{"id":31014,"date":"2024-04-16T17:59:15","date_gmt":"2024-04-16T17:59:15","guid":{"rendered":"https:\/\/www.factris.com\/?p=31014"},"modified":"2024-04-16T18:05:36","modified_gmt":"2024-04-16T18:05:36","slug":"nieuws-behind-the-scenes-christa-teunisse","status":"publish","type":"post","link":"https:\/\/www.factris.com\/nl\/nieuws\/behind-the-scenes-christa-teunisse\/","title":{"rendered":"Behind the scenes: Christa Teunisse"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/nl\/nieuws\/&#8221; button_text=&#8221;Naar de nieuwspagina&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_line_height=&#8221;1.4em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#000a54&#8243; header_2_font_size=&#8221;27px&#8221; header_2_line_height=&#8221;1.2em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#000a54&#8243; header_3_font_size=&#8221;23px&#8221; header_3_line_height=&#8221;35px&#8221; header_4_text_color=&#8221;#000a54&#8243; header_4_font_size=&#8221;21px&#8221; header_4_line_height=&#8221;29px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>\u201cWe gingen met iedereen kajakken in Litouwen en achteraf vertelde ze pas dat in dat gebied ook beren liepen\u201d.<\/h2>\n<p>\u201cIk zal altijd achter mijn team staan. Wanneer er iets fout gaat, zal ik altijd voor mijn collega\u2019s opkomen en zorgen dat het probleem opgelost wordt, zonder met een vinger te wijzen wie er fout zit\u201d. Aan het woord is Christa Teunisse, begonnen bij Factris in februari 2021 als Team Lead Debt Collections Benelux en inmiddels doorgegroeid tot Head of Debt Collections Benelux.<\/p>\n<p>Als kind wilde zij dierenarts of advocaat worden, maar kwam uiteindelijk na een carri\u00e8re als hypotheek adviseur terecht bij EDR Credit Services en Payfix. Hier leerde zij onze Head of Sales Nouri Verhoeven en Senior Operations Specialist Cindy Overduin kennen. \u201cHet is erg bijzonder om al zo lang met deze 2 collega\u2019s samen te werken. We begonnen ooit als klein team waar we allemaal de werkzaamheden van A tot Z op ons namen, maar toen het werk steeds meer toenam zijn we onszelf gaan specialiseren. Ik bleef hierbij mijn focus houden op debiteurenbeheer en inmiddels ben ik bij Factris doorgegroeid tot Head of Debt Collections Benelux. In mijn rol mag ik leidinggeven aan ons team in de Benelux en schakel ik zelf bijna dagelijks met mijn collega in Litouwen Ernesta Katin\u0117, Head of Debt Collections van de Factris Group.\u201d<\/p>\n<p>Voor Christa was het werken in een internationale omgeving niet onbekend, wel geeft zij aan dat ze niet eerder heeft meegemaakt dat het verschil tussen de verschillende landen zo klein voelt en er geen afstand tot de directie van Factris wordt ervaren. Iedereen is heel hecht en toegankelijk, wij vroegen haar hoe zij zelf haar rol als leidinggevende ziet: \u201cIk ben mij heel erg bewust van mijn verantwoordelijke rol en daarmee bedoel ik dat ik het belangrijk vind om heel toegankelijk te zijn. Ik wil dat mijn collega\u2019s altijd het gevoel hebben dat ze bij me terecht kunnen en alles besproken kan worden, ook wanneer er iets fout is gegaan. Gelukkig kunnen we in mijn team echt op elkaar bouwen en hoef ik niet vaak op te treden als een strenge manager omdat iedereen gewoon heel erg goed in zijn\/haar rol is en zichzelf volwassen en verantwoordelijk op de werkvloer gedraagt.\u201d<\/p>\n<p>Bij haar vorige werkgever stond Christa bekend als \u2018de pitbull\u2019 en ook hier hebben de collega\u2019s het idee dat ze erg hard kan zijn. \u201cHet grappige is, dat ik dat inderdaad uitstraal en zeker kan zijn, maar ik ben juist een heel zacht ei die ook gewoon huilt bij Finding Nemo. In mijn rol is die balans ook erg belangrijk, want natuurlijk is het doel dat het geld ge\u00efnd wordt, maar zeker in de coronaperiode zaten ondernemers echt met hun handen in het haar en dan ben ik niet degene die op haar strepen gaat staan om het geld binnen te krijgen. Ik probeer juist te kijken naar oplossingen en hoe we er samen kunnen uitkomen. Daarbij behandel ik een ander altijd zoals ik zelf behandeld wil worden en ik denk dat we met dat respect, de persoonlijke touch en oprechte interesse ook echt het verschil maken bij Factris.\u201d<\/p>\n<p>Wij zijn erg blij met Christa aan de leiding van ons debiteurenbeheer team in de Benelux. Om af te sluiten vroegen wij haar naar haar leukste herinnering in haar periode bij Factris. \u201cDat is voor mij toch wel het kajakken in Litouwen geweest. Midden in de natuur, in de stromende regen en achteraf hoorde ik dat er zelfs beren in dat gebied rondliepen! Zoals ik het nu vertel klinkt de ervaring traumatisch, maar het was echt heel erg leuk om dit met de verschillende collega\u2019s te doen en mooi om te zien dat hier uiteindelijk zelfs vriendschappen uit zijn ontstaan. Ik voel mij echt heel erg vertrouwd en fijn binnen Factris en kijk ontzettend uit naar alle stappen die wij nog met de groep gaan maken\u201d.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;700px&#8221; custom_padding=&#8221;2px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;\/nl\/nieuws\/&#8221; button_text=&#8221;Naar de nieuwspagina&#8221; module_class=&#8221;btn-back&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#001194&#8243; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x23;||divi||400&#8243; button_icon_placement=&#8221;left&#8221; button_on_hover=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;off|hover&#8221; custom_padding__hover_enabled=&#8221;off|desktop&#8221; custom_padding__hover=&#8221;|||59px|false|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#000A54&#8243; custom_padding=&#8221;||||true|false&#8221; global_module=&#8221;2087&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; 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header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Focus op de groei van uw bedrijf<\/h2>\n<h3 style=\"text-align: center;\">Zet uw onbetaalde facturen om in <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.factris.com\/nl\/nieuws\/wat-is-werkkapitaal\/\">werkkapitaal<\/a><\/span><\/h3>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.factris.com\/nl\/geschiktheid\/&#8221; button_text=&#8221;Kijk of u in aanmerking komt&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;btn-tertiary-2&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;rgba(0,0,0,0)&#8221; button_font=&#8221;||||on||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_icon_color=&#8221;#ffffff&#8221; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_button button_url=&#8221;https:\/\/onboarding.factris.com\/nl\/sign-up&#8221; button_text=&#8221;Meteen beginnen&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_icon_color=&#8221;#353540&#8243; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;||18px|||&#8221; custom_padding=&#8221;10px|40px|10px|28px|true|false&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover_enabled=&#8221;on|hover&#8221; custom_padding__hover=&#8221;|50px|||true|false&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cWe gingen met iedereen kajakken in Litouwen en achteraf vertelde ze pas dat in dat gebied ook beren liepen\u201d. \u201cIk zal altijd achter mijn team staan. Wanneer er iets fout gaat, zal ik altijd voor mijn collega\u2019s opkomen en zorgen dat het probleem opgelost wordt, zonder met een vinger te wijzen wie er fout zit\u201d. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":31019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" _module_preset=\"default\" custom_padding=\"40px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"700px\" custom_padding=\"2px||4px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"\/en\/news\/\" button_text=\"Back to the news page\" module_class=\"btn-back\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#001194\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"&#x23;||divi||400\" button_icon_placement=\"left\" button_on_hover=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"off|hover\" custom_padding__hover_enabled=\"off|desktop\" custom_padding__hover=\"|||59px|false|false\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.17.4\" _module_preset=\"default\" max_width=\"700px\" custom_padding=\"47px|||||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.4\" _module_preset=\"default\" header_font_size=\"46px\" header_line_height=\"1.4em\" header_2_font=\"|700|||||||\" header_2_text_color=\"#000a54\" header_2_font_size=\"27px\" header_2_line_height=\"1.2em\" header_3_font=\"|700|||||||\" header_3_text_color=\"#000a54\" header_3_font_size=\"23px\" header_3_line_height=\"35px\" header_4_text_color=\"#000a54\" header_4_font_size=\"21px\" header_4_line_height=\"29px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\n\nFinancial ratios are calculations used to measure and analyse various aspects of a company's financial performance. These ratios are important because they provide an objective and structured way of understanding a company's financial health and performance.\n<h2>Types of financial ratios<\/h2>\nThere are many types of financial ratios that can be used, each with their own specific purpose. Some of the most common financial ratios are:\n<ul>\n \t<li><strong>Liquidity ratios:<\/strong> these ratios measure a company's ability to meet its short-term liabilities, in other words the company's <a href=\"\/news\/what-is-liquidity\/\">liquidity<\/a>. This includes ratios such as current ratio and quick ratio.<\/li>\n \t<li><strong>Profitability ratios:<\/strong> these ratios measure how profitable a company is. Some examples are gross margin, net margin and return on investment (ROI).<\/li>\n \t<li><strong>Solvency ratios:<\/strong> these ratios measure a company's ability to meet its long-term liabilities, in other words its <a href=\"\/news\/improve-solvency\/\">solvency<\/a>. This includes ratios such as debt-to-equity ratio and interest coverage ratio.<\/li>\n<\/ul>\n<h2>Why are financial ratios important?<\/h2>\nFinancial ratios are significant because they allow investors, creditors, analysts and other stakeholders to compare and evaluate a company's financial performance. By using ratios, they can better understand a company's financial health and performance and make decisions based on objective and structured information. Thus, this can also influence getting a loan or other <a href=\"\/news\/alternative-forms-of-financing\/\">alternative forms of financing.<\/a>\n\nIt is essential to note that financial ratios only tell part of the story and should be used in conjunction with other information, such as a company's operational performance and strategic plans. Nevertheless, financial ratios provide an important tool to assess how a company is performing and whether it is likely to be successful in the long term.\n\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.16\" _module_preset=\"default\" max_width=\"700px\" custom_padding=\"2px||4px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"\/en\/news\/\" button_text=\"Back to the news page\" module_class=\"btn-back\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#001194\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"&#x23;||divi||400\" button_icon_placement=\"left\" button_on_hover=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"off|hover\" custom_padding__hover_enabled=\"off|desktop\" 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header_font_tablet=\"\" header_font_phone=\"\" header_font_last_edited=\"on|desktop\" header_line_height_tablet=\"1.8em\" header_line_height_phone=\"1.4em\" header_line_height_last_edited=\"on|phone\" header_2_font_size_tablet=\"\" header_2_font_size_phone=\"32px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_tablet=\"\" header_3_font_phone=\"\" header_3_font_last_edited=\"on|phone\" header_3_line_height_tablet=\"\" header_3_line_height_phone=\"1.8em\" header_3_line_height_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n<h2 style=\"text-align: center;\">Focus on telling your business story<\/h2>\n<h3 style=\"text-align: center;\">Trade your invoices for working capital by factoring<\/h3>\n[\/et_pb_text][et_pb_button button_url=\"https:\/\/www.factris.com\/en\/eligibility\/\" button_text=\"See if I qualify\" button_alignment=\"center\" module_class=\"btn-tertiary-2\" _builder_version=\"4.20.4\" _module_preset=\"default\" custom_button=\"on\" button_text_color=\"#ffffff\" button_bg_color=\"rgba(0,0,0,0)\" button_font=\"||||on||||\" button_icon=\"&#x24;||divi||400\" button_icon_color=\"#ffffff\" button_on_hover=\"off\" custom_margin=\"||20px|||\" custom_padding=\"0px|0px|0px|0px|true|true\" global_colors_info=\"{}\"][\/et_pb_button][et_pb_button button_url=\"https:\/\/onboarding.factris.com\/en\/sign-up\" button_text=\"Finance my invoices\" button_alignment=\"center\" _builder_version=\"4.20.4\" _module_preset=\"default\" button_icon=\"&#x24;||divi||400\" button_icon_color=\"#353540\" button_on_hover=\"off\" custom_margin=\"||18px|||\" custom_padding=\"10px|40px|10px|25px|true|false\" global_colors_info=\"{}\" custom_padding__hover_enabled=\"on|hover\" custom_padding__hover=\"|50px|||true|false\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]","_et_gb_content_width":"2880","footnotes":""},"categories":[96],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO 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