Financing guide news

As a company, when you send or receive invoices, they must be paid within a specified number of days. A statutory payment term applies here. However, many entrepreneurs opt to shorten the payment period of their invoices to receive the money…

As an entrepreneur in small and medium-sized enterprises (SMEs), you may be familiar with the challenges associated with obtaining financing for your business. Fortunately, there are special credit options available tailored to the needs of SMEs, among other alternative forms of…

Financial ratios are calculations used to measure and analyse various aspects of a company’s financial performance. These ratios are important because they provide an objective and structured way of understanding a company’s financial health and performance. Types of financial ratios…

Effective cash flow management is essential to the success of any business. It enables business owners to ensure their financial health, pay off debt, invest in growth, and resist unexpected challenges. In this blog article, we share valuable tips for managing your…

As an entrepreneur, you often hear terms like “cash flow” and “working capital” in the financial world. Although they represent different concepts, they are closely related and have a crucial role in the success of your business. In this blog…

Insolvency is a legal term used to describe when a person or organisation is unable to meet its financial obligations. This can happen when a person or organisation does not have enough money to pay its debts or when a…

Liquidity is a term often used in finance, but why is it so important? Liquidity refers to the extent to which assets can be quickly and easily converted into cash without significant loss of value. It is the availability of sufficient…

Healthy liquidity is essential to the success and growth of your business. Having adequate liquidity allows you to meet your financial obligations, take advantage of opportunities, and meet unexpected challenges. In this blog article, we share valuable tips and strategies…

Cash flow is a term often used in finance, but what exactly does it mean, and why is it so important? Understanding and effectively managing cash flow is vital. Read on to find out what cash flow is and why it is…

When doing business with other companies, it is important to know who you are dealing with. A credit check can be of great value here. In this article, we will explain exactly what a credit check entails, why it is…

In the world of finance, creditworthiness is a crucial concept. In this article, we will discuss what creditworthiness is, why it is important, how it is measured, and what factors determine creditworthiness. In addition, we will also discuss whether it…

The legal payment term is a crucial concept to understand when drafting invoices and payment agreements between companies and consumers in the UK. It refers to the period within which the payment must be made before statutory interest becomes due….

As an entrepreneur, it is important to have a good overview of outstanding invoices from debtors. That way, you can manage your cash flow better and avoid incurring unnecessary costs by having to pay interest on late-paid invoices, for example….

A defaulter is someone who does not pay his or her bill. This can range from large payments like a mortgage to small payments like a phone bill. It is important to recognise defaulters so you can avoid payment risks. What…

Defaulters can have a major impact on a company’s financial well-being. Therefore, it is very important to prevent defaults. In this article, we will discuss five steps that can be taken to prevent default. 1. How do you determine a…

Accounts receivable management is an important part of a company’s financial management. It involves managing outstanding invoices and collecting funds from customers. Efficient debtor management is crucial for a business’s continuity, as it helps prevent payment delays and reduce credit risks. What…

Factoring is a financing method where a company sells its outstanding invoices to an external party, often a factoring company. This can be an alternative to a loan from a bank, but whether it is more advantageous depends on the company’s specific situation….

Defaulters can pose a serious risk to businesses. Not receiving payments on time can affect a company’s cash flow and can also damage its reputation. Default risk is also known as debtor risk. In this article, we discuss the impact of…

Credit risk is the risk that a borrower will not be able to meet its financial obligations and therefore, does not repay the loan. This risk is present in any type of loan, whether it is to an individual, a…

Working capital is very important for a business. Without sufficient working capital, you can run into problems paying day-to-day expenses. However, too much working capital is also not desirable. But what exactly is working capital? And more importantly: how can you…

As an entrepreneur, you face various financial obligations daily. To meet these obligations, it is essential to have sufficient working capital. But what exactly is working capital, why is it so important, and how do you actually calculate it? We cover it…

Every entrepreneur has to deal with it sooner or later: unpaid invoices. If you have to wait a long time for payment of an invoice, this can cause a lot of stress and extra work. In such a case, handing…

Every entrepreneur has to deal with defaulters sooner or later. This is very annoying because not only does this cause you to lose extra time, but it also affects your cash flow. So what exactly is non-payment? Non-payment boils down…

Unless you’ve been living in a cave in the Himalayas, you have already had to adapt in countless ways due to the COVID-19 pandemic. Changes such as quarantines and restrictions have impacted not only business but our entire way of…

Change doesn’t begin to describe the effects COVID-19 has had on businesses. But even though your company can’t meet in person, you can still create and maintain a culture that brings out the best in those within your company. In…

Some companies start with a great idea. They might try to make it happen, to “follow the dream”, which can make for a wonderful story.  However, a business needs more than a dream to believe in; It needs to be…

Recent research reveals more than one in three SMEs find cash flow a challenge A connection lies between unpaid invoices, banks and the struggle that SMEs face The financial service companies Euler Hermes and Bibby have released the findings from…

While many dreams of what awaits them beneath glimmering wrapping paper, others anxiously face an avalanche of business activity that they can hardly keep up with – only to be left feeling financially out in the cold when it’s all…

Borrowing is a common practice among governments, businesses, and consumers. In fact, never in the history of humanity has global debt been this high. Few people realize that credit hasn’t always been as popular as it is today. Despite its…