{"id":7058,"date":"2020-03-20T14:57:00","date_gmt":"2020-03-20T14:57:00","guid":{"rendered":"https:\/\/www.factris.com\/?p=7058"},"modified":"2023-01-10T08:16:37","modified_gmt":"2023-01-10T08:16:37","slug":"factris-is-arciau-sarunas-knieza","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/","title":{"rendered":"Factris i\u0161 ar\u010diau: atvirai ir be formalum\u0173! \u0160ar\u016bnas Knie\u017ea"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_font=”|700|||||||” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n

\u0160ar\u016bnas Knie\u017ea, \u201eFactris\u201c kredit\u0173 rizikos analitikas: \u201ePirmadieniais ryte man tikrai nesunku keltis!\u201c<\/h2>\n

 <\/p>\n

\u0160ar\u016bnas prie \u201eFactris\u201c komandos prisijung\u0117 dar visai neseniai \u2013 prie\u0161 kiek daugiau nei pus\u0119 met\u0173 ir kol kas, kaip pats sako, nuobod\u017eiauti tikrai n\u0117ra kada. \u201e\u012emon\u0117 n\u0117ra didel\u0117, tai leid\u017eia i\u0161bandyti daugiau sri\u010di\u0173, atrasti vis nauj\u0173 u\u017eduo\u010di\u0173 sprendimo \u201ekamp\u0173\u201c. Be to, mano darbas neatsiejamas nuo, vaizd\u017eiai tariant, \u012flipimo \u012f skirting\u0173 versl\u0173 batus. Kitaip tariant, turiu maksimaliai gerai suprasti, kaip m\u016bs\u0173 klientai veikia, kas jiems aktualu. Tokiu b\u016bdu kaskart privalau gilintis \u012f naujus klausimus ir si\u016blyti efektyvius sprendimus. Tai skatina augti\u201c, \u2013 sako \u201eFactris\u201c kredit\u0173 rizikos analitikas.<\/p>\n

 <\/p>\n

\u012emoni\u0173 s\u0117km\u0117s istorijos: nuo keli\u0173 t\u016bkstan\u010di\u0173 iki milijon\u0173<\/h2>\n

Prie\u0161 tai \u0160ar\u016bnui teko pakeisti kelias skirtingas darbovietes, bet visos jos susijusios su finansais. \u201eDirbau pinig\u0173 plovimo prevencijos srityje, po to \u0117jau finans\u0173 kontrolieriaus pareigas. Dar po kiek laiko prad\u0117jau savo versl\u0105 \u2013 jis taip pat susij\u0119s su finansais. Vien\u0105 dien\u0105 gavau pasi\u016blym\u0105 prisijungti prie \u201eFactris\u201c ir nedvejodamas sutikau. Tiesa, savo verslo nenutraukiau iki \u0161iol. Bet t\u0105 puikiai suderinu. Kuo labiau u\u017eimtas esi, tuo daugiau susp\u0117ji \u2013 \u0161i taisykl\u0117 man tikrai tinka\u201c, \u2013 \u0161ypsosi \u0160ar\u016bnas.<\/p>\n

Pagrindin\u0117 \u201eFactris\u201c kredit\u0173 rizikos analitiko u\u017eduotis \u2013 \u012fvertinti, kok\u012f finansavim\u0105 gali gauti konkreti \u012fmon\u0117.<\/p>\n

\u201eVertiname ne tik kliento finansus. Vertinimas susideda i\u0161 ne vieno kiekybinio ir kokybinio elemento. Pavyzd\u017eiui, informacijos internete, duomen\u0173 baz\u0117se. Turime labai gerai suprasti ir sektoriaus specifik\u0105. Taip pat vertiname kliento u\u017esakovus. Tokiu b\u016bdu sudaromas bendras paveikslas ir priimamas sprendimas, \u2013 apie savo darbo specifik\u0105 pasakoja \u0160ar\u016bnas. \u2013 \u017dinoma, kiekvien\u0105 kart\u0105 ie\u0161kome kompromis\u0173, pavyzd\u017eiui, jeigu vien\u0105 m\u0117nes\u012f \u012fmonei tr\u016bksta apyvartini\u0173 l\u0117\u0161\u0173, bet, \u017ei\u016br\u0117dami \u012f istorinius duomenis, matome, kad galime pasi\u016blyti kiek kitok\u012f sprendim\u0105, stengiam\u0117s patarti ir rasti abipusiai geriausi\u0105 variant\u0105.\u201c<\/p>\n

\u0160. Knie\u017ea sako, kad geriausia motyvacija \u2013 klient\u0173 pasiekimai. \u201eJau turime ne vien\u0105 atvej\u012f, kai finansavome visai smulk\u0173 versl\u0105, o dabar jis turi milijonines apyvartas!\u201d \u2013 s\u0117km\u0117s istorijomis d\u017eiaugiasi pa\u0161nekovas.<\/p>\n

 <\/p>\n

Latviai labiau optimistai?<\/h2>\n

\u0160ar\u016bnas dirba ne tik su Lietuvos, bet ir Latvijos rinkos klientais. \u201ePasteb\u0117jau, kad m\u016bs\u0173 \u0161alies klientai konkretesni, operatyvesni \u2013 jei kyla papildom\u0173 klausim\u0173 ar prireikia papildomos informacijos, papra\u0161ome ir greitai gauname. Paprastai Lietuvos \u012fmon\u0117s jau yra suk\u016brusios patikimus ry\u0161ius su savo klientais. O kaimynin\u0117je Latvijoje \u0161iek tiek kitaip. Ten \u012fmon\u0117s da\u017eniausiai nori finansuotis s\u0105skaitas, bendradarbiaudamos su visi\u0161kai naujais u\u017esakovais. Neretai j\u0173 tarpusavio ry\u0161ys dar nesukurtas, tad kyla daugiau neai\u0161kum\u0173, ne\u017einom\u0173j\u0173. Latviai, saky\u010diau, labiau \u017ei\u016bri ne \u012f reali\u0105 situacij\u0105, o \u012f ateities perspektyvas. Jie gal labiau optimistai?\u201c \u2013 rink\u0173 skirtumus \u012f\u017evelgia \u201eFactris\u201c kredit\u0173 rizikos analitikas.<\/p>\n

Da\u017eniausiai, anot \u0160ar\u016bno, tiek vienoj, tiek kitoj \u0161aly d\u0117l finansavimo kreipiasi transporto, statybos, maisto pramon\u0117s srityse veikiantys verslai.<\/p>\n

\u201eVisuomet noriu padr\u0105sinti \u012fmones nebijoti kreiptis, nesivadovauti tam tikrais stereotipais apie alternatyv\u0173 skolinim\u0105. Bet kartu norisi, kad \u012fmon\u0117s labiau \u012fsigilint\u0173, kas yra tas faktoringas. Kartais ateina tokie klientai, kuriems reikia paskolos. O tai juk n\u0117ra tas pats, kas faktoringas. Ai\u0161ku, mes edukuojame, patariame\u201c, \u2013 sako pa\u0161nekovas.<\/p>\n

 <\/p>\n

Ne 100, o visu 120 procent\u0173<\/h2>\n

\u201eMa\u017eesn\u0117je \u012fmon\u0117je nebesi atsakingas u\u017e tam tikr\u0105 vien\u0105 \u201esraigtel\u012f\u201c, \u010dia gali prisid\u0117ti prie reali\u0173 poky\u010di\u0173. Sprendimai priimami grei\u010diau, tod\u0117l darbas vyksta efektyviau\u201c, \u2013 apie darbo privalumus \u201eFactris\u201c komandoje atsiliepia \u0160ar\u016bnas.<\/p>\n

J\u012f, kaip pats sako, labiausiai motyvuoja \u017emon\u0117s. \u201eVisi esame pana\u0161aus am\u017eiaus, puikiai vienas kit\u0105 suprantame. Dr\u0105siai sakau, kad pirmadieniais ryte man tikrai nesunku keltis, einu \u012f darb\u0105 kaip \u012f \u0161vent\u0119. Darbas man yra did\u017eiausia varomoji j\u0117ga ir malonumas\u201c,\u2013 \u0161ypsosi vyras.<\/p>\n

Jis sako tiek darbe, tiek po jo kiekvienai savo veiklai stengiasi atiduoti sav\u0119s ne 100, o visu 120 proc.: \u201eTada \u017einau, kad gr\u012f\u0161 bent 100. Kuo daugiau sav\u0119s \u012fdedi, tuo daugiau ir gr\u012f\u017eta. Stengiuosi maksimaliai atsiduoti veikloms, kurias tikrai m\u0117gstu.\u201c<\/p>\n

Na, o laisvalaikiu \u0160ar\u016bnui atsipalaiduoti padeda knyg\u0173 skaitymas, sportas, \u017eygiai, gamta, grynas oras.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” background_color=”#000A54″ custom_padding=”20vh||20vh||true|false” global_module=”2087″][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”0px||0px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#ffffff” header_font_size=”46px” header_line_height=”2em” header_2_font=”|700|||||||” header_2_text_color=”#ffffff” header_2_font_size=”46px” header_2_line_height=”2em” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_3_font_size=”25px” header_font_tablet=”” header_font_phone=”” header_font_last_edited=”on|desktop” header_line_height_tablet=”1.8em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_tablet=”” header_3_font_phone=”” header_3_font_last_edited=”on|phone” header_3_line_height_tablet=”” header_3_line_height_phone=”1.8em” header_3_line_height_last_edited=”on|phone”]<\/p>\n

Papasakokite savo verslo istorij\u0105<\/h2>\n

Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n

[\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.9.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.9.0″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0160ar\u016bnas Knie\u017ea, \u201eFactris\u201c kredit\u0173 rizikos analitikas: \u201ePirmadieniais ryte man tikrai nesunku keltis!\u201c   \u0160ar\u016bnas prie \u201eFactris\u201c komandos prisijung\u0117 dar visai neseniai \u2013 prie\u0161 kiek daugiau nei pus\u0119 met\u0173 ir kol kas, kaip pats sako, nuobod\u017eiauti tikrai n\u0117ra kada. \u201e\u012emon\u0117 n\u0117ra didel\u0117, tai leid\u017eia i\u0161bandyti daugiau sri\u010di\u0173, atrasti vis nauj\u0173 u\u017eduo\u010di\u0173 sprendimo \u201ekamp\u0173\u201c. Be to, mano […]<\/p>\n","protected":false},"author":1,"featured_media":21301,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

Advisory board<\/strong><\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

<\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[37],"tags":[],"yoast_head":"\nAtvirai ir be formalum\u0173 - kredit\u0173 rizikos analitikas \u0160ar\u016bnas Knie\u017ea<\/title>\n<meta name=\"description\" content=\"Ma\u017eesn\u0117je \u012fmon\u0117je nebesi atsakingas u\u017e tam tikr\u0105 vien\u0105 \u201esraigtel\u012f\u201c, \u010dia gali prisid\u0117ti prie reali\u0173 poky\u010di\u0173 - pa\u017eymi \u0160ar\u016bnas Knie\u017ea\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Factris i\u0161 ar\u010diau: atvirai ir be formalum\u0173! \u0160ar\u016bnas Knie\u017ea\" \/>\n<meta property=\"og:description\" content=\"Ma\u017eesn\u0117je \u012fmon\u0117je nebesi atsakingas u\u017e tam tikr\u0105 vien\u0105 \u201esraigtel\u012f\u201c, \u010dia gali prisid\u0117ti prie reali\u0173 poky\u010di\u0173 - pa\u017eymi \u0160ar\u016bnas Knie\u017ea\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/\" \/>\n<meta property=\"og:site_name\" content=\"Factris\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/factris\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-20T14:57:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-10T08:16:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"980\" \/>\n\t<meta property=\"og:image:height\" content=\"654\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@factris\" \/>\n<meta name=\"twitter:site\" content=\"@factris\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974\"},\"headline\":\"Factris i\u0161 ar\u010diau: atvirai ir be formalum\u0173! \u0160ar\u016bnas Knie\u017ea\",\"datePublished\":\"2020-03-20T14:57:00+00:00\",\"dateModified\":\"2023-01-10T08:16:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/\"},\"wordCount\":1292,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg\",\"articleSection\":[\"Factris darbuotojai\"],\"inLanguage\":\"lt-LT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/\",\"url\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/\",\"name\":\"Atvirai ir be formalum\u0173 - kredit\u0173 rizikos analitikas \u0160ar\u016bnas Knie\u017ea\",\"isPartOf\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg\",\"datePublished\":\"2020-03-20T14:57:00+00:00\",\"dateModified\":\"2023-01-10T08:16:37+00:00\",\"description\":\"Ma\u017eesn\u0117je \u012fmon\u0117je nebesi atsakingas u\u017e tam tikr\u0105 vien\u0105 \u201esraigtel\u012f\u201c, \u010dia gali prisid\u0117ti prie reali\u0173 poky\u010di\u0173 - pa\u017eymi \u0160ar\u016bnas Knie\u017ea\",\"breadcrumb\":{\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#primaryimage\",\"url\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg\",\"contentUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg\",\"width\":980,\"height\":654},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.factris.com\/lt\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Factris darbuotojai\",\"item\":\"https:\/\/www.factris.com\/lt\/category\/factris-darbuotojai\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Factris i\u0161 ar\u010diau: atvirai ir be formalum\u0173! \u0160ar\u016bnas Knie\u017ea\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.factris.com\/lt\/#website\",\"url\":\"https:\/\/www.factris.com\/lt\/\",\"name\":\"Factris\",\"description\":\"Your invoices. Our financing.\",\"publisher\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.factris.com\/lt\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"lt-LT\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.factris.com\/lt\/#organization\",\"name\":\"Factris Holding B.V.\",\"url\":\"https:\/\/www.factris.com\/lt\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png\",\"contentUrl\":\"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png\",\"width\":400,\"height\":73,\"caption\":\"Factris Holding B.V.\"},\"image\":{\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/factris\",\"https:\/\/x.com\/factris\",\"https:\/\/www.instagram.com\/factrisholding\/\",\"https:\/\/www.linkedin.com\/company\/factrisholding\",\"https:\/\/www.youtube.com\/channel\/UCFupqDt-Xo3EaKYGiqJH1nQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.factris.com\/lt\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/www.factris.com\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Atvirai ir be formalum\u0173 - kredit\u0173 rizikos analitikas \u0160ar\u016bnas Knie\u017ea","description":"Ma\u017eesn\u0117je \u012fmon\u0117je nebesi atsakingas u\u017e tam tikr\u0105 vien\u0105 \u201esraigtel\u012f\u201c, \u010dia gali prisid\u0117ti prie reali\u0173 poky\u010di\u0173 - pa\u017eymi \u0160ar\u016bnas Knie\u017ea","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/","og_locale":"lt_LT","og_type":"article","og_title":"Factris i\u0161 ar\u010diau: atvirai ir be formalum\u0173! \u0160ar\u016bnas Knie\u017ea","og_description":"Ma\u017eesn\u0117je \u012fmon\u0117je nebesi atsakingas u\u017e tam tikr\u0105 vien\u0105 \u201esraigtel\u012f\u201c, \u010dia gali prisid\u0117ti prie reali\u0173 poky\u010di\u0173 - pa\u017eymi \u0160ar\u016bnas Knie\u017ea","og_url":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/","og_site_name":"Factris","article_publisher":"https:\/\/www.facebook.com\/factris","article_published_time":"2020-03-20T14:57:00+00:00","article_modified_time":"2023-01-10T08:16:37+00:00","og_image":[{"width":980,"height":654,"url":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_creator":"@factris","twitter_site":"@factris","twitter_misc":{"Written by":"admin","Est. reading time":"4 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#article","isPartOf":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/"},"author":{"name":"admin","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974"},"headline":"Factris i\u0161 ar\u010diau: atvirai ir be formalum\u0173! \u0160ar\u016bnas Knie\u017ea","datePublished":"2020-03-20T14:57:00+00:00","dateModified":"2023-01-10T08:16:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/"},"wordCount":1292,"commentCount":0,"publisher":{"@id":"https:\/\/www.factris.com\/lt\/#organization"},"image":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#primaryimage"},"thumbnailUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg","articleSection":["Factris darbuotojai"],"inLanguage":"lt-LT"},{"@type":"WebPage","@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/","url":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/","name":"Atvirai ir be formalum\u0173 - kredit\u0173 rizikos analitikas \u0160ar\u016bnas Knie\u017ea","isPartOf":{"@id":"https:\/\/www.factris.com\/lt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#primaryimage"},"image":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#primaryimage"},"thumbnailUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg","datePublished":"2020-03-20T14:57:00+00:00","dateModified":"2023-01-10T08:16:37+00:00","description":"Ma\u017eesn\u0117je \u012fmon\u0117je nebesi atsakingas u\u017e tam tikr\u0105 vien\u0105 \u201esraigtel\u012f\u201c, \u010dia gali prisid\u0117ti prie reali\u0173 poky\u010di\u0173 - pa\u017eymi \u0160ar\u016bnas Knie\u017ea","breadcrumb":{"@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#breadcrumb"},"inLanguage":"lt-LT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/"]}]},{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#primaryimage","url":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg","contentUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2023\/01\/factris-2020-03-20_Factris-is-arciau-atvirai-ir-be-formalumu.jpg","width":980,"height":654},{"@type":"BreadcrumbList","@id":"https:\/\/www.factris.com\/lt\/naujienos\/factris-is-arciau-sarunas-knieza\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.factris.com\/lt\/"},{"@type":"ListItem","position":2,"name":"Factris darbuotojai","item":"https:\/\/www.factris.com\/lt\/category\/factris-darbuotojai\/"},{"@type":"ListItem","position":3,"name":"Factris i\u0161 ar\u010diau: atvirai ir be formalum\u0173! \u0160ar\u016bnas Knie\u017ea"}]},{"@type":"WebSite","@id":"https:\/\/www.factris.com\/lt\/#website","url":"https:\/\/www.factris.com\/lt\/","name":"Factris","description":"Your invoices. Our financing.","publisher":{"@id":"https:\/\/www.factris.com\/lt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.factris.com\/lt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lt-LT"},{"@type":"Organization","@id":"https:\/\/www.factris.com\/lt\/#organization","name":"Factris Holding B.V.","url":"https:\/\/www.factris.com\/lt\/","logo":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/","url":"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png","contentUrl":"https:\/\/www.factris.com\/wp-content\/uploads\/2020\/12\/logo-factris-black.png","width":400,"height":73,"caption":"Factris Holding B.V."},"image":{"@id":"https:\/\/www.factris.com\/lt\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/factris","https:\/\/x.com\/factris","https:\/\/www.instagram.com\/factrisholding\/","https:\/\/www.linkedin.com\/company\/factrisholding","https:\/\/www.youtube.com\/channel\/UCFupqDt-Xo3EaKYGiqJH1nQ"]},{"@type":"Person","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/db2fc8db92d6ab893732e14672c33974","name":"admin","image":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.factris.com\/lt\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3433963ca90fbe2d073c8158fa1ae687?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/www.factris.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/7058"}],"collection":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/comments?post=7058"}],"version-history":[{"count":2,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/7058\/revisions"}],"predecessor-version":[{"id":21420,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/posts\/7058\/revisions\/21420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/media\/21301"}],"wp:attachment":[{"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/media?parent=7058"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/categories?post=7058"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.factris.com\/lt\/wp-json\/wp\/v2\/tags?post=7058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}