[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_font=”|700|||||||” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
Finansinis stabilumas tai ne tik \u012fmon\u0117s finansai, tai kur kas platesn\u0117 s\u0105voka, apimanti verslo valdymo, marketingo, \u012fmon\u0117s klient\u0173 aptarnavimo sritis. Smulkaus ir vidutinio verslo savininkui, kasdien susidurian\u010diam su verslo valdymo i\u0161\u0161\u016bkiais, labai svarbu u\u017etikrinti \u012fmon\u0117s finansin\u012f stabilum\u0105, kad veikla netapt\u0173 nuostolinga ar juo labiau \u012fmon\u0117 nebankrutuot\u0173. Debifo ekspertai pataria, kaip neturintiems specifini\u0173 \u017eini\u0173 verslininkams pasiekti, kad \u012fmon\u0117s finans\u0173 srautai b\u016bt\u0173 subalansuoti ir augantys.<\/p>\n
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Verslas be u\u017esibr\u0117\u017et\u0173 tiksl\u0173 ir veiklos plano \u2013 kaip laivas vandenyne be ai\u0161kios plaukimo krypties. Nesvarbu ar esate ma\u017eos \u012fmon\u0117s savininkas, ar didel\u0117s \u012fmon\u0117s vadovas \u2013 ai\u0161kus finans\u0173 planas yra b\u016btinas siekiant u\u017etikrinti verslo finansin\u012f stabilum\u0105. Matydami b\u016bsim\u0173 atsiskaitym\u0173 datas bei gautin\u0173 sum\u0173 terminus \u017einosite, ar gautin\u0173 pajam\u0173 u\u017eteks i\u0161laidoms padengti, ar bus reikalingas papildomas verslo finansavimas, tur\u0117site ai\u0161k\u0173 vaizd\u0105 kuriuo metu galite vykdyti investicijas \u012f verslo pl\u0117tr\u0105, o kada geriau susikoncentruoti \u012f turim\u0173 u\u017esakym\u0173 vykdym\u0105. Tiek veiklos, tiek \u012fmon\u0117s finans\u0173 planas palengvina verslo valdym\u0105, leid\u017eia matyti \u012fmon\u0117s augimo perspektyv\u0105 bei prisideda prie \u012fmon\u0117s finans\u0173 stabilumo.
Investicijos \u012f informacines technologijas
Net jei esate smulkaus verslo savininkas, negalite sp\u0117ti sukontroliuoti vis\u0173 sri\u010di\u0173, sekti vis\u0173 apmok\u0117jim\u0173 termin\u0173 ar prane\u0161im\u0173 klientams dat\u0173. Ta\u010diau \u0161iais laikais informacin\u0117s technologijos jau gali \u017eenkliai palengvinti verslo valdym\u0105 ir suma\u017einti verslo savininko \u012ftamp\u0105 atliekant daugyb\u0119 funkcij\u0173. Automatizuokite pasikartojan\u010dius u\u017edavinius, naudokit\u0117s elektroniniais priminimais ir pamatysite, kiek laiko sutaupote ir galite skirti kitoms veikloms, o kartu kiek daug i\u0161vengiate nemaloni\u0173 situacij\u0173 d\u0117l pradelst\u0173 atsiskaitymo ar klient\u0173 informavimo termin\u0173.<\/p>\n
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S\u0105skaitas u\u017e patalp\u0173 nuom\u0105, \u012fsigytas \u017ealiavas, darbuotoj\u0173 atlyginimus ir kitas \u012fmon\u0117s s\u0105naudas visada turite apmok\u0117ti laiku. Ta\u010diau da\u017enai pasitaiko, kad klientai u\u017e jiems parduotas prekes ar suteiktas paslaugas laiku neatsiskaito. Atsiskaitymai v\u0117luoja d\u0117l \u012fvairi\u0173 prie\u017eas\u010di\u0173, neb\u016btinai d\u0117l \u012fmon\u0117s nemokumo. Ta\u010diau kiekvienas v\u0117luojantis mok\u0117jimas gali kelti gr\u0117sm\u0119 J\u016bs\u0173 pa\u010di\u0173 verslo mokumui ir galimybei laiku apmok\u0117ti veiklos i\u0161laidas. \u0160i\u0105 rizik\u0105 galima visi\u0161kai eliminuoti i\u0161 verslo valdymo pasinaudojus s\u0105skait\u0173 finansavimo arba faktoringo paslaugomis. S\u0105skait\u0173 finansavimas leid\u017eia Jums gauti pinigus tada, kai prek\u0117s parduotos, o ne po keli\u0173 m\u0117nesi\u0173, kai u\u017e jas sumok\u0117s klientas. Pvz. Debifo klientai, naudodamiesi s\u0105skait\u0173 finansavimo paslauga, gauna iki 90 proc. s\u0105skaitos sumos finansavim\u0105 per 24 valandas. Taip \u012fmon\u0117s finans\u0173 srautai tampa stabilesni, o apmok\u0117jim\u0173 v\u0117lavimo rizika visi\u0161kai nedaro \u012ftakos \u012fmon\u0117s mokumui.<\/p>\n
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Pritraukti nauj\u0105 klient\u0105 daug sunkiau ir kur kas brangiau, nei i\u0161laikyti jau esam\u0105. Nuolatiniai klientai, reguliariai perkantys prekes i\u0161 \u012fmon\u0117s yra stabilaus pajam\u0173 srauto garantas, tad marketingui skirtas l\u0117\u0161as naudokite ne tik nauj\u0173 klient\u0173 pritraukimui, ta\u010diau ir esam\u0173 klient\u0173 i\u0161laikymui. Vienas i\u0161 patikrint\u0173 b\u016bd\u0173 kaip i\u0161laikyti klientus ir paskatinti juos pirkti ateityje, tai lojalumo nuolaidos taikymas. Tai gali b\u016bti procentin\u0117 nuolaida, priklausanti nuo pirkini\u0173 sumos arba reguliariai did\u0117janti nuolaida, susieta su tuo, kaip ilgai asmuo yra J\u016bs\u0173 klientas. Sukurkite lojalumo arba elektronin\u0119 klient\u0173 palaikymo bei motyvavimo sistem\u0105 ir tur\u0117site dar vien\u0105 tvirt\u0105 finansinio stabilumo garant\u0105.<\/p>\n
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[\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.9.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.9.0″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Verslo finansinis stabilumas\u00a0\u2013 tai geb\u0117jimas laiku apmok\u0117ti s\u0105skaitas, gr\u0105\u017einti skolas, o taip pat ir u\u017etikrinti finansin\u0119 gr\u0105\u017e\u0105 verslo savininkams bei investuotojams. Finansinis stabilumas tai ne tik \u012fmon\u0117s finansai, tai kur kas platesn\u0117 s\u0105voka, apimanti verslo valdymo, marketingo, \u012fmon\u0117s klient\u0173 aptarnavimo sritis. Smulkaus ir vidutinio verslo savininkui, kasdien susidurian\u010diam su verslo valdymo i\u0161\u0161\u016bkiais, labai svarbu u\u017etikrinti […]<\/p>\n","protected":false},"author":1,"featured_media":21272,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[49],"yoast_head":"\n