{"id":27711,"date":"2023-11-22T11:23:51","date_gmt":"2023-11-22T11:23:51","guid":{"rendered":"https:\/\/www.factris.com\/?page_id=27711"},"modified":"2026-02-24T09:27:58","modified_gmt":"2026-02-24T09:27:58","slug":"kennisbank-variabele-rente","status":"publish","type":"page","link":"https:\/\/www.factris.com\/nl\/kennisbank\/variabele-rente\/","title":{"rendered":"Variabele rente (Kennisbank)"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.factris.com\/nl\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>Variabele rente (Kennisbank)<\/strong><\/span><\/span><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-wat-is-variabele-rente\">Wat is variabele rente?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Een variabele rente is een rentepercentage dat kan vari\u00ebren gedurende de looptijd van een lening, afhankelijk van de marktomstandigheden en andere factoren. Dit in tegenstelling tot een vaste rente, die gedurende de gehele looptijd van de lening hetzelfde blijft. De hoogte van de variabele rente wordt meestal gebaseerd op een referentierente, zoals de Euribor, plus een opslag. Als de referentierente stijgt, zal de variabele rente ook stijgen en als de referentierente daalt, zal de variabele rente ook dalen. Een lening met een variabele rente kan gunstig zijn als de rente laag is, maar kan risicovol zijn als de <a href=\"https:\/\/www.factris.com\/nl\/kennisbank\/rente\/\">rente<\/a> sterk stijgt. Leners kunnen soms de optie hebben om hun variabele rente om te zetten naar een <a href=\"https:\/\/www.factris.com\/nl\/kennisbank\/vaste-rente\/\">vaste rente<\/a>.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns27127_b83dee-0b{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns27127_b83dee-0b .kt-button{font-weight:normal;font-style:normal;}.kt-btns27127_b83dee-0b .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns27127_b83dee-0b .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns27127_b83dee-0b .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns27127_b83dee-0b .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns27127_b83dee-0b .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns27127_b83dee-0b .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns27127_b83dee-0b .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns27127_b83dee-0b\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn27127_60a4c7-ee.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn27127_60a4c7-ee kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn\" href=\"\/nl\/kennisbank\/\"><span class=\"kt-btn-inner-text\">Terug naar de kennisbank<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Wat is variabele rente? Een variabele rente is een rentepercentage dat kan vari\u00ebren gedurende de looptijd van een lening, afhankelijk van de marktomstandigheden en andere factoren. Dit in tegenstelling tot een vaste rente, die gedurende de gehele looptijd van de lening hetzelfde blijft. De hoogte van de variabele rente wordt meestal gebaseerd op een referentierente,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":11214,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-27711","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Wat is variabele rente? | Kennisbank | Factris<\/title>\n<meta name=\"description\" content=\"Ontdek alles over variabele rente: wat het is, hoe het werkt en de voor- en nadelen ervan. 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