatyvios finansin\u0117s paslaugos.","breadcrumb":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#breadcrumb"},"inLanguage":"lt-LT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/"]}]},{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#primaryimage","url":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg","contentUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2018-09-18_Sparti-pletra-\u2013-viena-is-gresmiu-smulkiam-ir-vidutiniam-verslui.jpg","width":980,"height":654},{"@type":"BreadcrumbList","@id":"https:\/\/www.factris.com\/lt\/naujienos\/sparti-pletra-viena-is-gresmiu-svv\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.factris.com\/lt\/"},{"@type":"ListItem","position":2,"name":"Finansavimo gidas","item":"https:\/\/www.factris.com\/lt\/category\/finansavimo-gidas\/"},{"@type":"ListItem","position":3,"name":"Sparti pl\u0117tra \u2013 viena i\u0161 gr\u0117smi\u0173 smulkiam ir vidutiniam verslui"}]},{"@type":"WebSite","@id":"https:\/\/www.factris.com\/lt\/#website","url":"https:\/\/www.factris.com\/lt\/","name":"Factris","description":"Your invoices. Our financing.","publisher":{"@id":"https:\/\/www.factris.com\/lt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.factris.com\/lt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lt-LT"},{"@type":"Organization","@id":"https:\/\/www.factris.com\/lt\/#organization","name":"Factris Holding B.V.","url":"https:\/\/www.factris.com\/lt\/","logo":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/","url":"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png","contentUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png","width":400,"height":73,"caption":"Factris Holding B.V."},"image":{"@id":"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/factris","https:\/\/x.com\/factris","https:\/\/www.instagram.com\/factrisholding\/","https:\/\/www.linkedin.com\/company\/factrisholding","https:\/\/www.youtube.com\/channel\/UCFupqDt-Xo3EaKYGiqJH1nQ"]},{"@type":"Person","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974","name":"admin","image":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/www.factris.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/6970"}],"collection":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/comments?post=6970"}],"version-history":[{"count":2,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/6970\/revisions"}],"predecessor-version":[{"id":21497,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/6970\/revisions\/21497"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/media\/21266"}],"wp:attachment":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/media?parent=6970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/categories?post=6970"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/tags?post=6970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}