{"id":7065,"date":"2020-03-08T15:02:00","date_gmt":"2020-03-08T15:02:00","guid":{"rendered":"https:\/\/www.factris.com\/?p=7065"},"modified":"2023-01-10T08:16:57","modified_gmt":"2023-01-10T08:16:57","slug":"moteru-verslumo-potencialas","status":"publish","type":"post","link":"https:\/\/www.factris.com\/lt\/naujienos\/moteru-verslumo-potencialas\/","title":{"rendered":"Moter\u0173 verslum\u0105 stabdo ribotos finansavimo galimyb\u0117s?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_font=”|700|||||||” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n

Tarptautini\u0173 tyrim\u0173 duomenys apie moter\u0173 verslum\u0105 gana i\u0161kalbingi. Europos Komisija (EK) skai\u010diuoja, kad moterys sudaro daugiau nei pus\u0119 (apie 52 proc.) vis\u0173 Europos gyventoj\u0173, ta\u010diau tik 34 proc. ES savaranki\u0161kai dirban\u010di\u0173 asmen\u0173 ir 30 proc. pradedan\u010di\u0173 verslinink\u0173.<\/h2>\n

 <\/p>\n

Per\u0161asi i\u0161vada, kad moterys ne iki galo i\u0161naudoja savo verslumo potencial\u0105 arba joms t\u0105 daryti d\u0117l tam tikr\u0173 prie\u017eas\u010di\u0173 yra sud\u0117tingiau.<\/p>\n

Nagrin\u0117dama galimas prie\u017eastis ta pati EK \u012fvardija, kad prieiga prie finansini\u0173 i\u0161tekli\u0173 yra vienas esmini\u0173 dalyk\u0173, kod\u0117l moterims \u012fgyvendinti id\u0117jas yra problemi\u0161kiau. Tarptautin\u0117s vadybos konsultavimo \u012fmon\u0117s \u201eBoston Consulting Group\u201c tyrimo duomenys liudija pana\u0161ias tendencijas \u2013 anot j\u0173, moter\u0173 startuoliai pritraukia perpus ma\u017eiau investicij\u0173 nei vyri\u0161ki. M\u016bs\u0173 \u0161alies verslios moterys ir finans\u0173 ekspertai daro prielaid\u0105, kad tokioms tendencijoms pagr\u012fsti prie\u017eas\u010di\u0173 reik\u0117t\u0173 ie\u0161koti moter\u0173 (ne)prigimtin\u0117se savyb\u0117se.<\/p>\n

 <\/p>\n

Tr\u016bksta dr\u0105si\u0173 ambicij\u0173?<\/h2>\n

\u201eTurime pripa\u017einti, kad pas mus vis dar n\u0117ra tradicijos \u017ei\u016br\u0117ti \u012f verslias moteris taip pat kaip \u012f verslininkus vyrus. Nuo seno verslas buvo labiau vyri\u0161ka prerogatyva, o \u012f moter\u012f \u017ei\u016brima kaip \u012f \u0161eimos \u017eidinio puosel\u0117toj\u0105, pabr\u0117\u017eiama, koks svarbus motinos ir vaiko ry\u0161ys, tad apie karjeros ir \u0161eimos derinim\u0105 nebuvo n\u0117 kalb\u0173. Tik dabar po truput\u012f tas po\u017ei\u016bris kei\u010diasi, \u2013 \u012fsitikinusi \u017eurnalist\u0117, interneto portalo \u201eVersli mama\u201c savinink\u0117, keturi\u0173 vaik\u0173 mama Skaidr\u0117 Vainikauskait\u0117-Toma\u0161evi\u010dien\u0117. \u2013 Kita vertus, tinkama infrastrukt\u016bra karjerai ir motinystei derinti vis dar kuriasi labai vangiai. Didesn\u0117s galimyb\u0117s tik didmies\u010diuose.\u201c<\/p>\n

S. Vainikauskait\u0117-Toma\u0161evi\u010dien\u0117, kasdien susidurdama su jau versl\u0105 turin\u010diomis ar dar tik svajojan\u010diomis j\u012f \u012fkurti moterimis, sako sutinkanti, kad prieiga prie finansini\u0173 i\u0161tekli\u0173 moterims i\u0161 ties\u0173 yra sud\u0117tingesn\u0117, bet \u010dia ne lyties, o ambicij\u0173 klausimas.<\/p>\n

\u201eM\u016bs\u0173 moterys per ma\u017eai ambicingos. Kai papra\u0161ome j\u0173 nupie\u0161ti savo b\u016bsimo verslo vizij\u0105, \u012fvardyti norimas i\u0161 to u\u017edirbti pajamas, \u017einote, kokius skai\u010dius da\u017enai i\u0161girstame? Pavyzd\u017eiui, siekiama metin\u0117 verslo apyvarta \u2013 8 t\u016bkst. eur\u0173. Viskas gerai, jei nori tik sau susikurti darbo viet\u0105, bet jei kalbame apie versl\u0105, kuris b\u016bt\u0173 orientuotas \u012f pl\u0117tr\u0105, darbuotoj\u0173 samdym\u0105, kit\u0173 rink\u0173 ie\u0161kojim\u0105 ir \u012fsitvirtinim\u0105 jose, technologij\u0173 tobulinam\u0105, tuomet tokios ambicijos skamba silpnokai, tiesa?\u201c \u2013 komentuoja \u201eVerslios mamos\u201c savinink\u0117.<\/p>\n

Ji sako kartais juokaujanti \u2013 jeigu id\u0117ja negavo finansavimo, reikia netgi d\u017eiaugtis. \u201eVadinasi, ka\u017ekas toje id\u0117joje yra negerai. Bet, \u017einoma, svarbu, kad finansavimo specialistai pakonsultuot\u0173, kas blogai, paskatint\u0173 tobulinti id\u0117j\u0105. Kita vertus, verslui, ypa\u010d ma\u017eam ir pradedan\u010diam, dabar pasiskolinti i\u0161 banko apskritai yra sud\u0117tinga. D\u017eiugu, kad atsiranda alternatyvi\u0173 skolintoj\u0173, kurie labiau orientuoti \u012f smulk\u0173j\u012f versl\u0105\u201c, \u2013 sako moteris.<\/p>\n

Jai antrina ir faktoringo paslaug\u0173 bendrov\u0117s \u201eFactris LT1\u201c vykdomasis direktorius Paulius Jauga, sakydamas, kad prieinamum\u0105 prie finansini\u0173 i\u0161tekli\u0173 m\u016bs\u0173 \u0161alyje, vis\u0173 pirma, lemia patirtis, verslo finansai, projekto strukt\u016bra bei finansinis planas, o ne verslo atstovo lytis.<\/p>\n

\u201eDeja, turiu pripa\u017einti, kad moteris, vadovaujanti verslui Lietuvoje \u2013 pakankamai retas rei\u0161kinys. Bet \u012fmon\u0117s, kurioms vadovauja moterys, i\u0161 mano patirties \u2013 s\u0117kmingos \u012fmon\u0117s. Nematau joki\u0173 skirtum\u0173 kaip verslo id\u0117j\u0105, siekdami gauti finansavim\u0105, pristato vyras ar moteris. Vadovo pareigyb\u0117 reikalauja toki\u0173 savybi\u0173, koki\u0173 reikalauja rinka \u2013 komunikacini\u0173, organizacini\u0173, kompentencini\u0173 \u2013 tam, kad verslas b\u016bt\u0173 s\u0117kmingas. Lytis \u010dia \u012ftakos neturi\u201c, \u2013 \u012fsitikin\u0119s P. Jauga.<\/p>\n

 <\/p>\n

Investicijos ma\u017eesn\u0117s, bet gr\u0105\u017ea didesn\u0117<\/h2>\n

\u201eBoston Consulting Group\u201c duomenys atskleid\u0117 ir dar vien\u0105 kiek kitoki\u0105 tendencij\u0105. Kaip paai\u0161k\u0117jo, moter\u0173 \u012fkurti verslai ne\u0161a kur kas didesn\u0119 gr\u0105\u017e\u0105. Vienas \u012f j\u0173 \u012fkurtus startuolius investuotas doleris atne\u0161a 78 cent\u0173 gr\u0105\u017e\u0105, o vyri\u0161k\u0173 startuoli\u0173 gr\u0105\u017ea tesiekia 31 cent\u0105. Tai siejama su galimu didesniu moter\u0173 geb\u0117jimu socializuotis, kurti ry\u0161ius ir atsakingiau rizikuoti.<\/p>\n

S. Vainikauskait\u0117-Toma\u0161evi\u010dien\u0117 \u012f\u017evelgia ir kitas galimas tokios tendencijos prie\u017eastis. \u201eMoterys yra labiau linkusios ap\u010diuopti tas sritis, kurios yra \u201earti \u017emogaus\u201c, t. y. orientuotos \u012f aktuali\u0173 kasdieni\u0173 problem\u0173 sprendim\u0105. Tokie verslai, nat\u016bralu, link\u0119 ilgiau gyvuoti ir b\u016bti paklaus\u016bs. Pavyzd\u017eiui, s\u0117kl\u0173 daiginimas \u0161iltnamiuose, kurie naudoja \u017eali\u0105j\u0105 energij\u0105, vaisi\u0173 ir uog\u0173 derliaus pertekliaus perdirbimas \u012f uogienes rankomis daugiavaiki\u0173 \u0161eim\u0173, kurios paskui nuo pardavim\u0173 gauna savo dal\u012f, diabetu sergantiems vaikams skirti special\u016bs drabu\u017eiai, maskuojantys insulino pomp\u0105 ir leid\u017eiantys patogiai susi\u0161virk\u0161ti preparat\u0105 ne nam\u0173 s\u0105lygomis, \u2013 vardija pavyzd\u017eius moteris. \u2013 Taip vaizd\u017eiai pasakysiu: vyrai labiau fokusuojasi \u012f grandiozinius dalykus \u2013 kaip paversti Mars\u0105 antr\u0105ja \u017deme, o moterys \u2013 \u012f kasdieni\u0173 problem\u0173 sprendim\u0105. Bet v\u0117lgi pas mus, Lietuvoje, kalbant apie k\u016brim\u0105 startuoli\u0173, kurie daugiausiai orientuoti \u012f pa\u017eangius technologinius sprendimus, labiau pirmauja vyrai.\u201c<\/p>\n

Tuo tarpu P. Jauga sako, kad galimai didesn\u012f na\u0161um\u0105 organizacijoje, o kartu ir gr\u0105\u017e\u0105 v\u0117lgi lemia tam tikros moters savyb\u0117s. \u201eTokios kaip geb\u0117jimas planuoti ir nusp\u0117ti ateit\u012f (kad ir kaip misti\u0161kai tai skamb\u0117t\u0173) bei daryti daugiau darb\u0173 vienu metu. Startuoliai daugiausia susij\u0119 su intelekto produktais, ne fizin\u0117s darbo j\u0117gos sukuriamais produktais, tod\u0117l vyr\u0173 prigimtines savybes \u0161ioje srityje sunkiau i\u0161naudoti. Tad norisi moterims palink\u0117ti dr\u0105sos kurti, dr\u0105siai ie\u0161koti finansavimo galimybi\u0173. Konkurencingos id\u0117jos neliks nepasteb\u0117tos\u201c, \u2013 dr\u0105sina P. Jauga.<\/p>\n

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Papasakokite savo verslo istorij\u0105<\/h2>\n

Su faktoringu skol\u0105 paverskite apyvartin\u0117mis l\u0117\u0161omis<\/h3>\n

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Tarptautini\u0173 tyrim\u0173 duomenys apie moter\u0173 verslum\u0105 gana i\u0161kalbingi. Europos Komisija (EK) skai\u010diuoja, kad moterys sudaro daugiau nei pus\u0119 (apie 52 proc.) vis\u0173 Europos gyventoj\u0173, ta\u010diau tik 34 proc. ES savaranki\u0161kai dirban\u010di\u0173 asmen\u0173 ir 30 proc. pradedan\u010di\u0173 verslinink\u0173.   Per\u0161asi i\u0161vada, kad moterys ne iki galo i\u0161naudoja savo verslumo potencial\u0105 arba joms t\u0105 daryti d\u0117l tam […]<\/p>\n","protected":false},"author":1,"featured_media":21300,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

Advisory board<\/strong><\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n

Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n

Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n

Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n

Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n

Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n

Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n

Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n

Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n

Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n

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