factris invoice financing factoring

Credit insurance

What is credit insurance?

Credit insurance is a form of insurance that protects businesses against the risk of non-payment by their customers. It covers the cost of unpaid invoices due to customer insolvency, bankruptcy, or long-term non-payment. Credit insurance can also serve as a means of assessing customers’ creditworthiness and can help companies manage their credit risk. Companies pay a premium for credit insurance and can choose different levels of coverage and terms depending on their needs and risk appetite.

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