[et_pb_section fb_built=”1″ _builder_version=”4.7.6″ _module_preset=”default” custom_padding=”21px|||||”][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px” custom_padding=”2px||4px|||”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_button button_url=”\/lt\/naujienos\/” button_text=” Gr\u012f\u017eti \u012f naujien\u0173 puslap\u012f” module_class=”btn-back” _builder_version=”4.8.2″ _module_preset=”default” custom_button=”on” button_text_color=”#001194″ button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%2%%” button_icon_placement=”left” button_on_hover=”off” button_text_color__hover_enabled=”off|hover” custom_padding__hover_enabled=”off|desktop” custom_padding__hover=”|||59px|false|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.7.6″ _module_preset=”default” max_width=”700px”][et_pb_column type=”4_4″ _builder_version=”4.7.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.0″ _module_preset=”default” header_font_size=”46px” header_line_height=”1.4em” header_2_font=”|700|||||||” header_2_text_color=”#000a54″ header_2_font_size=”27px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#000a54″ header_3_font_size=”25px” header_3_line_height=”35px” header_4_font=”|700|||||||” header_4_text_color=”#000a54″ header_4_font_size=”21px” header_4_line_height=”29px” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
Verslo cikl\u0173 supratimas ir tinkamas pasiruo\u0161imas jiems leid\u017eia i\u0161gyventi kritinius momentus \u2013 ir tuomet, kai veikla pasiekia pik\u0105, ir tuomet, kai pardavimai suma\u017e\u0117ja ar j\u0173 visai neb\u016bna.<\/p>\n
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Po pardavim\u0173 antpl\u016bd\u017eio at\u0117j\u0119s atosl\u016bgis ne retam verslininkui kelia stres\u0105, bet i\u0161 anksto tinkamai pasiruo\u0161us to galima lengvai i\u0161vengti.<\/p>\n
Pirmiausiai b\u016btina kruop\u0161\u010diai suplanuoti apyvartines l\u0117\u0161as ir, jeigu reikia, j\u0173 sukaupti. Laikotarpiu, kai negaunama pajam\u0173 arba j\u0173 yra kur kas ma\u017eiau, \u012fmon\u0117 vis tiek tur\u0117s mok\u0117ti u\u017e patalp\u0173 nuom\u0105, komunalines paslaugas, atlyginimus darbuotojams ar mokes\u010dius valstybei. Tod\u0117l reikia suformuoti pakankamus pinig\u0173 atid\u0117jimus, kad galima b\u016bt\u0173 padengti \u0161ias i\u0161laidas net ir negaunant ar gaunant ma\u017eiau pajam\u0173.<\/p>\n
Pasverti rezultatus bei efektyviau pasiruo\u0161ti atei\u010diai pagelb\u0117ja i\u0161saugoti i\u0161sam\u016bs pardavim\u0173 duomenys. Jie leis atsigr\u0119\u017eti \u012f 2\u20133 pastaruosius veiklos metus ir nustatyti konkre\u010dius verslui b\u016bdingus ciklus bei atitinkamai paskirstyti pinigus, o svarbiausia \u2013 pasimokyti i\u0161 klaid\u0173.<\/p>\n
Pavyzd\u017eiui, kai kurie verslininkai, tinkamai ne\u012fvertin\u0119 pardavim\u0173 piko apsuk\u0173, netgi ima paskolas, kad gaut\u0173 greit\u0105 finansavim\u0105 laikiniems darbuotojams samdyti. Visgi i\u0161 anksto pasir\u016bpinus reikiamu personalu, to daryti nereik\u0117t\u0173. O dar naudingiau susirasti darbuotoj\u0173, kurie gali sugr\u012f\u017eti kiekvien\u0105 sezon\u0105.<\/p>\n
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Ramus laikotarpis ypa\u010d tinkamas ne tik finans\u0173 analizei ar darbuotoj\u0173 mokymams, bet ir inovatyvi\u0173 metod\u0173 ar technologij\u0173 pritaikymui bei nauj\u0173 produkt\u0173 k\u016brimui ar paslaug\u0173 teikimui. Kitaip tariant, sezonui pasibaigus, nereik\u0117t\u0173 stabdyti aktyvumo.<\/p>\n
Atvirk\u0161\u010diai, tai puikus laikas palaikyti ry\u0161ius su klientais bei megzti naujus santykius. Variant\u0173 apstu: organizuoti renginius, pristatymus, suteikti sezonines nuolaidas bei daryti i\u0161pardavimus.<\/p>\n
Pravartu pasi\u017evalgyti ir \u012f naujas rinkas. Galb\u016bt galima pardavin\u0117ti kitas su pagrindiniu verslu susijusias prekes arba u\u017esiimti aptarnavimo paslaugomis. Pavyzd\u017eiui, banglen\u010di\u0173 instruktoriai gali bendradarbiauti su \u017eiemos sporto treniruo\u010di\u0173 organizatoriais arba sniego valymo verslas gali teikti kra\u0161tovaizd\u017eio gra\u017einimo paslaugas likus\u012f met\u0173 laik\u0105.<\/p>\n
Taip pat naudinga investuoti \u012f inovatyvias technologijas, kurios pad\u0117s dar geriau pa\u017einti klient\u0173 poreikius bei atliepti juos net ir pardavim\u0173 antpl\u016bd\u017eiui pasibaigus.<\/p>\n
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Nat\u016bralu, jog sav\u0173 l\u0117\u0161\u0173, leid\u017eian\u010di\u0173 finansuoti neaktyvaus laikotarpio veiklos, o juo labiau \u2013 pl\u0117tros, i\u0161laidas, pakanka ne visuomet. Verslo paskolos yra vienas i\u0161 b\u016bd\u0173 papildomoms pajamoms gauti, ta\u010diau \u0161is finansavimas prieinamas ne visiems, o ypa\u010d problemi\u0161kas smulkiam ir vidutiniam verslui. Tod\u0117l pravartu i\u0161 anksto pasidom\u0117ti bei paie\u0161koti alternatyvi\u0173 finansavimo \u0161altini\u0173.<\/p>\n
Tiesa, neretai taip reikalingi pinigai yra \u201eu\u017erakinti\u201c klient\u0173 neapmok\u0117tose s\u0105skaitose. Laukimas, kol bus apmok\u0117ta s\u0105skaita, gali b\u016bti skausmingas. \u201eJei klientai s\u0105skait\u0105 apmoka po dviej\u0173, trij\u0173 ar daugiau m\u0117nesi\u0173, \u012fmon\u0117 gali susidurti su sunkumais vykdant \u012fsipareigojimus kreditoriams, darbuotojams, susigadinti kreditingumo istorij\u0105 bei verslo reputacij\u0105. S\u0105skait\u0173 fakt\u016br\u0173 finansavimas padeda i\u0161vengti toki\u0173 problem\u0173, nes pasinaudojus faktoringo paslauga iki 90 proc. s\u0105skaitos sumos gaunama nedelsiant. Naudojantis s\u0105skait\u0173 finansavimu \u012fmon\u0117s savininkas neprivalo laukti kelis m\u0117nesius ar ilgiau, kad s\u0105skaitos b\u016bt\u0173 apmok\u0117tos. \u0160i\u0105 finansavimo priemon\u0119 galima panaudoti veiklos i\u0161laidoms padengti ar skirti strateginiam augimui. Be to, prie\u0161ingai nei banko paskolos atveju, nereikia \u012fkeisti turto ar \u012fsipareigoti ilgam laikotarpiui\u201c, \u2013 pataria faktoringo paslaugas teikian\u010dios bendrov\u0117s \u201eFactris\u201c rizikos skyriaus vadovas Edmundas Volskis.<\/p>\n
\u201eFactris\u201c duomenimis, spalio\u2013sausio laikotarpiu verslinink\u0173 poreikis faktoringo paslaugai pastebimai auga. Tai rei\u0161kia, kad dabar jiems labiausiai reikia apyvartini\u0173 l\u0117\u0161\u0173 s\u0117kmingai veiklai u\u017etikrinti. \u0160ventinio bumo metu da\u017eniausiai faktoringo paslaugos poreikis i\u0161auga transporto, elektronin\u0117s prekybos, medienos, maisto produkt\u0173, rengini\u0173 organizavimo sektoriuose veikian\u010diose \u012fmon\u0117se.<\/p>\n
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[\/et_pb_text][et_pb_button button_url=”\/lt\/finansavimo-kriterijai\/” button_text=”Pa\u017ei\u016br\u0117kite, ar atitinkate s\u0105lygas” button_alignment=”center” module_class=”btn-tertiary-2″ _builder_version=”4.9.0″ _module_preset=”default” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_font=”||||on||||” button_icon=”%%3%%” button_icon_color=”#ffffff” button_on_hover=”off” custom_margin=”||20px|||” custom_padding=”0px|0px|0px|0px|true|true”][\/et_pb_button][et_pb_button button_url=”https:\/\/onboarding.factris.com\/lt\/sign-up” button_text=”Finansuokite pirm\u0105j\u0105 s\u0105skait\u0105” button_alignment=”center” _builder_version=”4.9.0″ _module_preset=”default” button_icon=”%%3%%” button_icon_color=”#353540″ button_on_hover=”off” custom_margin=”||18px|||” custom_padding=”10px|40px|10px|25px|true|false” custom_padding__hover_enabled=”on|hover” custom_padding__hover=”|50px|||true|false”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Art\u0117jantis vienas gra\u017eiausi\u0173 \u0161ventini\u0173 laikotarpi\u0173 \u2013 Kal\u0117dos \u2013 tampa ir malonus, ir kartu galvos skausmas ne tik tiems, kurie ie\u0161kos artimuosius pamaloninan\u010di\u0173 dovan\u0173, bet ir tas dovanas parduodantiems. Tai ypa\u010d aktualu \u012f \u0161ventin\u012f laikotarp\u012f orientuotam verslui. Tod\u0117l b\u016btina gerai pasiruo\u0161ti, kad \u0161oktel\u0117j\u0119 pardavimai lapkrit\u012f\u2013gruod\u012f neleist\u0173 stresuoti at\u0117jus atosl\u016bgio laikui. Verslo cikl\u0173 supratimas ir tinkamas pasiruo\u0161imas […]<\/p>\n","protected":false},"author":1,"featured_media":21290,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n
Advisory board<\/strong><\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n Brian Reaves <\/strong>Chief Executive Officer<\/p>\n\n\n\n Serial entrepreneur and investor in the mobile and payments space. Brian was involved in building 21 prior businesses including 15 mobile networks and 4 payment companies.<\/p>\n\n\n\n Adam Posma <\/strong>Founder and Chief Product Officer of ClubCollect<\/p>\n\n\n\n Adam founded ClubCollect in 2013 - a provider of membership fee collection services for sports clubs. He started his career in wealth management at BNP Paribas.<\/p>\n\n\n\n Dr. Tom F. Lesche <\/strong>Principal at Speedinvest<\/p>\n\n\n\n Tom started his career in investment banking. Most recently, he was a Vice President at Morgan Stanley in London, advising financial technology companies on a variety of capital markets and M&A transactions. At Speedinvest, he solely focuses on investments in European fintech companies.<\/p>\n\n\n\n Donatas Juodelis <\/strong>Founder of Debifo<\/p>\n\n\n\n Donatas started his career as a lawyer but quickly moved to entrepreneurship and investments. Co-founded IT company INNTEC, co-founded factoring company Debifo and a couple of other successful startups. In most of the companies, Donatas was responsible for business and corporate development.<\/p>\n\n\n\n Faisal Hakki <\/strong>Managing director at AB Ventures<\/p>\n\n\n\n Faisal is Managing Director at AB Ventures, the FinTech focused, early-stage Venture Capital arm of Arab Bank. Prior to joining AB Ventures, Faisal was CEO at Oasis500 \u2013 the leading seed-stage investment fund and accelerator in Jordan. Faisal has also held senior positions at Accelerator Technology Holdings, Arab Advisors Group and Fastlin.<\/p>\n\n\n\n <\/p>\n","_et_gb_content_width":"2880","footnotes":""},"categories":[36],"tags":[],"yoast_head":"\n